Scarborough cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Cost of living index121107100
Goods & Services index111111100
Groceries index101101100
Health care index113113100
Housing index14194100
Transportation index129129100
Utilities index119119100
Here we can see a simple outline of the cost of living in Scarborough, ME. As you can see, with the average cost of living in Scarborough, ME being 121, that puts it 13% higher than the average of Maine and 21% higher than our nation's average. This simple outline of the cost of living index was formulated using prices of: goods and services (weighted 33%), housing prices (weighted 30%), groceries (weighted 13%), utilities (weighted 10%), transportation (weighted 9%), and health care (weighted 5%). Thus, goods/services, along with housing influences the majority of the cost of living index. The price of daily goods and services is a valuable and reliable number to be aware of when considering the general price of the city's goods. In the case of Scarborough, ME, the price of goods and services are equal to the average of Maine as well as 11% higher than the nation's average.

Did you know?

  • The cost of living in Scarborough is 13% higher than the Maine average.
  • The cost of living in Scarborough is 21% higher than the national average.
  • The cost of housing in Scarborough is 41% higher than the national average.
  • Maine general sales tax is 8% higher than the national average.
  • Maine state income tax is 100% lower than the national average.

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Salary Calculator

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Health care index
Housing index
Transportation index
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Use the salary calculator to compare your current income in Scarborough, ME to any other city in the country. The calculator will tell you how much income you would need to make in a particular city to live at the same level based on the cost of living in each city. For example, if the cost of living in the city you are looking to move to is higher than that of Scarborough, ME, then you would need to earn a higher salary in order to enjoy the same standard of living. To use the Scarborough, ME salary calculator, enter the name of the new city, then move the slider to your current salary level. The salary calculator will do the rest and let you know if your salary would need to increase or decrease for the new city. You will also see a complete overview of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
The affordability of the housing market in Scarborough, ME as well as the overall cost of living can be indicated accurately by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should ever be used on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Scarborough, ME homeowners, the median income is $67,325. This indicates that a monthly maximum of $1,571 should be spent by homeowners on all housing related costs. Renters have a median income of $53,448. This indicates that renters should have a maximum of $1,247 used for their rent related monthly costs.

Maine Sales Tax

StateGeneral Sales TaxWith Max Surtax

Maine Income Tax

StateIncome Tax (Low)Income Tax (High)
For those who live in Scarborough, ME and want to know what the true cost of living is, they ought to look at both the Maine income tax rate and the Maine sales tax rate. By sales tax, we mean the taxes that are included whenever a person is purchasing any goods or services. The amount that is taxed depends upon the particular state, where some states have a sales tax of zero percent while others can have a tax higher than seven percent. In Maine, the sales tax is 5.5%, while the most you'll pay in surtax is 5.5%. There is also income tax to consider, which is based upon the amount of money made in a year. Just like sales tax, income tax depends upon the particular state but also depends upon what tax bracket the person is in. Income tax for the state can be higher than nine percent in some states to zero percent in others. For those that live in Maine, the income tax rate ranges between 0% to 7.95%.

Goods & Services

ItemScarboroughNational avg.Difference
Haircut $15.62$14.597.0%
Beauty Salon $38.07$34.689.8%
Toothpaste $2.50$2.471.1%
Shampoo $0.99$1.023.1%
Movie $10.12$9.872.6%
Bowling $4.76$4.398.4%


ItemScarboroughNational avg.Difference
Ground Beef $2.99$4.4833.2%
Fried Chicken $1.59$1.468.6%
Milk $2.19$2.367.1%
Potatoes $3.32$3.068.4%
Pizza $8.68$9.246.1%
Beer $8.99$8.634.1%

Health Care

ItemScarboroughNational avg.Difference
Optometrist $142.33$99.7842.6%
Doctor $121.42$105.0315.6%
Dentist $104.81$88.7018.2%
Ibuprofen $8.99$9.414.5%
Lipitor $293.43$298.501.7%


ItemScarboroughNational avg.Difference
Home Price $258,000.00$175,700.0046.8%
Avg. Mortgage Payment $1,251.28$1,081.0315.7%
Apartment Rent $1,175.00$920.0027.7%


ItemScarboroughNational avg.Difference
Gasoline $2.71$2.0929.5%
Tire Balancing $58.40$45.2929.0%


ItemScarboroughNational avg.Difference
All Electricity$242.75$170.8042.1%
Phone $24.69$28.2612.6%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
South Windham, ME1,1901044%
Little Falls, ME4081077%
Steep Falls, ME1,2451099%
Old Orchard Beach, ME8,67911010%
Westbrook, ME17,66211111%
Scarborough, ME4,93112121%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Wauchula, FL4,93088-12%
McGuire AFB, NJ4,93214242%
Whiting, IN4,93095-5%
Demarest, NJ4,92919191%
Singac, NJ4,92812424%
Scarborough, ME4,93112121%
Source: The Scarborough, ME cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.