| Index | Amelia | Ohio | National |
| Cost of living | 91 | 89 | 100 |
| Groceries | 97 | 97 | 100 |
| Health care | 95 | 96 | 100 |
| Housing | 82 | 74 | 100 |
| Transportation | 95 | 96 | 100 |
| Utilities | 95 | 96 | 100 |
| Lifestyle & Entertainment | 93 | 95 | 100 |
| Household Items | 97 | 97 | 100 |
| Education & Childcare | 92 | 93 | 100 |
Getting a feel for the cost of living in Amelia is essential for anyone planning to relocate, as it empowers them to make informed financial decisions, secure a comfortable lifestyle and maintain financial stability in their new environment. The cost of living in Amelia is 91, which is 9% lower than the national average. Relocating individuals may need to adjust their savings and investment strategies based on the cost of living in the new location. It influences decisions about retirement planning, investments and financial goals.
The cost of living in Amelia is about average when compared to all other cities across the nation. You can expect that everyday items like food, household expenses and utility bills will be no more expensive than any other average city. Residents can anticipate living expenses that remain in line with the national average, ensuring a manageable financial burden, making it an attractive choice for those seeking affordability without the constraints of higher everyday expenditures.
Is Amelia affordable? It's a key consideration when pondering a move, as affordability often shapes your choices. The cost of living index (we discussed it earlier), coupled with housing costs and income levels, serves as the cornerstone for determining a location's affordability. Take Amelia, for instance, where the median home price falls 13.7% lower than the national average, and monthly rent rates are 28.5% lower than usual. Additionally, median income levels contribute to the equation, with Amelia flaunting a median household income of $86,369, 6.2% higher than the national norm.
Taxes: Cities that enforce higher taxes, covering both sales taxes and income taxes, can be a factor contributing to a higher cost of living. Paying more in taxes for everyday essentials like clothing and food inevitably leads to higher expenses. A higher income tax rate can further contribute to an overall elevated cost of living. In Amelia, the baseline sales tax rate begins at 5.75%, and income tax rates start at 2.76%.
Transportation: In areas where public transportation is scarce or unavailable, residents often find themselves compelled to own and upkeep vehicles, thereby increasing the overall cost of living. Monthly expenses encompass fuel, insurance, routine maintenance and potentially lease or financing payments. In Amelia, the transportation index is 5.5% lower than the national average.
Healthcare: Healthcare costs and insurance premiums can undergo substantial fluctuations based on the city or state of residence. Elements such as the availability of healthcare facilities, out-of-pocket costs for medical consultations, dental expenses, prescription medication charges and specialized medical care fees all contribute to variations in the cost of living. In Amelia, healthcare costs are 4.9% lower than the national average.
The Amelia cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $118,831 | $9,903 | $2,773 | $3,565 |
| Renters | $58,995 | $4,916 | $1,376 | $1,770 |
| State | General Sales Tax | With Max Surtax |
| Ohio | 5.75% | 8% |
| State | Income Tax (Low) | Income Tax (High) |
| Ohio | 2.76% | 3.99% |
| City | Population | Cost of Living Index | National Avg. |
| Plainville, OH | 159 | 97 | 3.4% |
| Dillonvale village, OH | 667 | 80 | 20.2% |
| Elmwood Place, OH | 2,132 | 80 | 19.8% |
| Moscow, OH | 98 | 80 | 19.6% |
| Arlington Heights, OH | 855 | 82 | 18.1% |
| Amelia, OH | 10,718 | 91 | 9.0% |
| City | Population | Cost of Living Index | National Avg. |
| Gloucester Point, VA | 10,715 | 110 | 9.9% |
| Hull, MA | 10,722 | 143 | 43.4% |
| Covington, LA | 10,723 | 105 | 5.3% |
| Sebring, FL | 10,710 | 91 | 8.9% |
| Union City, TN | 10,733 | 86 | 13.6% |
| Amelia, OH | 10,718 | 91 | 9.0% |
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