St. Johns cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexSt. JohnsMichiganNational
Cost of living index8989100
IndexSt. JohnsMichiganNational
Goods & Services index10195100
Groceries index9492100
Health care index9596100
Housing index6973100
Transportation index9797100
Utilities index96100100
A general summary of the cost of living index in St. Johns, MI is shown above. Compared to the state average of Michigan the cost of living index in St. Johns, MI is 89, which is 1% higher than the average in Michigan and compared to the national average it is 11% lower than. The cost of living index is made up of several categories. These are transportation at 9%, utilities at 10%, goods and services at 33%, housing at 30%, groceries at 13%, and health care at 5%. The bulk of the cost of living index comes from the categories of goods and services and housing. If you look at everyday goods and services they can be a good indicator in a certain city of the general costs of goods there. In St. Johns, MI goods and services come in at 6% higher than the average in Michigan and are 1% higher than compared to the nationwide average.

Did you know?

  • The cost of living in St. Johns is 1% higher than the Michigan average.
  • The cost of living in St. Johns is 11% lower than the national average.
  • The cost of housing in St. Johns is 31% lower than the national average.
  • Michigan general sales tax is 18% higher than the national average.
  • Michigan state income tax is 91% higher than the national average.

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Compare St. Johns, MI Cost of living To Other Cities

Salary Calculator

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The salary calculator is used in order to provide a comparison of your current salary in St. Johns, MI to another city of your choice. The calculator will inform you of what your salary needs to be in any specific city in order for you to maintain your living standard based on what the city’s cost of living is. As an example, if you are seeking to move to a city that has a higher cost of living compared to St. Johns, MI, you would have to earn a higher income to maintain a standard of living that is similar. To get started with the St. Johns, MI salary calculator, input the new city’s name and then move the slider to indicate your current income. The salary calculator will now process the numbers and show you whether you need to earn more or less in the chosen city. A comprehensive breakdown of the cost of living will also be shown.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$47,908$3,992$1,118$1,437
Renters$25,841$2,153$603$775
The percent of monthly income spent on housing can be a good indicator of the affordability of housing in St. Johns, MI as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for St. Johns, MI homeowners, is $47,908. This would allow for a maximum of $1,118 per month to be spent on housing costs. For renters, the median monthly income is $25,841 which would result in a maximum of $603 to be spent on rental costs.

Michigan Sales Tax

StateGeneral Sales TaxWith Max Surtax
Michigan6%6%

Michigan Income Tax

StateIncome Tax (Low)Income Tax (High)
Michigan4.25%4.25%
One thing to keep in mind when considering the cost of living in St. Johns, MI is the Michigan sales tax and Michigan income tax rates. Sales taxes are taxes that are collected on most goods or services sold. Sales taxes can vary by state and can be as high as 7% and as low as 0% as not every state imposes a sales tax. The Michigan sales tax rate is 6% and the maximum surtax that can be charged is 6%. Income tax is the tax imposed on income by both the federal and state government. The income tax rates varies by individual state and will also be higher or lower depending on the applicable tax bracket. The rates of state income tax can vary from 0% to more than 9%. The Michigan income tax rates range from 4.25% to 4.25%.

Goods & Services

ItemSt. JohnsNational avg.Difference
Haircut $16.00$14.599.6%
Beauty Salon $35.00$34.680.9%
Toothpaste $1.72$2.4730.5%
Shampoo $0.98$1.024.1%
Movie $10.15$9.872.9%
Bowling $4.27$4.392.8%

Groceries

ItemSt. JohnsNational avg.Difference
Ground Beef $4.49$4.480.3%
Fried Chicken $1.19$1.4618.7%
Milk $2.45$2.364.0%
Potatoes $2.82$3.067.9%
Pizza $8.96$9.243.1%
Beer $9.04$8.634.7%

Health Care

ItemSt. JohnsNational avg.Difference
Optometrist $84.50$99.7815.3%
Doctor $94.00$105.0310.5%
Dentist $79.67$88.7010.2%
Ibuprofen $8.48$9.419.9%
Lipitor $342.99$298.5014.9%

Housing

ItemSt. JohnsNational avg.Difference
Home Price $116,000.00$175,700.0034.0%
Avg. Mortgage Payment $849.65$1,081.0321.4%
Apartment Rent $709.00$920.0022.9%

Transportation

ItemSt. JohnsNational avg.Difference
Gasoline $1.95$2.096.8%
Tire Balancing $48.00$45.296.0%

Utilities

ItemSt. JohnsNational avg.Difference
All Electricity$159.83$170.806.4%
Phone $27.99$28.260.9%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Carson City, MI1,08082-18%
Maple Rapids, MI64483-17%
Hubbardston, MI32183-17%
Perrinton, MI49684-16%
Ashley, MI50184-16%
St. Johns, MI7,93389-11%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Richland Hills, TX7,93394-6%
Firebaugh, CA7,93595-5%
Manhasset, NY7,929217117%
Irondale, GA7,92792-8%
Lackland AFB, TX7,92611111%
St. Johns, MI7,93389-11%
Source: The St. Johns, MI cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.