Cost Of Living in Acton, CA

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F

58%

Overall NAT. AVG.

16%

Goods & Services NAT. AVG.

158%

Housing NAT. AVG.

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Acton	California	National
Cost of living	158	140	100
Goods & Services	116	111	100
Groceries	112	112	100
Health care	108	109	100
Housing	258	196	100
Transportation	124	126	100
Utilities	112	127	100

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Cost Of Living Quick Facts

The cost of living in Acton is 13% higher than the California average
The cost of living in Acton is 58% higher than the national average
Acton housing is 158% higher than the national average
California general sales tax is 42% higher than the national average
California state income tax is 61% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$106,000	$8,833	$2,473	$3,180
Renters	$35,962	$2,997	$839	$1,079

A good way to judge both the affordability of the housing and the cost of living in Acton is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Acton has a median income of about $106,000 for people who own homes. Based on that number, a maximum of $2,473 should be spent on expenses related to housing. Renters have a slightly different median income, which is $35,962. Based on this average, renters should spend no more than $839 on all rental costs if they want to maintain a non-impoverished standard of living.

California Sales Tax

State	General Sales Tax	With Max Surtax
California	7.25%	10.5%

California Income Tax

State	Income Tax (Low)	Income Tax (High)
California	1%	13.3%

Goods & Services

Item	Acton	National avg.	Difference
Haircut	$24.67	$24.26	1.7%
Beauty Salon	$49.33	$45.56	8.3%
Toothpaste	$3.76	$3.70	1.5%
Shampoo	$1.41	$1.28	9.8%
Movie	$13.46	$12.13	11.0%
Bowling	$19.07	$18.00	6.0%

Groceries

Item	Acton	National avg.	Difference
Ground Beef	$6.26	$5.84	7.2%
Fried Chicken	$2.08	$1.57	32.2%
Milk	$4.76	$4.67	1.9%
Potatoes	$4.94	$4.93	0.2%
Pizza	$16.13	$12.09	33.5%
Beer	$9.60	$10.41	7.8%

Health Care

Item	Acton	National avg.	Difference
Optometrist	$129.09	$125.68	2.7%
Doctor	$119.86	$135.78	11.7%
Dentist	$108.07	$113.29	4.6%
Ibuprofen	$10.36	$10.65	2.7%
Lipitor	$505.41	$468.60	7.9%

Housing

Item	Acton	National avg.	Difference
Home Price	$564,000.00	$184,700.00	205.4%
Avg. Mortgage Payment	$2,799.02	$2,346.69	19.3%
Apartment Rent	$1,394.00	$949.00	46.9%

Transportation

Item	Acton	National avg.	Difference
Gasoline	$4.47	$3.46	29.3%
Tire Balancing	$58.33	$59.92	2.6%

Utilities

Item	Acton	National avg.	Difference
All Electricity	$326.49	$193.99	68.3%
Phone	$182.78	$192.25	4.9%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Sun Village, CA	14,080	120	20.1%
Littlerock, CA	948	121	21.3%
Lancaster, CA	157,697	125	24.9%
Desert View Highlands, CA	3,259	127	26.5%
Elizabeth Lake, CA	1,632	128	27.6%
Acton, CA	7,054	158	58.3%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Russellville, KY	7,056	84	16.2%
Bremen, GA	7,057	95	5.4%
Clinton, MA	7,058	123	23.0%
Gypsum, CO	7,049	131	31.1%
Cumberland, Subd. B, NS	7,048	n/a
Acton, CA	7,054	158	58.3%