Sea Cliff cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexSea CliffNew YorkNational
Cost of living index174122100
IndexSea CliffNew YorkNational
Goods & Services index126112100
Groceries index122103100
Health care index115104100
Housing index297149100
Transportation index100122100
Utilities index132102100
Displayed above is a general overview of the Sea Cliff, NY cost of living index. The overall cost of living index in Sea Cliff, NY is 174, which is 43% higher than the New York average and 74% higher than the national average. The cost of living index is created from the following categories: goods/services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). As you can see, goods/services and housing make up the majority of the overall cost of living index. Everyday goods and services can be a good indicator of the general cost of goods in a given city. In this case, the goods and services in Sea Cliff, NY are 12% higher than the New York average and 26% higher than the national average.

Did you know?

  • The cost of living in Sea Cliff is 43% higher than the New York average.
  • The cost of living in Sea Cliff is 74% higher than the national average.
  • The cost of housing in Sea Cliff is 197% higher than the national average.
  • New York general sales tax is 21% lower than the national average.
  • New York state income tax is 80% higher than the national average.

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Compare Sea Cliff, NY Cost of living To Other Cities

Salary Calculator

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Using the salary calculator lets you compare the salary you earn in Sea Cliff, NY to what it is in other cities. It will let you know what your earnings would have to be in another city to have the same standard of living, as determined by the cost of living in each city. For example, if the cost of living in the area you want to move to is higher than the cost of living in Sea Cliff, NY, you have to earn a higher income in order to still have the same standard of living. To operate the Sea Cliff, NY salary calculator, put in the name of the other city, then move the slider to the point that represents the current income. The salary calculator will take care of the rest and tell you how much more or less you must earn in the new city. A Total breakdown of the cost of living is also provided.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$124,141$10,345$2,896$3,725
Renters$81,741$6,812$1,907$2,452
A good way to judge both the affordability of the housing and the cost of living is by simply calculating the maximum that a person should spend on housing in Sea Cliff, NY, otherwise known as the debt-to-income ratio (DTI). The safest way to live in the city is to avoid spending more than 28 percent of the gross income that one earns on costs that pertain to housing and no more than 36 percent on all expenses and debts. Sea Cliff, NY has a median income of about $124,141 for people who own homes. Based on that number, a person should spend a maximum of $2,896 on expenses related to housing. Renters have a slightly different median income, which is $81,741. Based on this average, renters should spend no more than $1,907 on all of their rental costs if they want to maintain a non-impoverished standard of living.

New York Sales Tax

StateGeneral Sales TaxWith Max Surtax
New York4%8.875%

New York Income Tax

StateIncome Tax (Low)Income Tax (High)
New York4%8.82%
When you are determining the total cost of living in Sea Cliff, NY you will want to make sure you consider both the New York sales tax and the New York income tax rates. Sales tax come in the form of taxes levied on both services and goods that are sold. The sales tax rates are different state to state and range from zero sales tax to higher than 7%. The sales tax in New York is 4%, with the highest surtax being 8.875%. Tax that is on income by the government is income tax. Different states have different income tax rates and these rates can be higher or lower dependent on the corresponding tax bracket. The state income tax rates are different state to state and range from no income tax to more than 9% income tax. The income tax rates in New York have a range from 4% to 8.82%.

Goods & Services

ItemSea CliffNational avg.Difference
Haircut $20.00$14.5937.0%
Beauty Salon $67.50$34.6894.6%
Toothpaste $4.04$2.4763.3%
Shampoo $0.88$1.0213.9%
Movie $14.75$9.8749.5%
Bowling $7.94$4.3980.8%

Groceries

ItemSea CliffNational avg.Difference
Ground Beef $3.99$4.4810.9%
Fried Chicken $1.04$1.4629.0%
Milk $2.26$2.364.1%
Potatoes $3.92$3.0628.0%
Pizza $10.00$9.248.2%
Beer $9.82$8.6313.8%

Health Care

ItemSea CliffNational avg.Difference
Optometrist $111.67$99.7811.9%
Doctor $123.75$105.0317.8%
Dentist $110.00$88.7024.0%
Ibuprofen $10.33$9.419.8%
Lipitor $299.00$298.500.2%

Housing

ItemSea CliffNational avg.Difference
Home Price $623,100.00$175,700.00254.6%
Avg. Mortgage Payment $2,127.00$1,081.0396.8%
Apartment Rent $1,497.00$920.0062.7%

Transportation

ItemSea CliffNational avg.Difference
Gasoline $2.06$2.091.5%
Tire Balancing $47.99$45.296.0%

Utilities

ItemSea CliffNational avg.Difference
All Electricity$262.56$170.8053.7%
Phone $29.01$28.262.7%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Greenville, NY5731044%
North Amityville, NY19,60813232%
Wyandanch, NY11,18713333%
Roosevelt, NY16,55414747%
Uniondale, NY24,78714747%
Sea Cliff, NY5,01217474%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Mansfield, LA5,01279-21%
Penn Yan, NY5,01190-10%
Tallassee, AL5,01186-14%
Foxborough, MA5,01313434%
Cave Creek, AZ5,01413939%
Sea Cliff, NY5,01217474%
Source: The Sea Cliff, NY cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.