Whitinsville cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexWhitinsvilleMassachusettsNational
Cost of living index122132100
IndexWhitinsvilleMassachusettsNational
Goods & Services index124117100
Groceries index114108100
Health care index124121100
Housing index128167100
Transportation index115109100
Utilities index118129100
Here we can see a simple outline of the cost of living in Whitinsville, MA. As you can see, with the average cost of living in Whitinsville, MA being 122, that puts it 7% lower than the average of Massachusetts and 22% higher than our nation's average. This simple outline of the cost of living index was formulated using prices of: goods and services (weighted 33%), housing prices (weighted 30%), groceries (weighted 13%), utilities (weighted 10%), transportation (weighted 9%), and health care (weighted 5%). Thus, goods/services, along with housing influences the majority of the cost of living index. The price of daily goods and services is a valuable and reliable number to be aware of when considering the general price of the city's goods. In the case of Whitinsville, MA, the price of goods and services are 6% higher than the average of Massachusetts as well as 24% higher than the nation's average.

Did you know?

  • The cost of living in Whitinsville is 7% lower than the Massachusetts average.
  • The cost of living in Whitinsville is 22% higher than the national average.
  • The cost of housing in Whitinsville is 28% higher than the national average.
  • Massachusetts general sales tax is 23% higher than the national average.
  • Massachusetts state income tax is 132% higher than the national average.

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Compare Whitinsville, MA Cost of living To Other Cities

Salary Calculator

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Use the salary calculator to compare your current salary in Whitinsville, MA to any other city. The salary calculator will tell you how much you would need to earn in any given city to maintain the same standard of living based on the cost of living in each city. For example, if the cost of living in the city you are looking to relocate to is higher than the cost of living in Whitinsville, MA, then you would need to earn more income in order to maintain the same standard of living. To use the Whitinsville, MA salary calculator, simply enter in the name of the new city, then adjust the slider to your current income. The salary calculator will do the rest and let you know if you need to earn more or less in the new city. You will also see a complete breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$81,324$6,777$1,897$2,440
Renters$43,081$3,590$1,005$1,293
The affordability of the housing market in Whitinsville, MA as well as the overall cost of living can be indicated accurately by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should ever be used on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Whitinsville, MA homeowners, the median income is $81,324. This indicates that a monthly maximum of $1,897 should be spent by homeowners on all housing related costs. Renters have a median income of $43,081. This indicates that renters should have a maximum of $1,005 used for their rent related monthly costs.

Massachusetts Sales Tax

StateGeneral Sales TaxWith Max Surtax
Massachusetts6.25%6.25%

Massachusetts Income Tax

StateIncome Tax (Low)Income Tax (High)
Massachusetts5.15%5.15%
The Massachusetts sales tax and Massachusetts income tax rates should definitely be considered when determining the overall cost of living in Whitinsville, MA. Sales taxes are taxes that are imposed onto goods and services sold. Sales taxes do vary by state and can range from no tax at all to upwards of 7%. The Massachusetts sales tax is 6.25% and the maximum surtax is 6.25%. Income tax is the tax imposed on income by the government. The income tax rates will vary by state and will also increase or decrease depending on the corresponding tax bracket. State income tax rates can range from anywhere from no tax at all to more than 9%. The Massachusetts income tax rates range from 5.15% to 5.15%.

Goods & Services

ItemWhitinsvilleNational avg.Difference
Haircut $16.89$15.568.5%
Beauty Salon $52.43$36.1145.2%
Toothpaste $2.87$2.4715.9%
Shampoo $1.13$0.9617.1%
Movie $11.93$10.1317.8%
Bowling $5.29$4.7411.7%

Groceries

ItemWhitinsvilleNational avg.Difference
Ground Beef $4.24$3.986.5%
Fried Chicken $1.73$1.4123.2%
Milk $2.56$2.0623.9%
Potatoes $3.50$2.9817.3%
Pizza $11.43$9.4720.7%
Beer $9.30$8.795.7%

Health Care

ItemWhitinsvilleNational avg.Difference
Optometrist $135.03$101.0433.6%
Doctor $157.89$107.4447.0%
Dentist $114.38$90.4226.5%
Ibuprofen $9.50$9.282.4%
Lipitor $422.50$426.500.9%

Housing

ItemWhitinsvilleNational avg.Difference
Home Price $250,900.00$175,700.0042.8%
Avg. Mortgage Payment $2,222.50$1,133.2396.1%
Apartment Rent $860.00$920.006.5%

Transportation

ItemWhitinsvilleNational avg.Difference
Gasoline $2.21$1.9910.7%
Tire Balancing $56.87$45.7624.3%

Utilities

ItemWhitinsvilleNational avg.Difference
All Electricity$203.68$163.8124.3%
Phone $31.35$28.3910.4%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Quinebaug, CT9741088%
Woonsocket, RI41,1361099%
Putnam, CT7,2491099%
North Grosvenor Dale, CT1,61411212%
Webster, MA12,13511212%
Whitinsville, MA6,47812222%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
East Foothills, CA6,47918282%
Catasauqua, PA6,47798-2%
Porters Neck, NC6,47613333%
Lutherville, MD6,47612323%
Rockaway, NJ6,48013030%
Whitinsville, MA6,47812222%
Source: The Whitinsville, MA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.