Redding cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexReddingCaliforniaNational
Cost of living index125135100
IndexReddingCaliforniaNational
Goods & Services index115107100
Groceries index133117100
Health care index120109100
Housing index120189100
Transportation index154125100
Utilities index136116100
Displayed above is a general overview of the Redding, CA cost of living index. The overall cost of living index in Redding, CA is 125, which is 8% lower than the California average and 25% higher than the national average. The cost of living index is created from the following categories: goods/services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). As you can see, goods/services and housing make up the majority of the overall cost of living index. Everyday goods and services can be a good indicator of the general cost of goods in a given city. In this case, the goods and services in Redding, CA are 7% higher than the California average and 15% higher than the national average.

Did you know?

  • The cost of living in Redding is 8% lower than the California average.
  • The cost of living in Redding is 25% higher than the national average.
  • The cost of housing in Redding is 20% higher than the national average.
  • California general sales tax is 47% higher than the national average.
  • California state income tax is 55% lower than the national average.

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Salary Calculator

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Use the salary calculator to compare your current income in Redding, CA to any other city in the country. The calculator will tell you how much income you would need to make in a particular city to live at the same level based on the cost of living in each city. For example, if the cost of living in the city you are looking to move to is higher than that of Redding, CA, then you would need to earn a higher salary in order to enjoy the same standard of living. To use the Redding, CA salary calculator, enter the name of the new city, then move the slider to your current salary level. The salary calculator will do the rest and let you know if your salary would need to increase or decrease for the new city. You will also see a complete overview of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$62,382$5,199$1,455$1,872
Renters$31,728$2,644$740$952
How much of your monthly income goes to housing can tell you whether or not you can afford housing in Redding, CA, as well as what the average cost of living is. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payment and not more than 36 percent of income on all expenses and debts. In Redding, CA homeowners have a median income of $62,382. Using that number, you will come up with a maximum of $1,455 per month that can be spent on the cost of housing. For those who are renting instead of owning, the median income is $31,728, which means there is a maximum of $740 to be spent on the costs of renting a home or apartment.

California Sales Tax

StateGeneral Sales TaxWith Max Surtax
California7.5%10%

California Income Tax

StateIncome Tax (Low)Income Tax (High)
California1%12.3%
The California sales tax and California income tax rates should definitely be considered when determining the overall cost of living in Redding, CA. Sales taxes are taxes that are imposed onto goods and services sold. Sales taxes do vary by state and can range from no tax at all to upwards of 7%. The California sales tax is 7.5% and the maximum surtax is 10%. Income tax is the tax imposed on income by the government. The income tax rates will vary by state and will also increase or decrease depending on the corresponding tax bracket. State income tax rates can range from anywhere from no tax at all to more than 9%. The California income tax rates range from 1% to 12.3%.

Goods & Services

ItemReddingNational avg.Difference
Haircut $16.00$14.599.6%
Beauty Salon $50.00$34.6844.2%
Toothpaste $3.79$2.4753.2%
Shampoo $1.32$1.0229.2%
Movie $11.00$9.8711.5%
Bowling $2.88$4.3934.4%

Groceries

ItemReddingNational avg.Difference
Ground Beef $5.12$4.4814.4%
Fried Chicken $1.84$1.4625.7%
Milk $2.77$2.3617.5%
Potatoes $3.87$3.0626.4%
Pizza $15.99$9.2473.0%
Beer $9.24$8.637.0%

Health Care

ItemReddingNational avg.Difference
Optometrist $120.00$99.7820.3%
Doctor $111.81$105.036.5%
Dentist $121.33$88.7036.8%
Ibuprofen $11.87$9.4126.1%
Lipitor $320.00$298.507.2%

Housing

ItemReddingNational avg.Difference
Home Price $221,800.00$175,700.0026.2%
Avg. Mortgage Payment $2,907.43$1,081.03169.0%
Apartment Rent $961.00$920.004.5%

Transportation

ItemReddingNational avg.Difference
Gasoline $3.60$2.0972.1%
Tire Balancing $46.00$45.291.6%

Utilities

ItemReddingNational avg.Difference
All Electricity$252.17$170.8047.6%
Phone $33.50$28.2618.6%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Mountain Gate, CA1,1531044%
French Gulch, CA4411066%
Anderson, CA10,06611515%
Cottonwood, CA4,17811616%
Shasta Lake, CA10,14311717%
Redding, CA90,72512525%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Miami Beach, FL90,66912626%
Rio Rancho, NM90,6271033%
Spokane Valley, WA90,82993-7%
Orem, UT90,4851022%
Westminster, CA91,25514444%
Redding, CA90,72512525%
Source: The Redding, CA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.