Spotsylvania Courthouse cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexSpotsylvania CourthouseVirginiaNational
Cost of living index112108100
IndexSpotsylvania CourthouseVirginiaNational
Goods & Services index99100100
Groceries index9694100
Health care index10199100
Housing index144133100
Transportation index8893100
Utilities index111100100
A general overview of the cost of living index for Spotsylvania Courthouse, VA is displayed above. In Spotsylvania Courthouse, VA, the overall cost of living index is 112, which is 4% higher than the Virginia average and 12% higher than the U.S. average. The following categories are used to calculate the overall cost of living index: goods/services (33%), housing (30%), groceries (13%), utilities (10%), transportation (9%) and health care (5%). From the list, it is clear that the categories of goods/services and housing are responsible for the largest portions of the overall cost of living index. As a general rule, everyday goods and services provide an accurate measure of the general cost of goods in any given city. In the case of Spotsylvania Courthouse, VA, the city's goods and services are equal to the Virginia average and 1% lower than the U.S. average.

Did you know?

  • The cost of living in Spotsylvania Courthouse is 4% higher than the Virginia average.
  • The cost of living in Spotsylvania Courthouse is 12% higher than the national average.
  • The cost of housing in Spotsylvania Courthouse is 44% higher than the national average.
  • Virginia general sales tax is 4% higher than the national average.
  • Virginia state income tax is 10% lower than the national average.

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Compare Spotsylvania Courthouse, VA Cost of living To Other Cities

Salary Calculator

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Health care index
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The salary calculator is used in order to provide a comparison of your current salary in Spotsylvania Courthouse, VA to another city of your choice. The calculator will inform you of what your salary needs to be in any specific city in order for you to maintain your living standard based on what the city’s cost of living is. As an example, if you are seeking to move to a city that has a higher cost of living compared to Spotsylvania Courthouse, VA, you would have to earn a higher income to maintain a standard of living that is similar. To get started with the Spotsylvania Courthouse, VA salary calculator, input the new city’s name and then move the slider to indicate your current income. The salary calculator will now process the numbers and show you whether you need to earn more or less in the chosen city. A comprehensive breakdown of the cost of living will also be shown.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Spotsylvania Courthouse, VA as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Spotsylvania Courthouse, VA homeowners, is $91,767. This would allow for a maximum of $2,141 per month to be spent on housing costs. For renters, the median monthly income is $37,321 which would result in a maximum of $871 to be spent on rental costs.

Virginia Sales Tax

StateGeneral Sales TaxWith Max Surtax

Virginia Income Tax

StateIncome Tax (Low)Income Tax (High)
The Virginia sales tax and Virginia income tax rates should definitely be considered when determining the overall cost of living in Spotsylvania Courthouse, VA. Sales taxes are taxes that are imposed onto goods and services sold. Sales taxes do vary by state and can range from no tax at all to upwards of 7%. The Virginia sales tax is 5.3% and the maximum surtax is 6%. Income tax is the tax imposed on income by the government. The income tax rates will vary by state and will also increase or decrease depending on the corresponding tax bracket. State income tax rates can range from anywhere from no tax at all to more than 9%. The Virginia income tax rates range from 2% to 5.75%.

Goods & Services

ItemSpotsylvania CourthouseNational avg.Difference
Haircut $19.00$14.5930.2%
Beauty Salon $35.40$34.682.1%
Toothpaste $1.78$2.4728.0%
Shampoo $1.25$1.0222.3%
Movie $10.50$9.876.4%
Bowling $5.93$4.3935.0%


ItemSpotsylvania CourthouseNational avg.Difference
Ground Beef $4.32$4.483.5%
Fried Chicken $1.49$1.461.8%
Milk $2.15$2.368.8%
Potatoes $3.07$3.060.3%
Pizza $8.49$9.248.1%
Beer $9.79$8.6313.4%

Health Care

ItemSpotsylvania CourthouseNational avg.Difference
Optometrist $98.60$99.781.2%
Doctor $91.33$105.0313.0%
Dentist $95.28$88.707.4%
Ibuprofen $9.19$9.412.4%
Lipitor $324.24$298.508.6%


ItemSpotsylvania CourthouseNational avg.Difference
Home Price $262,200.00$175,700.0049.2%
Avg. Mortgage Payment $876.77$1,081.0318.9%
Apartment Rent $1,211.00$920.0031.6%


ItemSpotsylvania CourthouseNational avg.Difference
Gasoline $1.76$2.0915.8%
Tire Balancing $44.77$45.291.1%


ItemSpotsylvania CourthouseNational avg.Difference
All Electricity$177.03$170.803.6%
Phone $34.01$28.2620.4%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Lake Caroline, VA1,9041011%
Lake Land'Or, VA3,6761055%
Bowling Green, VA1,1541055%
Lake Wilderness, VA2,21111414%
Lake of the Woods, VA7,45411515%
Spotsylvania Courthouse, VA4,28911212%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Brewerton, NY4,28997-3%
Bradley Beach, NJ4,29017373%
Grafton, ND4,29182-18%
Loch Lomond, VA4,29211313%
Mount Olive CDP (Jefferson County), AL4,28697-3%
Spotsylvania Courthouse, VA4,28911212%
Source: The Spotsylvania Courthouse, VA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.