Pittsfield cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexPittsfieldMassachusettsNational
Cost of living index100130100
IndexPittsfieldMassachusettsNational
Goods & Services index94111100
Groceries index119113100
Health care index98111100
Housing index94167100
Transportation index118117100
Utilities index96126100
The above illustration supplies generalized information for the Pittsfield, MA cost of living index. Compared to other cities in Massachusetts and cities across the country, the cost of living index in Pittsfield, MA is 100, which is 23% lower than the Massachusetts average and equal to that for the entire country. The index is comprised of the following criteria: cost of retail goods and services (33%), groceries (13%), health care (5%), housing (30%), cost of public/private transportation (9%) and utilities (10%). Everyday goods and services, along with housing account for 63 percent of the total cost of living index. Goods and services that are a necessity regardless of location provide an accurate general sense of the cost of living in one city versus another. As seen above, the cost of retail goods and services in Pittsfield, MA are 15% lower than the average for Massachusetts and 6% lower than the rest of the country.

Did you know?

  • The cost of living in Pittsfield is 23% lower than the Massachusetts average.
  • The cost of living in Pittsfield is equal to the national average.
  • The cost of housing in Pittsfield is 6% lower than the national average.
  • Massachusetts general sales tax is 23% higher than the national average.
  • Massachusetts state income tax is 132% higher than the national average.

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Salary Calculator

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Use the salary calculator to compare your current income in Pittsfield, MA to any other city in the country. The calculator will tell you how much income you would need to make in a particular city to live at the same level based on the cost of living in each city. For example, if the cost of living in the city you are looking to move to is higher than that of Pittsfield, MA, then you would need to earn a higher salary in order to enjoy the same standard of living. To use the Pittsfield, MA salary calculator, enter the name of the new city, then move the slider to your current salary level. The salary calculator will do the rest and let you know if your salary would need to increase or decrease for the new city. You will also see a complete overview of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$61,692$5,141$1,439$1,851
Renters$24,088$2,007$562$723
One can approximate the cost of living and the housing affordability in Pittsfield, MA by the percentage of a person’s income that he or she spends on the monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side and keep one’s head above the water, a consumer should never spend more than 28 percent of his or her gross income on housing-related expenses and costs and not more than 36 percent of income on all expenses and debts. Homeowners in Pittsfield, MA have a median income of $61,692. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,439 per month to avoid calamity and poverty. The renters in the city have an income of about $24,088, which would make their monthly maximum allowable rental costs $562.

Massachusetts Sales Tax

StateGeneral Sales TaxWith Max Surtax
Massachusetts6.25%6.25%

Massachusetts Income Tax

StateIncome Tax (Low)Income Tax (High)
Massachusetts5.15%5.15%
The Massachusetts sales tax and Massachusetts income tax rates should definitely be considered when determining the overall cost of living in Pittsfield, MA. Sales taxes are taxes that are imposed onto goods and services sold. Sales taxes do vary by state and can range from no tax at all to upwards of 7%. The Massachusetts sales tax is 6.25% and the maximum surtax is 6.25%. Income tax is the tax imposed on income by the government. The income tax rates will vary by state and will also increase or decrease depending on the corresponding tax bracket. State income tax rates can range from anywhere from no tax at all to more than 9%. The Massachusetts income tax rates range from 5.15% to 5.15%.

Goods & Services

ItemPittsfieldNational avg.Difference
Haircut $13.60$14.596.8%
Beauty Salon $14.60$34.6857.9%
Toothpaste $1.99$2.4719.5%
Shampoo $0.99$1.023.1%
Movie $10.00$9.871.3%
Bowling $6.00$4.3936.6%

Groceries

ItemPittsfieldNational avg.Difference
Ground Beef $4.07$4.489.1%
Fried Chicken $2.87$1.4696.0%
Milk $2.33$2.361.1%
Potatoes $3.99$3.0630.3%
Pizza $7.99$9.2413.6%
Beer $6.99$8.6319.0%

Health Care

ItemPittsfieldNational avg.Difference
Optometrist $142.50$99.7842.8%
Doctor $99.20$105.035.6%
Dentist $95.00$88.707.1%
Ibuprofen $9.49$9.410.8%
Lipitor $231.30$298.5022.5%

Housing

ItemPittsfieldNational avg.Difference
Home Price $172,500.00$175,700.001.8%
Avg. Mortgage Payment $1,515.12$1,081.0340.2%
Apartment Rent $762.00$920.0017.2%

Transportation

ItemPittsfieldNational avg.Difference
Gasoline $2.33$2.0911.2%
Tire Balancing $61.98$45.2936.9%

Utilities

ItemPittsfieldNational avg.Difference
All Electricity$160.96$170.805.8%
Phone $27.50$28.262.7%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Adams, MA5,46095-5%
Averill Park, NY1,7811044%
Chester, MA72799-1%
Cheshire, MA5711022%
East Nassau, NY6361055%
Pittsfield, MA44,226100-0%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
DeKalb, IL44,09295-5%
Lincoln, CA44,39713333%
Titusville, FL44,03288-12%
Lacey, WA44,0311088%
Apopka, FL44,46298-2%
Pittsfield, MA44,226100-0%
Source: The Pittsfield, MA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.