Surf City cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexSurf CityNew JerseyNational
Cost of living index163125100
IndexSurf CityNew JerseyNational
Goods & Services index107112100
Groceries index116105100
Health care index106104100
Housing index282158100
Transportation index115112100
Utilities index125115100

Did you know?

  • The cost of living in Surf City is 31% higher than the New Jersey average.
  • The cost of living in Surf City is 63% higher than the national average.
  • The cost of housing in Surf City is 182% higher than the national average.
  • New Jersey general sales tax is 30% higher than the national average.
  • New Jersey state income tax is 37% lower than the national average.

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Compare Surf City, NJ Cost of living To Other Cities

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Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$87,000$7,250$2,030$2,610
Renters$56,458$4,705$1,317$1,694

New Jersey Sales Tax

StateGeneral Sales TaxWith Max Surtax
New Jersey6.625%12.875%

New Jersey Income Tax

StateIncome Tax (Low)Income Tax (High)
New Jersey1.4%8.97%

Goods & Services

ItemSurf CityNational avg.Difference
Haircut $18.39$16.0914.3%
Beauty Salon $56.27$37.3350.7%
Toothpaste $2.19$2.4510.5%
Shampoo $0.99$1.001.1%
Movie $12.27$10.2819.3%
Bowling $5.21$4.935.6%

Groceries

ItemSurf CityNational avg.Difference
Ground Beef $4.16$3.809.3%
Fried Chicken $1.46$1.404.3%
Milk $2.11$2.014.9%
Potatoes $3.82$3.0127.0%
Pizza $10.33$9.894.5%
Beer $8.63$8.903.0%

Health Care

ItemSurf CityNational avg.Difference
Optometrist $100.71$102.161.4%
Doctor $130.24$108.3620.2%
Dentist $96.14$92.533.9%
Ibuprofen $9.55$9.282.9%
Lipitor $387.28$425.829.1%

Housing

ItemSurf CityNational avg.Difference
Home Price $658,400.00$184,700.00256.5%
Avg. Mortgage Payment $1,546.68$1,202.4428.6%
Apartment Rent $1,021.00$949.007.6%

Transportation

ItemSurf CityNational avg.Difference
Gasoline $2.48$2.2410.5%
Tire Balancing $57.62$46.2924.5%

Utilities

ItemSurf CityNational avg.Difference
All Electricity$177.22$165.966.8%
Phone $42.00$28.6846.4%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Tuckerton, NJ3,36711414%
Mystic Island, NJ7,90311515%
Forked River, NJ4,69612020%
Waretown, NJ2,00012222%
Ocean Acres, NJ16,35612222%
Surf City, NJ1,16616363%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Despard, WV1,16681-19%
Collinsburg, PA1,16692-8%
Energy, IL1,16686-14%
Eagle Lake, WI1,16695-5%
Carson City, MI1,16583-17%
Surf City, NJ1,16616363%
Source: The Surf City, NJ cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2017.