Telford, PA Cost Of Living

Telford cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Index	Telford	Pennsylvania	National
Cost of living index	105	100	100
Index	Telford	Pennsylvania	National
Goods & Services index	102	100	100
Groceries index	100	105	100
Health care index	101	92	100
Housing index	113	91	100
Transportation index	110	108	100
Utilities index	98	111	100

An overview of the general cost of living index for Telford, PA is displayed above for your reference. Residents in Telford, PA enjoy a cost of living index of 105. This index is 6% higher than the Pennsylvania average, and 5% higher than the national average. The following categories are used when determining the cost of living index for any given city: health care (5%), transportation (9%), utilities (10%), groceries (13%), housing (30%), and goods/services (33%). Clearly, housing and goods/services make up the majority of the formula for calculating the cost of living index. Because of this, the general cost of living for any given area can be estimated by looking at the cost of everyday goods in that area. For those living in Telford, PA, the average cost of goods and services is 1% higher than it is in Pennsylvania, and it is 2% higher than the national average.

Did you know?

The cost of living in Telford is 6% higher than the Pennsylvania average.
The cost of living in Telford is 5% higher than the national average.
The cost of housing in Telford is 13% higher than the national average.
Pennsylvania general sales tax is 18% higher than the national average.
Pennsylvania state income tax is 38% higher than the national average.

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Use the salary calculator to compare your current salary in Telford, PA to any other city. The salary calculator will tell you how much you would need to earn in any given city to maintain the same standard of living based on the cost of living in each city. For example, if the cost of living in the city you are looking to relocate to is higher than the cost of living in Telford, PA, then you would need to earn more income in order to maintain the same standard of living. To use the Telford, PA salary calculator, simply enter in the name of the new city, then adjust the slider to your current income. The salary calculator will do the rest and let you know if you need to earn more or less in the new city. You will also see a complete breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$84,130	$7,011	$1,963	$2,524
Renters	$27,750	$2,313	$647	$833

One can approximate the cost of living and the housing affordability in Telford, PA by the percentage of a person’s income that he or she spends on the monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side and keep one’s head above the water, a consumer should never spend more than 28 percent of his or her gross income on housing-related expenses and costs and not more than 36 percent of income on all expenses and debts. Homeowners in Telford, PA have a median income of $84,130. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,963 per month to avoid calamity and poverty. The renters in the city have an income of about $27,750, which would make their monthly maximum allowable rental costs $647.

Pennsylvania Sales Tax

State	General Sales Tax	With Max Surtax
Pennsylvania	6%	8%

Pennsylvania Income Tax

State	Income Tax (Low)	Income Tax (High)
Pennsylvania	3.07%	3.07%

When you are determining the total cost of living in Telford, PA you will want to make sure you consider both the Pennsylvania sales tax and the Pennsylvania income tax rates. Sales tax come in the form of taxes levied on both services and goods that are sold. The sales tax rates are different state to state and range from zero sales tax to higher than 7%. The sales tax in Pennsylvania is 6%, with the highest surtax being 8%. Tax that is on income by the government is income tax. Different states have different income tax rates and these rates can be higher or lower dependent on the corresponding tax bracket. The state income tax rates are different state to state and range from no income tax to more than 9% income tax. The income tax rates in Pennsylvania have a range from 3.07% to 3.07%.

Goods & Services

Item	Telford	National avg.	Difference
Haircut	$17.45	$16.09	8.5%
Beauty Salon	$38.21	$37.33	2.4%
Toothpaste	$2.13	$2.45	13.2%
Shampoo	$0.98	$1.00	1.9%
Movie	$10.90	$10.28	6.0%
Bowling	$4.04	$4.93	18.0%

Groceries

Item	Telford	National avg.	Difference
Ground Beef	$3.62	$3.80	4.9%
Fried Chicken	$1.41	$1.40	0.9%
Milk	$1.86	$2.01	7.3%
Potatoes	$3.28	$3.01	9.1%
Pizza	$8.76	$9.89	11.3%
Beer	$9.61	$8.90	8.0%

Health Care

Item	Telford	National avg.	Difference
Optometrist	$122.49	$102.16	19.9%
Doctor	$92.57	$108.36	14.6%
Dentist	$105.22	$92.53	13.7%
Ibuprofen	$9.31	$9.28	0.4%
Lipitor	$412.77	$425.82	3.1%

Housing

Item	Telford	National avg.	Difference
Home Price	$220,400.00	$184,700.00	19.3%
Avg. Mortgage Payment	$1,290.96	$1,202.44	7.4%
Apartment Rent	$924.00	$949.00	2.6%

Transportation

Item	Telford	National avg.	Difference
Gasoline	$2.53	$2.24	12.5%
Tire Balancing	$48.07	$46.29	3.8%

Utilities

Item	Telford	National avg.	Difference
All Electricity	$177.01	$165.96	6.7%
Phone	$25.24	$28.68	12.0%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, State	Population	Cost of Living Index	National Avg.
DeSales University, PA	956	102	2%
Hereford, PA	839	76	-24%
Eagleville CDP (Centre County), PA	423	102	2%
East Greenville, PA	2,968	98	-2%
Norristown, PA	34,460	106	6%
Telford, PA	4,893	105	5%

Cities with similar population

City, State	Population	Cost of Living Index	National Avg.
Zephyrhills South, FL	4,894	82	-18%
Mont Belvieu, TX	4,892	101	1%
Marseilles, IL	4,892	86	-14%
Nashville, GA	4,895	82	-18%
Staunton, IL	4,895	86	-14%
Telford, PA	4,893	105	5%

Source: The Telford, PA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2017.

Telford, PA Cost of Living