An overview of the general cost of living index for White Horse, NJ is displayed above for your reference. Residents in White Horse, NJ enjoy a cost of living index of 116. This index is 12% lower than the New Jersey average, and 16% higher than the national average. The following categories are used when determining the cost of living index for any given city: health care (5%), transportation (9%), utilities (10%), groceries (13%), housing (30%), and goods/services (33%). Clearly, housing and goods/services make up the majority of the formula for calculating the cost of living index. Because of this, the general cost of living for any given area can be estimated by looking at the cost of everyday goods in that area. For those living in White Horse, NJ, the average cost of goods and services is 5% lower than it is in New Jersey, and it is 12% higher than the national average.