Cost of Living in Andover, IL

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10%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
34%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Andover Illinois National
Cost of living9098100
Groceries97100100
Health care101100100
Housing6695100
Transportation104101100
Utilities9999100
Lifestyle & Entertainment98100100
Household Items101100100
Education & Childcare102100100
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Homes For Sale In Andover, IL

property for sale

532 Oak St

Andover, IL
property for sale

506 6th St

Andover, IL
property for sale

524 6th St

Andover, IL

Cost Of Living Quick Facts

  • The cost of living in Andover is 8% lower than the Illinois average
  • The cost of living in Andover is 10% lower than the national average
  • Andover housing is 34% lower than the national average
  • Illinois general sales tax is 22% higher than the national average
  • Illinois state income tax is 91% higher than the national average

Most Affordable Places to Live in and Around Andover

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Compare Andover, IL Cost of Living

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      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$84,722$7,060$1,977$2,542
      Renters$86,586$7,216$2,020$2,598

      Illinois Sales Tax

      State General Sales Tax With Max Surtax
      Illinois 6.25% 10.25%

      Illinois Income Tax

      State Income Tax (Low) Income Tax (High)
      Illinois 4.95% 4.95%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Oak Grove, IL4457821.6%
      North Henderson, IL2458217.7%
      Galva, IL2,6398316.8%
      Altona, IL6498416.1%
      Rio, IL2158415.7%
      Andover, IL4739010.0%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Dozier, AL4738019.7%
      Silas, AL4738019.6%
      Stockton, AL473963.7%
      Lostant, IL4738811.6%
      Alba, MI4737723.5%
      Andover, IL4739010.0%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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