Cost of Living in Albany, TX

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A+
16%
Overall NAT. AVG.
0%
Groceries NAT. AVG.
48%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Albany Texas National
Cost of living8494100
Groceries10098100
Health care9698100
Housing5283100
Transportation10098100
Utilities103103100
Lifestyle & Entertainment9498100
Household Items9898100
Education & Childcare9598100
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Homes For Sale In Albany, TX

property for sale

7600 S State Highway 6

Albany, TX
property for sale

1789 County Road 147

Albany, TX
property for sale

14 Remington Dr

Albany, TX
property for sale

741 Conrad Ave

Albany, TX
See the Newest Homes For Sale In Albany, TX

Cost Of Living Quick Facts

  • The cost of living in Albany is 10% lower than the Texas average
  • The cost of living in Albany is 16% lower than the national average
  • Albany housing is 48% lower than the national average
  • Texas general sales tax is 22% higher than the national average
  • Texas state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Albany

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Compare Albany, TX Cost of Living

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      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$68,634$5,720$1,601$2,059
      Renters$25,154$2,096$587$755

      Texas Sales Tax

      State General Sales Tax With Max Surtax
      Texas 6.25% 8.25%

      Texas Income Tax

      State Income Tax (Low) Income Tax (High)
      Texas 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Moran, TX2267821.6%
      Albany, TX1,6208415.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Marmet, WV1,6208316.5%
      Saint-Zacharie, QC1,620n/a 
      Grayson, CA1,61913231.8%
      Aragon, GA1,6218712.5%
      Pierz, MN1,621928.4%
      Albany, TX1,6208415.7%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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