Stilwell cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Cost of living index7986100
Goods & Services index9393100
Groceries index9297100
Health care index9095100
Housing index4469100
Transportation index9186100
Utilities index10395100
Here we can see a simple outline of the cost of living in Stilwell, OK. As you can see, with the average cost of living in Stilwell, OK being 79, that puts it 8% lower than the average of Oklahoma and 21% lower than our nation's average. This simple outline of the cost of living index was formulated using prices of: goods and services (weighted 33%), housing prices (weighted 30%), groceries (weighted 13%), utilities (weighted 10%), transportation (weighted 9%), and health care (weighted 5%). Thus, goods/services, along with housing influences the majority of the cost of living index. The price of daily goods and services is a valuable and reliable number to be aware of when considering the general price of the city's goods. In the case of Stilwell, OK, the price of goods and services are equal to the average of Oklahoma as well as 7% lower than the nation's average.

Did you know?

  • The cost of living in Stilwell is 8% lower than the Oklahoma average.
  • The cost of living in Stilwell is 21% lower than the national average.
  • The cost of housing in Stilwell is 56% lower than the national average.
  • Oklahoma general sales tax is 12% lower than the national average.
  • Oklahoma state income tax is 78% lower than the national average.

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Compare Stilwell, OK Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Using the salary calculator lets you compare the salary you earn in Stilwell, OK to what it is in other cities. It will let you know what your earnings would have to be in another city to have the same standard of living, as determined by the cost of living in each city. For example, if the cost of living in the area you want to move to is higher than the cost of living in Stilwell, OK, you have to earn a higher income in order to still have the same standard of living. To operate the Stilwell, OK salary calculator, put in the name of the other city, then move the slider to the point that represents the current income. The salary calculator will take care of the rest and tell you how much more or less you must earn in the new city. A Total breakdown of the cost of living is also provided.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
The affordability of the housing market in Stilwell, OK as well as the overall cost of living can be indicated accurately by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should ever be used on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Stilwell, OK homeowners, the median income is $38,750. This indicates that a monthly maximum of $904 should be spent by homeowners on all housing related costs. Renters have a median income of $16,615. This indicates that renters should have a maximum of $388 used for their rent related monthly costs.

Oklahoma Sales Tax

StateGeneral Sales TaxWith Max Surtax

Oklahoma Income Tax

StateIncome Tax (Low)Income Tax (High)
The Oklahoma sales tax and Oklahoma income tax rates should definitely be considered when determining the overall cost of living in Stilwell, OK. Sales taxes are taxes that are imposed onto goods and services sold. Sales taxes do vary by state and can range from no tax at all to upwards of 7%. The Oklahoma sales tax is 4.5% and the maximum surtax is 11%. Income tax is the tax imposed on income by the government. The income tax rates will vary by state and will also increase or decrease depending on the corresponding tax bracket. State income tax rates can range from anywhere from no tax at all to more than 9%. The Oklahoma income tax rates range from 0.5% to 5.25%.

Goods & Services

ItemStilwellNational avg.Difference
Haircut $13.60$14.596.8%
Beauty Salon $30.40$34.6812.3%
Toothpaste $2.45$2.470.9%
Shampoo $0.82$1.0219.8%
Movie $9.00$9.878.8%
Bowling $2.93$4.3933.3%


ItemStilwellNational avg.Difference
Ground Beef $4.82$4.487.7%
Fried Chicken $1.07$1.4626.9%
Milk $2.61$2.3610.7%
Potatoes $3.39$3.0610.7%
Pizza $10.10$9.249.3%
Beer $9.30$8.637.7%

Health Care

ItemStilwellNational avg.Difference
Optometrist $96.25$99.783.5%
Doctor $88.20$105.0316.0%
Dentist $79.75$88.7010.1%
Ibuprofen $7.97$9.4115.3%
Lipitor $295.31$298.501.1%


ItemStilwellNational avg.Difference
Home Price $70,300.00$175,700.0060.0%
Avg. Mortgage Payment $869.39$1,081.0319.6%
Apartment Rent $489.00$920.0046.8%


ItemStilwellNational avg.Difference
Gasoline $1.80$2.0913.7%
Tire Balancing $46.33$45.292.3%


ItemStilwellNational avg.Difference
All Electricity$157.83$170.807.6%
Phone $33.40$28.2618.2%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Salem, OK12673-27%
Proctor, OK15273-27%
Dry Creek, OK25676-24%
Flute Springs, OK5178-22%
Christie, OK19276-24%
Stilwell, OK3,97479-21%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Parker, TX3,97415656%
Greenfield, CA3,97498-2%
Hannahs Mill, GA3,97589-11%
Woodbridge, CA3,97312626%
Holmes Beach, FL3,97314040%
Stilwell, OK3,97479-21%
Source: The Stilwell, OK cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.