| Index | Apollo Beach | Florida | National |
| Cost of living | 122 | 102 | 100 |
| Groceries | 100 | 102 | 100 |
| Health care | 107 | 104 | 100 |
| Housing | 165 | 97 | 100 |
| Transportation | 101 | 103 | 100 |
| Utilities | 110 | 110 | 100 |
| Lifestyle & Entertainment | 108 | 104 | 100 |
| Household Items | 100 | 102 | 100 |
| Education & Childcare | 101 | 106 | 100 |
The cost of living in Apollo Beach affects the quality of life one can afford in this new location. It allows people to assess whether they can maintain their preferred lifestyle, including housing, leisure activities and dining options. Your total monthly expenditures can varry depending on the area, as well as many other factors. The cost of living in Apollo Beach is 122, which is 22% higher than the national average. Knowledge of the cost of living can help individuals make informed decisions about retirement savings, investments, and financial goals.
If you value affordability in your search for a new place to live, Apollo Beach may not be the most suitable option, as it stands out as one of the priciest areas in the entire United States. Only a small fraction of regions have a cost of living that is more than 20% higher than the national average, and regrettably, Apollo Beach falls into this category, which may not align with your desire for an affordable place to call home.
When it comes to the cost of living in Apollo Beach, housing costs are a real heavyweight, often hogging a significant chunk of your earnings. Sadly, in this area, housing expenses for both buying and renting were 65.3% more expensive compared to your average city. That means you'll be shelling out more for homes, rents, mortgage rates and insurance.
Is Apollo Beach an affordable place to live? That's a valid question to ask when you're thinking about moving to a new city. After all, how much it costs to live somewhere can be a huge factor in your decision. Affordability can be broken down into 3 common categories. The cost of living index (we talked about it earlier), housing expenses and income levels all play a big role in figuring out if a place is affordable. For instance, in Apollo Beach, the median home price is 65% higher than what most folks pay across the country, and monthly rent prices are 66% higher than the usual rates. Income levels in Apollo Beach come in at $142,178, which is 74.8% higher than the national average.
Urbanization: Larger, urban areas boasting abundant amenities and robust employment prospects often exhibit a heightened cost of living, driven by the increased demand for services and residential relocation. Consequently, this leads to elevated home prices and higher rental rates. In contrast, sparsely populated rural locales or regions marked by diminished demand typically offer a more limited range of amenities and experience slower job market expansion. This translates into a more affordable cost of living.
Groceries: Over the past 2-3 years, grocery expenses have experienced substantial upward trends. In certain markets, food prices have surged by over 20% during this period, while others have witnessed more modest increases. These fluctuations in food costs can wield significant influence over the overall cost of living in a given region. In Apollo Beach, the groceries index is 0.2% higher than the national average.
Utilities: Similar to the prices of any goods or services, utility expenses can fluctuate widely, contingent on variables such as climate, available energy sources, geographical location and state regulations. Costs associated with electricity, water, heating, and waste disposal can differ in magnitude, depending on the specific city or state. In Apollo Beach, the utilities index registers at 9.8% higher than the national average.
The cost of living estimates displayed for Apollo Beach are modeled using a U.S. average baseline of 100, helping provide a useful comparison of local living expenses. Housing calculations include U.S. Census home price and rental data, while all other values are AI-assisted estimates based on regional cost patterns, climate, transportation, and everyday spending expectations. These values are intended for directional comparisons across cities.
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| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $146,912 | $12,243 | $3,428 | $4,408 |
| Renters | $125,483 | $10,457 | $2,928 | $3,765 |
| State | General Sales Tax | With Max Surtax |
| Florida | 6% | 7.5% |
| State | Income Tax (Low) | Income Tax (High) |
| Florida | 0% | 0% |
| City | Population | Cost of Living Index | National Avg. |
| Palm River-Clair Mel, FL | 25,085 | 100 | 0.0% |
| Ruskin, FL | 26,287 | 104 | 3.8% |
| Gibsonton, FL | 18,477 | 105 | 5.3% |
| Progress Village, FL | 10,684 | 109 | 9.0% |
| Brandon, FL | 119,685 | 110 | 10.1% |
| Apollo Beach, FL | 24,263 | 122 | 21.9% |
| City | Population | Cost of Living Index | National Avg. |
| Oak Harbor, WA | 24,266 | 123 | 22.7% |
| North Augusta, SC | 24,271 | 98 | 1.9% |
| Ashland, CA | 24,254 | 162 | 62.0% |
| Bailey's Crossroads, VA | 24,246 | 136 | 35.6% |
| Jacksonville Beach, FL | 24,280 | 135 | 34.6% |
| Apollo Beach, FL | 24,263 | 122 | 21.9% |
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