Westville cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexWestvilleNew JerseyNational
Cost of living index108131100
IndexWestvilleNew JerseyNational
Goods & Services index115118100
Groceries index117116100
Health care index99111100
Housing index89166100
Transportation index117118100
Utilities index121110100
A general overview of the cost of living index for Westville, NJ is displayed above. In Westville, NJ, the overall cost of living index is 108, which is 18% lower than the New Jersey average and 8% higher than the U.S. average. The following categories are used to calculate the overall cost of living index: goods/services (33%), housing (30%), groceries (13%), utilities (10%), transportation (9%) and health care (5%). From the list, it is clear that the categories of goods/services and housing are responsible for the largest portions of the overall cost of living index. As a general rule, everyday goods and services provide an accurate measure of the general cost of goods in any given city. In the case of Westville, NJ, the city's goods and services are 3% lower than the New Jersey average and 15% higher than the U.S. average.

Did you know?

  • The cost of living in Westville is 18% lower than the New Jersey average.
  • The cost of living in Westville is 8% higher than the national average.
  • The cost of housing in Westville is 11% lower than the national average.
  • New Jersey general sales tax is 37% higher than the national average.
  • New Jersey state income tax is 37% lower than the national average.

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Salary Calculator

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The salary calculator is used in order to provide a comparison of your current salary in Westville, NJ to another city of your choice. The calculator will inform you of what your salary needs to be in any specific city in order for you to maintain your living standard based on what the city’s cost of living is. As an example, if you are seeking to move to a city that has a higher cost of living compared to Westville, NJ, you would have to earn a higher income to maintain a standard of living that is similar. To get started with the Westville, NJ salary calculator, input the new city’s name and then move the slider to indicate your current income. The salary calculator will now process the numbers and show you whether you need to earn more or less in the chosen city. A comprehensive breakdown of the cost of living will also be shown.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$71,955$5,996$1,679$2,159
Renters$16,719$1,393$390$502
The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Westville, NJ as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Westville, NJ homeowners, is $71,955. This would allow for a maximum of $1,679 per month to be spent on housing costs. For renters, the median monthly income is $16,719 which would result in a maximum of $390 to be spent on rental costs.

New Jersey Sales Tax

StateGeneral Sales TaxWith Max Surtax
New Jersey7%7%

New Jersey Income Tax

StateIncome Tax (Low)Income Tax (High)
New Jersey1.4%8.97%
When assessing the complete cost of living in Westville, NJ, the New Jersey income tax and the New Jersey sales tax percentages should unquestionably be taken into consideration. Sales taxes aren't just levies imposed onto sold goods, but they also include taxes that are charged when services are provided for a fee. The rates are different from state to state and can run has high as 7 percent. Some states have no sales tax at all. The New Jersey maximum surtax is 7%, and the New Jersey sales tax is 7%. By contrast, income tax is an unfortunate obligation that is charged by the government against earnings. Just like sales taxes, the rates for income taxes differ from state to state. They also decrease or increase according to the individual's tax bracket. Tax rates can run as high as 9 percent, with a minimum of zero. Income tax rates range from 1.4% to 8.97% in New Jersey.

Goods & Services

ItemWestvilleNational avg.Difference
Haircut $17.50$14.5919.9%
Beauty Salon $52.00$34.6849.9%
Toothpaste $2.36$2.474.6%
Shampoo $0.99$1.023.1%
Movie $10.75$9.878.9%
Bowling $5.04$4.3914.8%

Groceries

ItemWestvilleNational avg.Difference
Ground Beef $4.74$4.485.9%
Fried Chicken $1.69$1.4615.4%
Milk $2.25$2.364.5%
Potatoes $3.49$3.0614.0%
Pizza $10.74$9.2416.2%
Beer $8.39$8.632.8%

Health Care

ItemWestvilleNational avg.Difference
Optometrist $106.00$99.786.2%
Doctor $118.75$105.0313.1%
Dentist $95.00$88.707.1%
Ibuprofen $9.89$9.415.1%
Lipitor $200.00$298.5033.0%

Housing

ItemWestvilleNational avg.Difference
Home Price $158,700.00$175,700.009.7%
Avg. Mortgage Payment $1,419.25$1,081.0331.3%
Apartment Rent $797.00$920.0013.4%

Transportation

ItemWestvilleNational avg.Difference
Gasoline $2.46$2.0917.6%
Tire Balancing $52.00$45.2914.8%

Utilities

ItemWestvilleNational avg.Difference
All Electricity$186.98$170.809.5%
Phone $38.50$28.2636.3%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Pine Valley, NJ211515%
Tavistock, NJ911515%
Prospect Park, PA28894-6%
Audubon Park, NJ1,05196-4%
Chester, PA34,00790-10%
Westville, NJ4,2631088%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Chariton, IA4,26377-23%
North Wilkesboro, NC4,26295-5%
Captain Cook, HI4,26517777%
Monongahela, PA4,26088-12%
Millis-Clicquot, MA4,26014141%
Westville, NJ4,2631088%
Source: The Westville, NJ cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.