Temple City cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexTemple CityCaliforniaNational
Cost of living index162137100
IndexTemple CityCaliforniaNational
Goods & Services index107109100
Groceries index112118100
Health care index110111100
Housing index279189100
Transportation index134130100
Utilities index107112100
A general overview of the cost of living index for Temple City, CA is displayed above. In Temple City, CA, the overall cost of living index is 162, which is 18% higher than the California average and 62% higher than the U.S. average. The following categories are used to calculate the overall cost of living index: goods/services (33%), housing (30%), groceries (13%), utilities (10%), transportation (9%) and health care (5%). From the list, it is clear that the categories of goods/services and housing are responsible for the largest portions of the overall cost of living index. As a general rule, everyday goods and services provide an accurate measure of the general cost of goods in any given city. In the case of Temple City, CA, the city's goods and services are 2% lower than the California average and 7% higher than the U.S. average.

Did you know?

  • The cost of living in Temple City is 18% higher than the California average.
  • The cost of living in Temple City is 62% higher than the national average.
  • The cost of housing in Temple City is 179% higher than the national average.
  • California general sales tax is 47% higher than the national average.
  • California state income tax is 55% lower than the national average.

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Compare Temple City, CA Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
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Cost of living index
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Groceries index
Health care index
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Transportation index
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The salary calculator allows you to compare how much your current salary in Temple City, CA would be worth in another city. In other words, the salary calculator will adjust the figure you enter for cost of living so that you can determine how much more or much less you would need to earn while maintaining your current quality of living. If you are considering relocating to a more expensive city than Temple City, CA, the calculator will tell you how much more you need to earn so you can assess job offers more accurately. The Temple City, CA salary calculator is easy to use. All you do is enter the name of another city, then move the slider to your current income. After that, the salary calculator will crunch the numbers for you and give you the information you need about the place you are considering going. Additionally, it will show a detailed breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$80,000$6,667$1,867$2,400
Renters$39,402$3,284$919$1,182
The affordability of the housing market in Temple City, CA as well as the overall cost of living can be indicated accurately by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should ever be used on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Temple City, CA homeowners, the median income is $80,000. This indicates that a monthly maximum of $1,867 should be spent by homeowners on all housing related costs. Renters have a median income of $39,402. This indicates that renters should have a maximum of $919 used for their rent related monthly costs.

California Sales Tax

StateGeneral Sales TaxWith Max Surtax
California7.5%10%

California Income Tax

StateIncome Tax (Low)Income Tax (High)
California1%12.3%
One thing to keep in mind when considering the cost of living in Temple City, CA is the California sales tax and California income tax rates. Sales taxes are taxes that are collected on most goods or services sold. Sales taxes can vary by state and can be as high as 7% and as low as 0% as not every state imposes a sales tax. The California sales tax rate is 7.5% and the maximum surtax that can be charged is 10%. Income tax is the tax imposed on income by both the federal and state government. The income tax rates varies by individual state and will also be higher or lower depending on the applicable tax bracket. The rates of state income tax can vary from 0% to more than 9%. The California income tax rates range from 1% to 12.3%.

Goods & Services

ItemTemple CityNational avg.Difference
Haircut $18.79$15.5620.7%
Beauty Salon $59.40$36.1164.5%
Toothpaste $2.83$2.4714.3%
Shampoo $1.20$0.9624.4%
Movie $14.81$10.1346.2%
Bowling $6.45$4.7436.2%

Groceries

ItemTemple CityNational avg.Difference
Ground Beef $4.60$3.9815.5%
Fried Chicken $1.24$1.4111.6%
Milk $2.03$2.061.5%
Potatoes $2.66$2.9810.9%
Pizza $10.99$9.4716.0%
Beer $10.22$8.7916.2%

Health Care

ItemTemple CityNational avg.Difference
Optometrist $120.40$101.0419.2%
Doctor $104.83$107.442.4%
Dentist $106.00$90.4217.2%
Ibuprofen $11.88$9.2828.0%
Lipitor $429.87$426.500.8%

Housing

ItemTemple CityNational avg.Difference
Home Price $591,500.00$175,700.00236.7%
Avg. Mortgage Payment $2,409.78$1,133.23112.6%
Apartment Rent $1,316.00$920.0043.0%

Transportation

ItemTemple CityNational avg.Difference
Gasoline $2.97$1.9949.0%
Tire Balancing $45.40$45.760.8%

Utilities

ItemTemple CityNational avg.Difference
All Electricity$179.98$163.819.9%
Phone $29.19$28.392.8%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Vernon, CA591055%
Willowbrook, CA20,89711616%
Florence-Graham, CA62,81511616%
Cudahy, CA24,07311616%
Compton, CA97,66311717%
Temple City, CA36,00616262%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Fort Lee, NJ36,04813131%
Hollister, CA36,06713737%
Del Rio, TX36,08180-20%
Franklin, WI35,9201077%
Rome, GA36,09988-12%
Temple City, CA36,00616262%
Source: The Temple City, CA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.