Cost Of Living in Adams, ND

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21%

Overall NAT. AVG.

2%

Groceries NAT. AVG.

66%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Adams	North Dakota	National
Cost of living	79	95	100
Groceries	98	99	100
Health care	98	99	100
Housing	34	86	100
Transportation	98	98	100
Utilities	102	104	100
Lifestyle & Entertainment	99	97	100
Household Items	101	99	100
Education & Childcare	97	98	100

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Cost Of Living Quick Facts

The cost of living in Adams is 17% lower than the North Dakota average
The cost of living in Adams is 21% lower than the national average
Adams housing is 66% lower than the national average
North Dakota general sales tax is 2% lower than the national average
North Dakota state income tax is 58% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$74,249	$6,187	$1,732	$2,228
Renters	$0	$0	$0	$0

North Dakota Sales Tax

State	General Sales Tax	With Max Surtax
North Dakota	5%	8%

North Dakota Income Tax

State	Income Tax (Low)	Income Tax (High)
North Dakota	1.1%	2.9%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Brocket, ND	15	99	1.3%
Lawton, ND	14	72	27.8%
Fairdale, ND	28	73	27.4%
Nekoma, ND	33	78	22.5%
Lankin, ND	182	78	21.9%
Adams, ND	150	79	20.8%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Bassett, AR	150	97	3.0%
Bieber, CA	150	117	17.4%
Chinese Camp, CA	150	117	16.8%
Daphnedale Park, CA	150	117	17.2%
Aripeka, FL	150	101	1.2%
Adams, ND	150	79	20.8%