Pacific cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Cost of living index111112100
Goods & Services index112104100
Groceries index95102100
Health care index122116100
Housing index117135100
Transportation index107108100
Utilities index10983100
The above illustration supplies generalized information for the Pacific, WA cost of living index. Compared to other cities in Washington and cities across the country, the cost of living index in Pacific, WA is 111, which is 1% lower than the Washington average and 11% higher than that for the entire country. The index is comprised of the following criteria: cost of retail goods and services (33%), groceries (13%), health care (5%), housing (30%), cost of public/private transportation (9%) and utilities (10%). Everyday goods and services, along with housing account for 63 percent of the total cost of living index. Goods and services that are a necessity regardless of location provide an accurate general sense of the cost of living in one city versus another. As seen above, the cost of retail goods and services in Pacific, WA are 8% higher than the average for Washington and 12% higher than the rest of the country.

Did you know?

  • The cost of living in Pacific is 1% lower than the Washington average.
  • The cost of living in Pacific is 11% higher than the national average.
  • The cost of housing in Pacific is 17% higher than the national average.
  • Washington general sales tax is 28% higher than the national average.
  • Washington state income tax is 100% lower than the national average.

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Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator is used in order to provide a comparison of your current salary in Pacific, WA to another city of your choice. The calculator will inform you of what your salary needs to be in any specific city in order for you to maintain your living standard based on what the city’s cost of living is. As an example, if you are seeking to move to a city that has a higher cost of living compared to Pacific, WA, you would have to earn a higher income to maintain a standard of living that is similar. To get started with the Pacific, WA salary calculator, input the new city’s name and then move the slider to indicate your current income. The salary calculator will now process the numbers and show you whether you need to earn more or less in the chosen city. A comprehensive breakdown of the cost of living will also be shown.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
If you want to find a good determining factor for the cost of living and the general affordability of housing in Pacific, WA, all you must look at is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Pacific, WA, the median monthly income is $74,143 for those who own their own homes. Under the standard rule, that income level would allow for $1,730 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $36,480, per the median income in the area. That would allow for renters to spend up to $851 on monthly rental expenses.

Washington Sales Tax

StateGeneral Sales TaxWith Max Surtax

Washington Income Tax

StateIncome Tax (Low)Income Tax (High)
The Washington sales tax and Washington income tax rates should definitely be considered when determining the overall cost of living in Pacific, WA. Sales taxes are taxes that are imposed onto goods and services sold. Sales taxes do vary by state and can range from no tax at all to upwards of 7%. The Washington sales tax is 6.5% and the maximum surtax is 9.6%. Income tax is the tax imposed on income by the government. The income tax rates will vary by state and will also increase or decrease depending on the corresponding tax bracket. State income tax rates can range from anywhere from no tax at all to more than 9%. The Washington income tax rates range from 0% to 0%.

Goods & Services

ItemPacificNational avg.Difference
Haircut $11.40$14.5921.9%
Beauty Salon $29.60$34.6814.6%
Toothpaste $2.73$2.4710.4%
Shampoo $1.01$1.021.2%
Movie $12.20$9.8723.6%
Bowling $4.52$4.392.9%


ItemPacificNational avg.Difference
Ground Beef $4.10$4.488.4%
Fried Chicken $1.26$1.4613.9%
Milk $2.33$2.361.1%
Potatoes $1.78$3.0641.9%
Pizza $12.00$9.2429.8%
Beer $8.31$8.633.7%

Health Care

ItemPacificNational avg.Difference
Optometrist $151.00$99.7851.3%
Doctor $127.67$105.0321.6%
Dentist $109.00$88.7022.9%
Ibuprofen $12.01$9.4127.6%
Lipitor $329.60$298.5010.4%


ItemPacificNational avg.Difference
Home Price $211,800.00$175,700.0020.5%
Avg. Mortgage Payment $946.00$1,081.0312.5%
Apartment Rent $992.00$920.007.8%


ItemPacificNational avg.Difference
Gasoline $2.24$2.097.1%
Tire Balancing $48.00$45.296.0%


ItemPacificNational avg.Difference
All Electricity$135.34$170.8020.8%
Phone $42.37$28.2649.9%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
North Puyallup, WA1,74697-3%
Midland, WA8,5261044%
Carbonado, WA5301044%
Parkland, WA36,2631055%
Algona, WA3,0901099%
Pacific, WA6,84511111%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Laurence Harbor, NJ6,84512020%
Winters, CA6,84312020%
Hamilton, AL6,84278-22%
Seminole, TX6,84888-12%
Withamsville, OH6,84189-11%
Pacific, WA6,84511111%
Source: The Pacific, WA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.