Cost Of Living in Arcadia, FL

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10%

Overall NAT. AVG.

0%

Goods & Services NAT. AVG.

33%

Housing NAT. AVG.

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Arcadia	Florida	National
Cost of living	90	98	100
Goods & Services	100	98	100
Groceries	101	99	100
Health care	103	96	100
Housing	67	96	100
Transportation	97	99	100
Utilities	100	97	100

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Cost Of Living Quick Facts

The cost of living in Arcadia is 8% lower than the Florida average
The cost of living in Arcadia is 10% lower than the national average
Arcadia housing is 33% lower than the national average
Florida general sales tax is 18% higher than the national average
Florida state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$40,882	$3,407	$954	$1,227
Renters	$28,663	$2,389	$669	$860

A good way to judge both the affordability of the housing and the cost of living in Arcadia is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Arcadia has a median income of about $40,882 for people who own homes. Based on that number, a maximum of $954 should be spent on expenses related to housing. Renters have a slightly different median income, which is $28,663. Based on this average, renters should spend no more than $669 on all rental costs if they want to maintain a non-impoverished standard of living.

Florida Sales Tax

State	General Sales Tax	With Max Surtax
Florida	6%	7.5%

Florida Income Tax

State	Income Tax (Low)	Income Tax (High)
Florida	0%	0%

Goods & Services

Item	Arcadia	National avg.	Difference
Haircut	$26.28	$24.26	8.3%
Beauty Salon	$41.57	$45.56	8.8%
Toothpaste	$3.67	$3.70	1.0%
Shampoo	$1.36	$1.28	6.5%
Movie	$13.08	$12.13	7.8%
Bowling	$16.72	$18.00	7.1%

Groceries

Item	Arcadia	National avg.	Difference
Ground Beef	$5.02	$5.84	14.0%
Fried Chicken	$1.48	$1.57	6.0%
Milk	$4.54	$4.67	2.8%
Potatoes	$5.47	$4.93	10.9%
Pizza	$10.96	$12.09	9.3%
Beer	$10.58	$10.41	1.6%

Health Care

Item	Arcadia	National avg.	Difference
Optometrist	$104.04	$125.68	17.2%
Doctor	$122.85	$135.78	9.5%
Dentist	$112.75	$113.29	0.5%
Ibuprofen	$10.35	$10.65	2.9%
Lipitor	$447.95	$468.60	4.4%

Housing

Item	Arcadia	National avg.	Difference
Home Price	$113,600.00	$184,700.00	38.5%
Avg. Mortgage Payment	$1,781.84	$2,346.69	24.1%
Apartment Rent	$750.00	$949.00	21.0%

Transportation

Item	Arcadia	National avg.	Difference
Gasoline	$3.56	$3.46	2.8%
Tire Balancing	$63.29	$59.92	5.6%

Utilities

Item	Arcadia	National avg.	Difference
All Electricity	$149.04	$193.99	23.2%
Phone	$193.01	$192.25	0.4%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Limestone, FL	320	100	0.1%
Gardner, FL	367	85	14.9%
Southeast Arcadia, FL	8,859	88	11.8%
Arcadia, FL	8,187	90	9.9%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Meraux, LA	8,187	96	4.5%
Goderich, ON	8,190	n/a
Kenilworth, NJ	8,182	131	30.6%
Gering, NE	8,179	93	7.2%
Kimberley, BC	8,195	n/a
Arcadia, FL	8,187	90	9.9%