White Marsh cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexWhite MarshMarylandNational
Cost of living index113115100
IndexWhite MarshMarylandNational
Goods & Services index9191100
Groceries index111112100
Health care index9088100
Housing index148154100
Transportation index109108100
Utilities index9799100
A general summary of the cost of living index in White Marsh, MD is shown above. Compared to the state average of Maryland the cost of living index in White Marsh, MD is 113, which is 2% lower than the average in Maryland and compared to the national average it is 13% higher than. The cost of living index is made up of several categories. These are transportation at 9%, utilities at 10%, goods and services at 33%, housing at 30%, groceries at 13%, and health care at 5%. The bulk of the cost of living index comes from the categories of goods and services and housing. If you look at everyday goods and services they can be a good indicator in a certain city of the general costs of goods there. In White Marsh, MD goods and services come in at 1% lower than the average in Maryland and are 9% lower than compared to the nationwide average.

Did you know?

  • The cost of living in White Marsh is 2% lower than the Maryland average.
  • The cost of living in White Marsh is 13% higher than the national average.
  • The cost of housing in White Marsh is 48% higher than the national average.
  • Maryland general sales tax is 18% higher than the national average.
  • Maryland state income tax is 10% lower than the national average.

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Salary Calculator

This is how much you would need to earn in
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Groceries index
Health care index
Housing index
Transportation index
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The salary calculator is meant to help you compare your salary in White Marsh, MD to your potential earning power in another city. This can help you deduce what your salary would need to be in any given city in order for you to live the same lifestyle that you do in your current city. In other words, if you plan on moving to a city where the cost of living is higher than in White Marsh, MD, you'll have to make more money in the new city in order to maintain the lifestyle you currently enjoy. To use the White Marsh, MD salary calculator, simply input the new city, then move the adjustable slider to match your current income. Once you've selected your income, the calculator will determine if that income is sufficient to support your standard of living in the new city you entered. The calculator will also supply you with a rundown of living costs in the new city.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
How much of your monthly income goes to housing can tell you whether or not you can afford housing in White Marsh, MD, as well as what the average cost of living is. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payment and not more than 36 percent of income on all expenses and debts. In White Marsh, MD homeowners have a median income of $90,737. Using that number, you will come up with a maximum of $2,117 per month that can be spent on the cost of housing. For those who are renting instead of owning, the median income is $53,092, which means there is a maximum of $1,239 to be spent on the costs of renting a home or apartment.

Maryland Sales Tax

StateGeneral Sales TaxWith Max Surtax

Maryland Income Tax

StateIncome Tax (Low)Income Tax (High)
When you are determining the total cost of living in White Marsh, MD you will want to make sure you consider both the Maryland sales tax and the Maryland income tax rates. Sales tax come in the form of taxes levied on both services and goods that are sold. The sales tax rates are different state to state and range from zero sales tax to higher than 7%. The sales tax in Maryland is 6%, with the highest surtax being 6%. Tax that is on income by the government is income tax. Different states have different income tax rates and these rates can be higher or lower dependent on the corresponding tax bracket. The state income tax rates are different state to state and range from no income tax to more than 9% income tax. The income tax rates in Maryland have a range from 2% to 5.75%.

Goods & Services

ItemWhite MarshNational avg.Difference
Haircut $15.75$14.597.9%
Beauty Salon $43.00$34.6824.0%
Toothpaste $2.13$2.4713.9%
Shampoo $0.99$1.023.1%
Movie $10.81$9.879.5%
Bowling $5.30$4.3920.7%


ItemWhite MarshNational avg.Difference
Ground Beef $3.49$4.4822.0%
Fried Chicken $1.57$1.467.2%
Milk $2.59$2.369.9%
Potatoes $3.89$3.0627.1%
Pizza $8.00$9.2413.4%
Beer $8.49$8.631.7%

Health Care

ItemWhite MarshNational avg.Difference
Optometrist $67.49$99.7832.4%
Doctor $80.00$105.0323.8%
Dentist $81.75$88.707.8%
Ibuprofen $10.58$9.4112.4%
Lipitor $293.64$298.501.6%


ItemWhite MarshNational avg.Difference
Home Price $264,600.00$175,700.0050.6%
Avg. Mortgage Payment $1,575.45$1,081.0345.7%
Apartment Rent $1,317.00$920.0043.2%


ItemWhite MarshNational avg.Difference
Gasoline $2.28$2.099.0%
Tire Balancing $48.80$45.297.8%


ItemWhite MarshNational avg.Difference
All Electricity$159.30$170.806.7%
Phone $28.67$28.261.5%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Bel Air, MD1,11994-6%
Dundalk, MD62,18696-4%
Baltimore, MD622,27196-4%
Middle River, MD26,65298-2%
Lansdowne, MD8,71498-2%
White Marsh, MD9,67111313%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Havre, MT9,66890-10%
Glenwood Springs, CO9,66813131%
Holly Springs, GA9,6781055%
Brownfield, TX9,67878-22%
Waihee-Waiehu, HI9,66316565%
White Marsh, MD9,67111313%
Source: The White Marsh, MD cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.