Surf City, NJ Cost Of Living

Surf City cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Index	Surf City	New Jersey	National
Cost of living index	163	125	100
Index	Surf City	New Jersey	National
Goods & Services index	107	112	100
Groceries index	116	105	100
Health care index	106	104	100
Housing index	282	158	100
Transportation index	115	112	100
Utilities index	125	115	100

Did you know?

The cost of living in Surf City is 31% higher than the New Jersey average.
The cost of living in Surf City is 63% higher than the national average.
The cost of housing in Surf City is 182% higher than the national average.
New Jersey general sales tax is 30% higher than the national average.
New Jersey state income tax is 37% lower than the national average.

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$87,000	$7,250	$2,030	$2,610
Renters	$56,458	$4,705	$1,317	$1,694

New Jersey Sales Tax

State	General Sales Tax	With Max Surtax
New Jersey	6.625%	12.875%

New Jersey Income Tax

State	Income Tax (Low)	Income Tax (High)
New Jersey	1.4%	8.97%

Goods & Services

Item	Surf City	National avg.	Difference
Haircut	$18.39	$16.09	14.3%
Beauty Salon	$56.27	$37.33	50.7%
Toothpaste	$2.19	$2.45	10.5%
Shampoo	$0.99	$1.00	1.1%
Movie	$12.27	$10.28	19.3%
Bowling	$5.21	$4.93	5.6%

Groceries

Item	Surf City	National avg.	Difference
Ground Beef	$4.16	$3.80	9.3%
Fried Chicken	$1.46	$1.40	4.3%
Milk	$2.11	$2.01	4.9%
Potatoes	$3.82	$3.01	27.0%
Pizza	$10.33	$9.89	4.5%
Beer	$8.63	$8.90	3.0%

Health Care

Item	Surf City	National avg.	Difference
Optometrist	$100.71	$102.16	1.4%
Doctor	$130.24	$108.36	20.2%
Dentist	$96.14	$92.53	3.9%
Ibuprofen	$9.55	$9.28	2.9%
Lipitor	$387.28	$425.82	9.1%

Housing

Item	Surf City	National avg.	Difference
Home Price	$658,400.00	$184,700.00	256.5%
Avg. Mortgage Payment	$1,546.68	$1,202.44	28.6%
Apartment Rent	$1,021.00	$949.00	7.6%

Transportation

Item	Surf City	National avg.	Difference
Gasoline	$2.48	$2.24	10.5%
Tire Balancing	$57.62	$46.29	24.5%

Utilities

Item	Surf City	National avg.	Difference
All Electricity	$177.22	$165.96	6.8%
Phone	$42.00	$28.68	46.4%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, State	Population	Cost of Living Index	National Avg.
Tuckerton, NJ	3,367	114	14%
Mystic Island, NJ	7,903	115	15%
Forked River, NJ	4,696	120	20%
Waretown, NJ	2,000	122	22%
Ocean Acres, NJ	16,356	122	22%
Surf City, NJ	1,166	163	63%

Cities with similar population

City, State	Population	Cost of Living Index	National Avg.
Despard, WV	1,166	81	-19%
Collinsburg, PA	1,166	92	-8%
Energy, IL	1,166	86	-14%
Eagle Lake, WI	1,166	95	-5%
Carson City, MI	1,165	83	-17%
Surf City, NJ	1,166	163	63%

Source: The Surf City, NJ cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2017.

Surf City, NJ Cost of Living