St. James cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexSt. JamesMarylandNational
Cost of living index115115100
IndexSt. JamesMarylandNational
Goods & Services index10891100
Groceries index100112100
Health care index9988100
Housing index147154100
Transportation index94108100
Utilities index9499100

Did you know?

  • The cost of living in St. James is equal to the Maryland average.
  • The cost of living in St. James is 15% higher than the national average.
  • The cost of housing in St. James is 47% higher than the national average.
  • Maryland general sales tax is 18% higher than the national average.
  • Maryland state income tax is 10% lower than the national average.

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Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$79,135$6,595$1,846$2,374
Renters$55,625$4,635$1,298$1,669

Maryland Sales Tax

StateGeneral Sales TaxWith Max Surtax
Maryland6%6%

Maryland Income Tax

StateIncome Tax (Low)Income Tax (High)
Maryland2%5.75%

Goods & Services

ItemSt. JamesNational avg.Difference
Haircut $10.20$14.5930.1%
Beauty Salon $30.00$34.6813.5%
Toothpaste $3.99$2.4761.3%
Shampoo $1.27$1.0224.3%
Movie $8.67$9.8712.1%
Bowling $4.50$4.392.5%

Groceries

ItemSt. JamesNational avg.Difference
Ground Beef $4.51$4.480.7%
Fried Chicken $1.41$1.463.7%
Milk $2.37$2.360.6%
Potatoes $3.19$3.064.2%
Pizza $9.25$9.240.1%
Beer $8.98$8.634.0%

Health Care

ItemSt. JamesNational avg.Difference
Optometrist $86.50$99.7813.3%
Doctor $104.33$105.030.7%
Dentist $98.50$88.7011.0%
Ibuprofen $9.82$9.414.3%
Lipitor $241.66$298.5019.0%

Housing

ItemSt. JamesNational avg.Difference
Home Price $245,400.00$175,700.0039.7%
Avg. Mortgage Payment $1,057.42$1,081.032.2%
Apartment Rent $1,506.00$920.0063.7%

Transportation

ItemSt. JamesNational avg.Difference
Gasoline $2.13$2.091.9%
Tire Balancing $32.59$45.2928.0%

Utilities

ItemSt. JamesNational avg.Difference
All Electricity$157.12$170.808.0%
Phone $27.03$28.264.3%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Reid, MD291022%
Brownsville, MD3091022%
Bakersville, MD01022%
Yarrowsburg, MD141022%
Ernstville, MD01022%
St. James, MD3,33811515%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Port Angeles East, WA3,3381022%
Kitty Hawk, NC3,33812525%
Montezuma, GA3,33882-18%
Caruthers, CA3,3381055%
Hahnville, LA3,33887-13%
St. James, MD3,33811515%
Source: The St. James, MD cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.