Cost Of Living in Athens, NY

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C

11%

Overall NAT. AVG.

6%

Groceries NAT. AVG.

10%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Athens	New York	National
Cost of living	111	121	100
Groceries	106	106	100
Health care	111	110	100
Housing	110	144	100
Transportation	111	113	100
Utilities	118	112	100
Lifestyle & Entertainment	112	111	100
Household Items	106	106	100
Education & Childcare	123	118	100

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Homes For Sale In Athens, NY

3223 Sleepy Hollow Rd

Athens, NY

127 N Washington St

Athens, NY

70 Travis Pl

Athens, NY

11 N Montgomery St

Athens, NY

Cost Of Living Quick Facts

The cost of living in Athens is 8% lower than the New York average
The cost of living in Athens is 11% higher than the national average
Athens housing is 10% higher than the national average
New York general sales tax is 22% lower than the national average
New York state income tax is 54% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$125,116	$10,426	$2,919	$3,754
Renters	$40,751	$3,396	$951	$1,223

New York Sales Tax

State	General Sales Tax	With Max Surtax
New York	4%	8.875%

New York Income Tax

State	Income Tax (Low)	Income Tax (High)
New York	4%	10.9%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Copake Falls, NY	189	112	12.4%
Cairo, NY	1,400	102	2.0%
Lorenz Park, NY	2,058	103	3.4%
Philmont, NY	1,025	105	5.0%
Leeds, NY	407	105	5.2%
Athens, NY	1,801	111	10.9%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Chester Center, CT	1,801	128	28.3%
Waterman, IL	1,801	98	2.5%
Church Hill, PA	1,801	95	4.5%
Stewartstown, PA	1,801	99	1.0%
Westlake Corner, VA	1,801	121	21.4%
Athens, NY	1,801	111	10.9%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Athens, NY

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Median Income & Debt-To-Income Ratio

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Nearby cities with low cost of living

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