Summerville cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Cost of living index7994100
Goods & Services index9296100
Groceries index98100100
Health care index9594100
Housing index4187100
Transportation index9396100
Utilities index10997100
A general overview of the cost of living index for Summerville, GA is displayed above. In Summerville, GA, the overall cost of living index is 79, which is 16% lower than the Georgia average and 21% lower than the U.S. average. The following categories are used to calculate the overall cost of living index: goods/services (33%), housing (30%), groceries (13%), utilities (10%), transportation (9%) and health care (5%). From the list, it is clear that the categories of goods/services and housing are responsible for the largest portions of the overall cost of living index. As a general rule, everyday goods and services provide an accurate measure of the general cost of goods in any given city. In the case of Summerville, GA, the city's goods and services are 5% lower than the Georgia average and 8% lower than the U.S. average.

Did you know?

  • The cost of living in Summerville is 16% lower than the Georgia average.
  • The cost of living in Summerville is 21% lower than the national average.
  • The cost of housing in Summerville is 59% lower than the national average.
  • Georgia general sales tax is 21% lower than the national average.
  • Georgia state income tax is 55% lower than the national average.

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Compare Summerville, GA Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator is meant to help you compare your salary in Summerville, GA to your potential earning power in another city. This can help you deduce what your salary would need to be in any given city in order for you to live the same lifestyle that you do in your current city. In other words, if you plan on moving to a city where the cost of living is higher than in Summerville, GA, you'll have to make more money in the new city in order to maintain the lifestyle you currently enjoy. To use the Summerville, GA salary calculator, simply input the new city, then move the adjustable slider to match your current income. Once you've selected your income, the calculator will determine if that income is sufficient to support your standard of living in the new city you entered. The calculator will also supply you with a rundown of living costs in the new city.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
The affordability of the housing market in Summerville, GA as well as the overall cost of living can be indicated accurately by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should ever be used on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Summerville, GA homeowners, the median income is $30,214. This indicates that a monthly maximum of $705 should be spent by homeowners on all housing related costs. Renters have a median income of $17,421. This indicates that renters should have a maximum of $406 used for their rent related monthly costs.

Georgia Sales Tax

StateGeneral Sales TaxWith Max Surtax

Georgia Income Tax

StateIncome Tax (Low)Income Tax (High)
For those who live in Summerville, GA and want to know what the true cost of living is, they ought to look at both the Georgia income tax rate and the Georgia sales tax rate. By sales tax, we mean the taxes that are included whenever a person is purchasing any goods or services. The amount that is taxed depends upon the particular state, where some states have a sales tax of zero percent while others can have a tax higher than seven percent. In Georgia, the sales tax is 4%, while the most you'll pay in surtax is 8%. There is also income tax to consider, which is based upon the amount of money made in a year. Just like sales tax, income tax depends upon the particular state but also depends upon what tax bracket the person is in. Income tax for the state can be higher than nine percent in some states to zero percent in others. For those that live in Georgia, the income tax rate ranges between 1% to 6%.

Goods & Services

ItemSummervilleNational avg.Difference
Haircut $11.67$14.5920.0%
Beauty Salon $26.67$34.6823.1%
Toothpaste $3.75$2.4751.6%
Shampoo $0.89$1.0212.9%
Movie $10.25$9.873.9%
Bowling $5.84$4.3933.0%


ItemSummervilleNational avg.Difference
Ground Beef $5.11$4.4814.1%
Fried Chicken $1.32$1.469.8%
Milk $2.22$2.365.8%
Potatoes $3.16$3.063.2%
Pizza $8.34$9.249.8%
Beer $7.92$8.638.3%

Health Care

ItemSummervilleNational avg.Difference
Optometrist $87.67$99.7812.1%
Doctor $86.33$105.0317.8%
Dentist $82.00$88.707.6%
Ibuprofen $13.47$9.4143.1%
Lipitor $293.20$298.501.8%


ItemSummervilleNational avg.Difference
Home Price $64,400.00$175,700.0063.3%
Avg. Mortgage Payment $821.47$1,081.0324.0%
Apartment Rent $483.00$920.0047.5%


ItemSummervilleNational avg.Difference
Gasoline $2.00$2.094.6%
Tire Balancing $39.00$45.2913.9%


ItemSummervilleNational avg.Difference
All Electricity$186.23$170.809.0%
Phone $30.99$28.269.7%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Broomtown, AL10473-27%
Trion, GA2,12481-19%
Lyerly, GA48381-19%
Gaylesville, AL15380-20%
Menlo, GA45282-18%
Summerville, GA4,44279-21%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Greenville, KY4,44282-18%
Jenkintown, PA4,44112121%
Archer Lodge, NC4,44193-7%
Hearne, TX4,44379-21%
Farley, KY4,44380-20%
Summerville, GA4,44279-21%
Source: The Summerville, GA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.