Pine Hill cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexPine HillNew JerseyNational
Cost of living index107127100
IndexPine HillNew JerseyNational
Goods & Services index108114100
Groceries index116104100
Health care index106100100
Housing index94166100
Transportation index115107100
Utilities index124110100
Displayed above is a general overview of the Pine Hill, NJ cost of living index. The overall cost of living index in Pine Hill, NJ is 107, which is 16% lower than the New Jersey average and 7% higher than the national average. The cost of living index is created from the following categories: goods/services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). As you can see, goods/services and housing make up the majority of the overall cost of living index. Everyday goods and services can be a good indicator of the general cost of goods in a given city. In this case, the goods and services in Pine Hill, NJ are 5% lower than the New Jersey average and 8% higher than the national average.

Did you know?

  • The cost of living in Pine Hill is 16% lower than the New Jersey average.
  • The cost of living in Pine Hill is 7% higher than the national average.
  • The cost of housing in Pine Hill is 6% lower than the national average.
  • New Jersey general sales tax is 37% higher than the national average.
  • New Jersey state income tax is 37% lower than the national average.

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Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
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Groceries index
Health care index
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The salary calculator allows you to compare how much your current salary in Pine Hill, NJ would be worth in another city. In other words, the salary calculator will adjust the figure you enter for cost of living so that you can determine how much more or much less you would need to earn while maintaining your current quality of living. If you are considering relocating to a more expensive city than Pine Hill, NJ, the calculator will tell you how much more you need to earn so you can assess job offers more accurately. The Pine Hill, NJ salary calculator is easy to use. All you do is enter the name of another city, then move the slider to your current income. After that, the salary calculator will crunch the numbers for you and give you the information you need about the place you are considering going. Additionally, it will show a detailed breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$77,697$6,475$1,813$2,331
Renters$31,575$2,631$737$947
How much of your monthly income goes to housing can tell you whether or not you can afford housing in Pine Hill, NJ, as well as what the average cost of living is. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payment and not more than 36 percent of income on all expenses and debts. In Pine Hill, NJ homeowners have a median income of $77,697. Using that number, you will come up with a maximum of $1,813 per month that can be spent on the cost of housing. For those who are renting instead of owning, the median income is $31,575, which means there is a maximum of $737 to be spent on the costs of renting a home or apartment.

New Jersey Sales Tax

StateGeneral Sales TaxWith Max Surtax
New Jersey7%7%

New Jersey Income Tax

StateIncome Tax (Low)Income Tax (High)
New Jersey1.4%8.97%
When you are determining the total cost of living in Pine Hill, NJ you will want to make sure you consider both the New Jersey sales tax and the New Jersey income tax rates. Sales tax come in the form of taxes levied on both services and goods that are sold. The sales tax rates are different state to state and range from zero sales tax to higher than 7%. The sales tax in New Jersey is 7%, with the highest surtax being 7%. Tax that is on income by the government is income tax. Different states have different income tax rates and these rates can be higher or lower dependent on the corresponding tax bracket. The state income tax rates are different state to state and range from no income tax to more than 9% income tax. The income tax rates in New Jersey have a range from 1.4% to 8.97%.

Goods & Services

ItemPine HillNational avg.Difference
Haircut $17.96$15.5615.4%
Beauty Salon $54.38$36.1150.6%
Toothpaste $2.34$2.475.5%
Shampoo $0.99$0.962.6%
Movie $11.55$10.1314.0%
Bowling $5.13$4.748.4%

Groceries

ItemPine HillNational avg.Difference
Ground Beef $3.87$3.983.0%
Fried Chicken $1.68$1.4119.2%
Milk $1.97$2.064.5%
Potatoes $3.44$2.9815.2%
Pizza $10.38$9.479.6%
Beer $8.18$8.797.0%

Health Care

ItemPine HillNational avg.Difference
Optometrist $102.70$101.041.6%
Doctor $124.15$107.4415.6%
Dentist $97.92$90.428.3%
Ibuprofen $9.59$9.283.3%
Lipitor $386.87$426.509.3%

Housing

ItemPine HillNational avg.Difference
Home Price $156,700.00$175,700.0010.8%
Avg. Mortgage Payment $1,520.01$1,133.2334.1%
Apartment Rent $966.00$920.005.0%

Transportation

ItemPine HillNational avg.Difference
Gasoline $2.23$1.9911.9%
Tire Balancing $55.56$45.7621.4%

Utilities

ItemPine HillNational avg.Difference
All Electricity$182.53$163.8111.4%
Phone $40.01$28.3940.9%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Pine Valley, NJ211313%
Tavistock, NJ911313%
Audubon Park, NJ1,05194-6%
Camden, NJ77,29498-2%
Darby, PA10,68998-2%
Pine Hill, NJ10,3831077%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Oil City, PA10,38378-22%
Morro Bay, CA10,38314646%
Northbrook, OH10,38487-13%
Hillsdale, NJ10,38114949%
Chesapeake Ranch Estates, MD10,38512020%
Pine Hill, NJ10,3831077%
Source: The Pine Hill, NJ cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.