Winona cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexWinonaMinnesotaNational
Cost of living index97102100
IndexWinonaMinnesotaNational
Goods & Services index112107100
Groceries index107107100
Health care index110108100
Housing index75101100
Transportation index10498100
Utilities index9287100
An overview of the general cost of living index for Winona, MN is displayed above for your reference. Residents in Winona, MN enjoy a cost of living index of 97. This index is 5% lower than the Minnesota average, and 3% lower than the national average. The following categories are used when determining the cost of living index for any given city: health care (5%), transportation (9%), utilities (10%), groceries (13%), housing (30%), and goods/services (33%). Clearly, housing and goods/services make up the majority of the formula for calculating the cost of living index. Because of this, the general cost of living for any given area can be estimated by looking at the cost of everyday goods in that area. For those living in Winona, MN, the average cost of goods and services is 5% higher than it is in Minnesota, and it is 12% higher than the national average.

Did you know?

  • The cost of living in Winona is 5% lower than the Minnesota average.
  • The cost of living in Winona is 3% lower than the national average.
  • The cost of housing in Winona is 25% lower than the national average.
  • Minnesota general sales tax is 35% higher than the national average.
  • Minnesota state income tax is 141% higher than the national average.

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Compare Winona, MN Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
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Health care index
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Using the salary calculator lets you compare the salary you earn in Winona, MN to what it is in other cities. It will let you know what your earnings would have to be in another city to have the same standard of living, as determined by the cost of living in each city. For example, if the cost of living in the area you want to move to is higher than the cost of living in Winona, MN, you have to earn a higher income in order to still have the same standard of living. To operate the Winona, MN salary calculator, put in the name of the other city, then move the slider to the point that represents the current income. The salary calculator will take care of the rest and tell you how much more or less you must earn in the new city. A Total breakdown of the cost of living is also provided.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$57,189$4,766$1,334$1,716
Renters$18,850$1,571$440$566
How much of your monthly income goes to housing can tell you whether or not you can afford housing in Winona, MN, as well as what the average cost of living is. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payment and not more than 36 percent of income on all expenses and debts. In Winona, MN homeowners have a median income of $57,189. Using that number, you will come up with a maximum of $1,334 per month that can be spent on the cost of housing. For those who are renting instead of owning, the median income is $18,850, which means there is a maximum of $440 to be spent on the costs of renting a home or apartment.

Minnesota Sales Tax

StateGeneral Sales TaxWith Max Surtax
Minnesota6.875%7.875%

Minnesota Income Tax

StateIncome Tax (Low)Income Tax (High)
Minnesota5.35%9.85%
The Minnesota sales tax and Minnesota income tax rates should definitely be considered when determining the overall cost of living in Winona, MN. Sales taxes are taxes that are imposed onto goods and services sold. Sales taxes do vary by state and can range from no tax at all to upwards of 7%. The Minnesota sales tax is 6.875% and the maximum surtax is 7.875%. Income tax is the tax imposed on income by the government. The income tax rates will vary by state and will also increase or decrease depending on the corresponding tax bracket. State income tax rates can range from anywhere from no tax at all to more than 9%. The Minnesota income tax rates range from 5.35% to 9.85%.

Goods & Services

ItemWinonaNational avg.Difference
Haircut $17.50$14.5919.9%
Beauty Salon $31.40$34.689.5%
Toothpaste $3.66$2.4748.0%
Shampoo $1.06$1.023.7%
Movie $9.25$9.876.3%
Bowling $6.00$4.3936.6%

Groceries

ItemWinonaNational avg.Difference
Ground Beef $4.38$4.482.2%
Fried Chicken $1.67$1.4614.1%
Milk $2.54$2.367.8%
Potatoes $2.25$3.0626.5%
Pizza $11.00$9.2419.0%
Beer $8.24$8.634.6%

Health Care

ItemWinonaNational avg.Difference
Optometrist $121.33$99.7821.6%
Doctor $146.30$105.0339.3%
Dentist $84.40$88.704.8%
Ibuprofen $9.56$9.411.6%
Lipitor $300.89$298.500.8%

Housing

ItemWinonaNational avg.Difference
Home Price $138,000.00$175,700.0021.5%
Avg. Mortgage Payment $839.64$1,081.0322.3%
Apartment Rent $615.00$920.0033.2%

Transportation

ItemWinonaNational avg.Difference
Gasoline $2.14$2.092.4%
Tire Balancing $49.65$45.299.6%

Utilities

ItemWinonaNational avg.Difference
All Electricity$184.37$170.807.9%
Phone $19.99$28.2629.3%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Cochrane, WI47091-9%
Utica, MN28593-7%
Dodge, WI13394-6%
Arcadia, WI2,95395-5%
Buffalo City, WI1,05797-3%
Winona, MN27,52697-3%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Alton, IL27,51787-13%
New London, CT27,53611616%
Melrose, MA27,50915050%
West Islip, NY27,54514848%
Central, LA27,5051055%
Winona, MN27,52697-3%
Source: The Winona, MN cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.