| Index | Albany | Indiana | National |
| Cost of living index | 73 | 89 | 100 |
| Index | Albany | Indiana | National |
| Goods & Services index | 81 | 98 | 100 |
| Groceries index | 93 | 94 | 100 |
| Health care index | 76 | 93 | 100 |
| Housing index | 45 | 72 | 100 |
| Transportation index | 91 | 96 | 100 |
| Utilities index | 91 | 94 | 100 |
| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $54,063 | $4,505 | $1,261 | $1,622 |
| Renters | $23,077 | $1,923 | $538 | $692 |
| State | General Sales Tax | With Max Surtax |
| Indiana | 7% | 7% |
| State | Income Tax (Low) | Income Tax (High) |
| Indiana | 3.3% | 3.3% |
| Item | Albany | National avg. | Difference |
| Haircut | $11.07 | $16.09 | 31.2% |
| Beauty Salon | $25.07 | $37.33 | 32.8% |
| Toothpaste | $1.93 | $2.45 | 21.0% |
| Shampoo | $0.87 | $1.00 | 12.8% |
| Movie | $6.02 | $10.28 | 41.5% |
| Bowling | $3.49 | $4.93 | 29.3% |
| Item | Albany | National avg. | Difference |
| Ground Beef | $3.52 | $3.80 | 7.4% |
| Fried Chicken | $1.22 | $1.40 | 12.6% |
| Milk | $1.59 | $2.01 | 20.7% |
| Potatoes | $2.65 | $3.01 | 11.8% |
| Pizza | $8.00 | $9.89 | 19.1% |
| Beer | $8.29 | $8.90 | 6.9% |
| Item | Albany | National avg. | Difference |
| Optometrist | $49.75 | $102.16 | 51.3% |
| Doctor | $65.15 | $108.36 | 39.9% |
| Dentist | $70.01 | $92.53 | 24.3% |
| Ibuprofen | $8.66 | $9.28 | 6.7% |
| Lipitor | $415.83 | $425.82 | 2.3% |
| Item | Albany | National avg. | Difference |
| Home Price | $73,000.00 | $184,700.00 | 60.5% |
| Avg. Mortgage Payment | $826.93 | $1,202.44 | 31.2% |
| Apartment Rent | $556.00 | $949.00 | 41.4% |
| Item | Albany | National avg. | Difference |
| Gasoline | $2.21 | $2.24 | 1.6% |
| Tire Balancing | $35.40 | $46.29 | 23.5% |
| Item | Albany | National avg. | Difference |
| All Electricity | $142.37 | $165.96 | 14.2% |
| Phone | $27.84 | $28.68 | 2.9% |
| City, State | Population | Cost of Living Index | National Avg. |
| Ridgeville, IN | 531 | 70 | -30% |
| Redkey, IN | 1,490 | 71 | -29% |
| Hartford City, IN | 6,110 | 81 | -19% |
| Pennville, IN | 794 | 81 | -19% |
| Matthews, IN | 660 | 72 | -28% |
| Albany, IN | 1,988 | 73 | -27% |
| City, State | Population | Cost of Living Index | National Avg. |
| Blountsville, AL | 1,988 | 82 | -18% |
| Amelia, LA | 1,987 | 92 | -8% |
| Jamestown, KY | 1,989 | 80 | -20% |
| Marbury, AL | 1,989 | 86 | -14% |
| Fisher, IL | 1,989 | 89 | -11% |
| Albany, IN | 1,988 | 73 | -27% |