San Carlos cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexSan CarlosCaliforniaNational
Cost of living index217137100
IndexSan CarlosCaliforniaNational
Goods & Services index125109100
Groceries index143118100
Health care index133111100
Housing index429189100
Transportation index130130100
Utilities index109112100
Displayed above is a general overview of the San Carlos, CA cost of living index. The overall cost of living index in San Carlos, CA is 217, which is 59% higher than the California average and 117% higher than the national average. The cost of living index is created from the following categories: goods/services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). As you can see, goods/services and housing make up the majority of the overall cost of living index. Everyday goods and services can be a good indicator of the general cost of goods in a given city. In this case, the goods and services in San Carlos, CA are 14% higher than the California average and 25% higher than the national average.

Did you know?

  • The cost of living in San Carlos is 59% higher than the California average.
  • The cost of living in San Carlos is 117% higher than the national average.
  • The cost of housing in San Carlos is 329% higher than the national average.
  • California general sales tax is 47% higher than the national average.
  • California state income tax is 55% lower than the national average.

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Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator is used in order to provide a comparison of your current salary in San Carlos, CA to another city of your choice. The calculator will inform you of what your salary needs to be in any specific city in order for you to maintain your living standard based on what the city’s cost of living is. As an example, if you are seeking to move to a city that has a higher cost of living compared to San Carlos, CA, you would have to earn a higher income to maintain a standard of living that is similar. To get started with the San Carlos, CA salary calculator, input the new city’s name and then move the slider to indicate your current income. The salary calculator will now process the numbers and show you whether you need to earn more or less in the chosen city. A comprehensive breakdown of the cost of living will also be shown.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
One can approximate the cost of living and the housing affordability in San Carlos, CA by the percentage of a person’s income that he or she spends on the monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side and keep one’s head above the water, a consumer should never spend more than 28 percent of his or her gross income on housing-related expenses and costs and not more than 36 percent of income on all expenses and debts. Homeowners in San Carlos, CA have a median income of $150,322. Therefore, the amount that a consumer should spend on housing costs should be no more than $3,507 per month to avoid calamity and poverty. The renters in the city have an income of about $66,555, which would make their monthly maximum allowable rental costs $1,553.

California Sales Tax

StateGeneral Sales TaxWith Max Surtax

California Income Tax

StateIncome Tax (Low)Income Tax (High)
One thing to keep in mind when considering the cost of living in San Carlos, CA is the California sales tax and California income tax rates. Sales taxes are taxes that are collected on most goods or services sold. Sales taxes can vary by state and can be as high as 7% and as low as 0% as not every state imposes a sales tax. The California sales tax rate is 7.5% and the maximum surtax that can be charged is 10%. Income tax is the tax imposed on income by both the federal and state government. The income tax rates varies by individual state and will also be higher or lower depending on the applicable tax bracket. The rates of state income tax can vary from 0% to more than 9%. The California income tax rates range from 1% to 12.3%.

Goods & Services

ItemSan CarlosNational avg.Difference
Haircut $17.55$15.5612.7%
Beauty Salon $40.77$36.1112.9%
Toothpaste $3.61$2.4745.8%
Shampoo $1.23$0.9627.1%
Movie $12.35$10.1321.9%
Bowling $7.64$4.7461.3%


ItemSan CarlosNational avg.Difference
Ground Beef $6.33$3.9858.8%
Fried Chicken $2.69$1.4191.3%
Milk $2.92$2.0641.3%
Potatoes $4.70$2.9857.6%
Pizza $13.06$9.4737.8%
Beer $9.48$8.797.8%

Health Care

ItemSan CarlosNational avg.Difference
Optometrist $151.96$101.0450.4%
Doctor $141.39$107.4431.6%
Dentist $138.51$90.4253.2%
Ibuprofen $10.75$9.2815.8%
Lipitor $420.03$426.501.5%


ItemSan CarlosNational avg.Difference
Home Price $939,600.00$175,700.00434.8%
Avg. Mortgage Payment $6,195.07$1,133.23446.7%
Apartment Rent $1,668.00$920.0081.3%


ItemSan CarlosNational avg.Difference
Gasoline $2.74$1.9937.6%
Tire Balancing $51.66$45.7612.9%


ItemSan CarlosNational avg.Difference
All Electricity$204.04$163.8124.6%
Phone $24.95$28.3912.1%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Mountain View, CA2,29913232%
Ashland, CA23,36012828%
Cherryland, CA15,24412929%
Hayward, CA149,59613737%
San Lorenzo, CA24,56313939%
San Carlos, CA29,166217117%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Cedar City, UT29,17593-7%
Morristown, TN29,15293-7%
Helena, MT29,1421000%
East Haven, CT29,13912020%
Hobart, IN29,1361000%
San Carlos, CA29,166217117%
Source: The San Carlos, CA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.