Stuarts Draft cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexStuarts DraftVirginiaNational
Cost of living index96109100
IndexStuarts DraftVirginiaNational
Goods & Services index95100100
Groceries index9195100
Health care index92101100
Housing index100133100
Transportation index8593100
Utilities index105100100
A general overview of the cost of living index for Stuarts Draft, VA is displayed above. In Stuarts Draft, VA, the overall cost of living index is 96, which is 12% lower than the Virginia average and 4% lower than the U.S. average. The following categories are used to calculate the overall cost of living index: goods/services (33%), housing (30%), groceries (13%), utilities (10%), transportation (9%) and health care (5%). From the list, it is clear that the categories of goods/services and housing are responsible for the largest portions of the overall cost of living index. As a general rule, everyday goods and services provide an accurate measure of the general cost of goods in any given city. In the case of Stuarts Draft, VA, the city's goods and services are 5% lower than the Virginia average and 5% lower than the U.S. average.

Did you know?

  • The cost of living in Stuarts Draft is 12% lower than the Virginia average.
  • The cost of living in Stuarts Draft is 4% lower than the national average.
  • The cost of housing in Stuarts Draft is equal to the national average.
  • Virginia general sales tax is 4% higher than the national average.
  • Virginia state income tax is 10% lower than the national average.

Find Real Estate Listings In Stuarts Draft


New Real Estate Listings In Stuarts Draft

Compare Stuarts Draft, VA Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator allows you to compare how much your current salary in Stuarts Draft, VA would be worth in another city. In other words, the salary calculator will adjust the figure you enter for cost of living so that you can determine how much more or much less you would need to earn while maintaining your current quality of living. If you are considering relocating to a more expensive city than Stuarts Draft, VA, the calculator will tell you how much more you need to earn so you can assess job offers more accurately. The Stuarts Draft, VA salary calculator is easy to use. All you do is enter the name of another city, then move the slider to your current income. After that, the salary calculator will crunch the numbers for you and give you the information you need about the place you are considering going. Additionally, it will show a detailed breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
One can approximate the cost of living and the housing affordability in Stuarts Draft, VA by the percentage of a person’s income that he or she spends on the monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side and keep one’s head above the water, a consumer should never spend more than 28 percent of his or her gross income on housing-related expenses and costs and not more than 36 percent of income on all expenses and debts. Homeowners in Stuarts Draft, VA have a median income of $58,807. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,372 per month to avoid calamity and poverty. The renters in the city have an income of about $27,039, which would make their monthly maximum allowable rental costs $631.

Virginia Sales Tax

StateGeneral Sales TaxWith Max Surtax

Virginia Income Tax

StateIncome Tax (Low)Income Tax (High)
When you are determining the total cost of living in Stuarts Draft, VA you will want to make sure you consider both the Virginia sales tax and the Virginia income tax rates. Sales tax come in the form of taxes levied on both services and goods that are sold. The sales tax rates are different state to state and range from zero sales tax to higher than 7%. The sales tax in Virginia is 5.3%, with the highest surtax being 6%. Tax that is on income by the government is income tax. Different states have different income tax rates and these rates can be higher or lower dependent on the corresponding tax bracket. The state income tax rates are different state to state and range from no income tax to more than 9% income tax. The income tax rates in Virginia have a range from 2% to 5.75%.

Goods & Services

ItemStuarts DraftNational avg.Difference
Haircut $15.05$15.563.3%
Beauty Salon $35.57$36.111.5%
Toothpaste $1.85$2.4725.4%
Shampoo $0.90$0.967.0%
Movie $8.71$10.1314.0%
Bowling $3.88$4.7418.0%


ItemStuarts DraftNational avg.Difference
Ground Beef $4.60$3.9815.5%
Fried Chicken $1.17$1.4117.2%
Milk $1.83$2.0611.2%
Potatoes $3.17$2.986.4%
Pizza $8.60$9.479.2%
Beer $9.44$8.797.4%

Health Care

ItemStuarts DraftNational avg.Difference
Optometrist $105.07$101.044.0%
Doctor $91.08$107.4415.2%
Dentist $79.33$90.4212.3%
Ibuprofen $8.62$9.287.1%
Lipitor $447.44$426.504.9%


ItemStuarts DraftNational avg.Difference
Home Price $187,700.00$175,700.006.8%
Avg. Mortgage Payment $1,048.86$1,133.237.4%
Apartment Rent $768.00$920.0016.5%


ItemStuarts DraftNational avg.Difference
Gasoline $1.87$1.996.1%
Tire Balancing $30.39$45.7633.6%


ItemStuarts DraftNational avg.Difference
All Electricity$171.97$163.815.0%
Phone $29.97$28.395.6%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Churchville, VA6094-6%
Sherando, VA58486-14%
Jolivue, VA1,28287-13%
Harriston, VA1,01288-12%
Crimora, VA1,99790-10%
Stuarts Draft, VA8,41596-4%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Albion, MI8,41680-20%
Signal Mountain, TN8,41611616%
Floris, VA8,41316767%
Murphy, MO8,41892-8%
Hanover, NH8,41114848%
Stuarts Draft, VA8,41596-4%
Source: The Stuarts Draft, VA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.