White Plains cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexWhite PlainsNew YorkNational
Cost of living index161122100
IndexWhite PlainsNew YorkNational
Goods & Services index126112100
Groceries index122103100
Health care index115104100
Housing index253149100
Transportation index100122100
Utilities index132102100
The above illustration supplies generalized information for the White Plains, NY cost of living index. Compared to other cities in New York and cities across the country, the cost of living index in White Plains, NY is 161, which is 32% higher than the New York average and 61% higher than that for the entire country. The index is comprised of the following criteria: cost of retail goods and services (33%), groceries (13%), health care (5%), housing (30%), cost of public/private transportation (9%) and utilities (10%). Everyday goods and services, along with housing account for 63 percent of the total cost of living index. Goods and services that are a necessity regardless of location provide an accurate general sense of the cost of living in one city versus another. As seen above, the cost of retail goods and services in White Plains, NY are 12% higher than the average for New York and 26% higher than the rest of the country.

Did you know?

  • The cost of living in White Plains is 32% higher than the New York average.
  • The cost of living in White Plains is 61% higher than the national average.
  • The cost of housing in White Plains is 153% higher than the national average.
  • New York general sales tax is 21% lower than the national average.
  • New York state income tax is 80% higher than the national average.

Find Real Estate Listings In White Plains

Location
Price
Bedrooms
Bathrooms
 

New Real Estate Listings In White Plains

Compare White Plains, NY Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Use the salary calculator to compare your current income in White Plains, NY to any other city in the country. The calculator will tell you how much income you would need to make in a particular city to live at the same level based on the cost of living in each city. For example, if the cost of living in the city you are looking to move to is higher than that of White Plains, NY, then you would need to earn a higher salary in order to enjoy the same standard of living. To use the White Plains, NY salary calculator, enter the name of the new city, then move the slider to your current salary level. The salary calculator will do the rest and let you know if your salary would need to increase or decrease for the new city. You will also see a complete overview of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$119,305$9,942$2,784$3,580
Renters$51,677$4,306$1,206$1,550
The percent of monthly income spent on housing can be a good indicator of the affordability of housing in White Plains, NY as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for White Plains, NY homeowners, is $119,305. This would allow for a maximum of $2,784 per month to be spent on housing costs. For renters, the median monthly income is $51,677 which would result in a maximum of $1,206 to be spent on rental costs.

New York Sales Tax

StateGeneral Sales TaxWith Max Surtax
New York4%8.875%

New York Income Tax

StateIncome Tax (Low)Income Tax (High)
New York4%8.82%
When assessing the complete cost of living in White Plains, NY, the New York income tax and the New York sales tax percentages should unquestionably be taken into consideration. Sales taxes aren't just levies imposed onto sold goods, but they also include taxes that are charged when services are provided for a fee. The rates are different from state to state and can run has high as 7 percent. Some states have no sales tax at all. The New York maximum surtax is 8.875%, and the New York sales tax is 4%. By contrast, income tax is an unfortunate obligation that is charged by the government against earnings. Just like sales taxes, the rates for income taxes differ from state to state. They also decrease or increase according to the individual's tax bracket. Tax rates can run as high as 9 percent, with a minimum of zero. Income tax rates range from 4% to 8.82% in New York.

Goods & Services

ItemWhite PlainsNational avg.Difference
Haircut $20.00$14.5937.0%
Beauty Salon $67.50$34.6894.6%
Toothpaste $4.04$2.4763.3%
Shampoo $0.88$1.0213.9%
Movie $14.75$9.8749.5%
Bowling $7.94$4.3980.8%

Groceries

ItemWhite PlainsNational avg.Difference
Ground Beef $3.99$4.4810.9%
Fried Chicken $1.04$1.4629.0%
Milk $2.26$2.364.1%
Potatoes $3.92$3.0628.0%
Pizza $10.00$9.248.2%
Beer $9.82$8.6313.8%

Health Care

ItemWhite PlainsNational avg.Difference
Optometrist $111.67$99.7811.9%
Doctor $123.75$105.0317.8%
Dentist $110.00$88.7024.0%
Ibuprofen $10.33$9.419.8%
Lipitor $299.00$298.500.2%

Housing

ItemWhite PlainsNational avg.Difference
Home Price $507,800.00$175,700.00189.0%
Avg. Mortgage Payment $2,127.00$1,081.0396.8%
Apartment Rent $1,544.00$920.0067.8%

Transportation

ItemWhite PlainsNational avg.Difference
Gasoline $2.06$2.091.5%
Tire Balancing $47.99$45.296.0%

Utilities

ItemWhite PlainsNational avg.Difference
All Electricity$262.56$170.8053.7%
Phone $29.01$28.262.7%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Greenville, NY5731044%
Mount Ivy, NY6,92612828%
West Haverstraw, NY10,30813232%
Haverstraw, NY12,06013232%
Hartsdale, NY5,34613636%
White Plains, NY57,50516161%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Rowlett, TX57,5321088%
Moore, OK57,56385-15%
Jupiter, FL57,62512020%
Lakeville, MN57,71511313%
Arcadia, CA57,25118989%
White Plains, NY57,50516161%
Source: The White Plains, NY cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.