Windsor Locks cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexWindsor LocksConnecticutNational
Cost of living index119128100
IndexWindsor LocksConnecticutNational
Goods & Services index121123100
Groceries index128125100
Health care index119117100
Housing index113144100
Transportation index109105100
Utilities index128130100
A general summary of the cost of living index in Windsor Locks, CT is shown above. Compared to the state average of Connecticut the cost of living index in Windsor Locks, CT is 119, which is 7% lower than the average in Connecticut and compared to the national average it is 19% higher than. The cost of living index is made up of several categories. These are transportation at 9%, utilities at 10%, goods and services at 33%, housing at 30%, groceries at 13%, and health care at 5%. The bulk of the cost of living index comes from the categories of goods and services and housing. If you look at everyday goods and services they can be a good indicator in a certain city of the general costs of goods there. In Windsor Locks, CT goods and services come in at 2% lower than the average in Connecticut and are 21% higher than compared to the nationwide average.

Did you know?

  • The cost of living in Windsor Locks is 7% lower than the Connecticut average.
  • The cost of living in Windsor Locks is 19% higher than the national average.
  • The cost of housing in Windsor Locks is 13% higher than the national average.
  • Connecticut general sales tax is 25% higher than the national average.
  • Connecticut state income tax is 35% higher than the national average.

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Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator is used in order to provide a comparison of your current salary in Windsor Locks, CT to another city of your choice. The calculator will inform you of what your salary needs to be in any specific city in order for you to maintain your living standard based on what the city’s cost of living is. As an example, if you are seeking to move to a city that has a higher cost of living compared to Windsor Locks, CT, you would have to earn a higher income to maintain a standard of living that is similar. To get started with the Windsor Locks, CT salary calculator, input the new city’s name and then move the slider to indicate your current income. The salary calculator will now process the numbers and show you whether you need to earn more or less in the chosen city. A comprehensive breakdown of the cost of living will also be shown.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
A good way to judge both the affordability of the housing and the cost of living is by simply calculating the maximum that a person should spend on housing in Windsor Locks, CT, otherwise known as the debt-to-income ratio (DTI). The safest way to live in the city is to avoid spending more than 28 percent of the gross income that one earns on costs that pertain to housing and no more than 36 percent on all expenses and debts. Windsor Locks, CT has a median income of about $75,100 for people who own homes. Based on that number, a person should spend a maximum of $1,752 on expenses related to housing. Renters have a slightly different median income, which is $47,689. Based on this average, renters should spend no more than $1,113 on all of their rental costs if they want to maintain a non-impoverished standard of living.

Connecticut Sales Tax

StateGeneral Sales TaxWith Max Surtax

Connecticut Income Tax

StateIncome Tax (Low)Income Tax (High)
When you are determining the total cost of living in Windsor Locks, CT you will want to make sure you consider both the Connecticut sales tax and the Connecticut income tax rates. Sales tax come in the form of taxes levied on both services and goods that are sold. The sales tax rates are different state to state and range from zero sales tax to higher than 7%. The sales tax in Connecticut is 6.35%, with the highest surtax being 6.35%. Tax that is on income by the government is income tax. Different states have different income tax rates and these rates can be higher or lower dependent on the corresponding tax bracket. The state income tax rates are different state to state and range from no income tax to more than 9% income tax. The income tax rates in Connecticut have a range from 3% to 6.7%.

Goods & Services

ItemWindsor LocksNational avg.Difference
Haircut $17.50$14.5919.9%
Beauty Salon $47.06$34.6835.7%
Toothpaste $3.22$2.4730.2%
Shampoo $1.17$1.0214.5%
Movie $10.07$9.872.0%
Bowling $7.17$4.3963.3%


ItemWindsor LocksNational avg.Difference
Ground Beef $6.34$4.4841.6%
Fried Chicken $1.90$1.4629.8%
Milk $2.56$2.368.6%
Potatoes $4.51$3.0647.3%
Pizza $10.11$9.249.4%
Beer $10.03$8.6316.2%

Health Care

ItemWindsor LocksNational avg.Difference
Optometrist $116.73$99.7817.0%
Doctor $123.77$105.0317.8%
Dentist $122.94$88.7038.6%
Ibuprofen $11.38$9.4120.9%
Lipitor $267.92$298.5010.2%


ItemWindsor LocksNational avg.Difference
Home Price $202,100.00$175,700.0015.0%
Avg. Mortgage Payment $1,493.00$1,081.0338.1%
Apartment Rent $996.00$920.008.3%


ItemWindsor LocksNational avg.Difference
Gasoline $2.44$2.0916.6%
Tire Balancing $39.98$45.2911.7%


ItemWindsor LocksNational avg.Difference
All Electricity$265.73$170.8055.6%
Phone $24.95$28.2611.7%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Springfield, MA153,83611010%
Hartford, CT125,21111313%
Blue Hills, CT2,73511414%
East Hartford, CT51,21111414%
Rockville, CT7,34811515%
Windsor Locks, CT12,55411919%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Lakeland, TN12,5491033%
Ottawa, KS12,54887-13%
Big Bear City, CA12,56311010%
Gaffney, SC12,56589-11%
Santa Fe, TX12,57293-7%
Windsor Locks, CT12,55411919%
Source: The Windsor Locks, CT cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.