A general overview of the cost of living index for Pelham, NY is displayed above. In Pelham, NY, the overall cost of living index is 190, which is 56% higher than the New York average and 90% higher than the U.S. average. The following categories are used to calculate the overall cost of living index: goods/services (33%), housing (30%), groceries (13%), utilities (10%), transportation (9%) and health care (5%). From the list, it is clear that the categories of goods/services and housing are responsible for the largest portions of the overall cost of living index. As a general rule, everyday goods and services provide an accurate measure of the general cost of goods in any given city. In the case of Pelham, NY, the city's goods and services are 34% higher than the New York average and 51% higher than the U.S. average.