Cost of Living in Ada, OH

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13%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
34%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Ada Ohio National
Cost of living8789100
Groceries9797100
Health care9796100
Housing6674100
Transportation9696100
Utilities9896100
Lifestyle & Entertainment9495100
Household Items9897100
Education & Childcare9193100
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Homes For Sale In Ada, OH

property for sale

128 E Montford Ave

Ada, OH
property for sale

414 W North Ave

Ada, OH
property for sale

406 N Main St

Ada, OH
property for sale

423 N Johnson St

Ada, OH

Cost Of Living Quick Facts

  • The cost of living in Ada is 3% lower than the Ohio average
  • The cost of living in Ada is 13% lower than the national average
  • Ada housing is 34% lower than the national average
  • Ohio general sales tax is 13% higher than the national average
  • Ohio state income tax is 6% higher than the national average

Most Affordable Places to Live in and Around Ada

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Compare Ada, OH Cost of Living

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      Salary Calculator

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      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$105,651$8,804$2,465$3,170
      Renters$52,867$4,406$1,233$1,586
      The affordability of the housing market in Ada, OH as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Ada homeowners, the median income is $105,651. This indicates that a monthly maximum of $2,465 should be spent by homeowners on all housing related costs. Renters have a median income of $52,867. This indicates that renters would have a maximum of $1,233 for their rent related monthly costs.

      Ohio Sales Tax

      State General Sales Tax With Max Surtax
      Ohio 5.75% 8%

      Ohio Income Tax

      State Income Tax (Low) Income Tax (High)
      Ohio 2.76% 3.99%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Dola, OH146972.6%
      McGuffey, OH5057722.9%
      Alger, OH9067921.4%
      St. Johns, OH1837921.3%
      Uniopolis, OH3248020.3%
      Ada, OH5,4278713.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Odessa, MO5,425919.0%
      Windsor, QC5,425n/a 
      Country Knolls, NY5,42912727.5%
      Memramcook, NB5,432n/a 
      Ripley, MS5,4218515.1%
      Ada, OH5,4278713.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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