Ottawa Hills cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexOttawa HillsOhioNational
Cost of living index10991100
IndexOttawa HillsOhioNational
Goods & Services index10196100
Groceries index10399100
Health care index9796100
Housing index12975100
Transportation index9195100
Utilities index102101100
Here we can see a simple outline of the cost of living in Ottawa Hills, OH. As you can see, with the average cost of living in Ottawa Hills, OH being 109, that puts it 20% higher than the average of Ohio and 9% higher than our nation's average. This simple outline of the cost of living index was formulated using prices of: goods and services (weighted 33%), housing prices (weighted 30%), groceries (weighted 13%), utilities (weighted 10%), transportation (weighted 9%), and health care (weighted 5%). Thus, goods/services, along with housing influences the majority of the cost of living index. The price of daily goods and services is a valuable and reliable number to be aware of when considering the general price of the city's goods. In the case of Ottawa Hills, OH, the price of goods and services are 5% higher than the average of Ohio as well as 1% higher than the nation's average.

Did you know?

  • The cost of living in Ottawa Hills is 20% higher than the Ohio average.
  • The cost of living in Ottawa Hills is 9% higher than the national average.
  • The cost of housing in Ottawa Hills is 29% higher than the national average.
  • Ohio general sales tax is 13% higher than the national average.
  • Ohio state income tax is 76% lower than the national average.

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Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator is used in order to provide a comparison of your current salary in Ottawa Hills, OH to another city of your choice. The calculator will inform you of what your salary needs to be in any specific city in order for you to maintain your living standard based on what the city’s cost of living is. As an example, if you are seeking to move to a city that has a higher cost of living compared to Ottawa Hills, OH, you would have to earn a higher income to maintain a standard of living that is similar. To get started with the Ottawa Hills, OH salary calculator, input the new city’s name and then move the slider to indicate your current income. The salary calculator will now process the numbers and show you whether you need to earn more or less in the chosen city. A comprehensive breakdown of the cost of living will also be shown.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
One can approximate the cost of living and the housing affordability in Ottawa Hills, OH by the percentage of a person’s income that he or she spends on the monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side and keep one’s head above the water, a consumer should never spend more than 28 percent of his or her gross income on housing-related expenses and costs and not more than 36 percent of income on all expenses and debts. Homeowners in Ottawa Hills, OH have a median income of $134,583. Therefore, the amount that a consumer should spend on housing costs should be no more than $3,140 per month to avoid calamity and poverty. The renters in the city have an income of about $34,583, which would make their monthly maximum allowable rental costs $807.

Ohio Sales Tax

StateGeneral Sales TaxWith Max Surtax

Ohio Income Tax

StateIncome Tax (Low)Income Tax (High)
For those who live in Ottawa Hills, OH and want to know what the true cost of living is, they ought to look at both the Ohio income tax rate and the Ohio sales tax rate. By sales tax, we mean the taxes that are included whenever a person is purchasing any goods or services. The amount that is taxed depends upon the particular state, where some states have a sales tax of zero percent while others can have a tax higher than seven percent. In Ohio, the sales tax is 5.75%, while the most you'll pay in surtax is 8%. There is also income tax to consider, which is based upon the amount of money made in a year. Just like sales tax, income tax depends upon the particular state but also depends upon what tax bracket the person is in. Income tax for the state can be higher than nine percent in some states to zero percent in others. For those that live in Ohio, the income tax rate ranges between 0.528% to 5.333%.

Goods & Services

ItemOttawa HillsNational avg.Difference
Haircut $15.25$14.594.5%
Beauty Salon $33.60$34.683.1%
Toothpaste $2.18$2.4711.9%
Shampoo $0.88$1.0213.9%
Movie $9.75$9.871.2%
Bowling $4.29$4.392.3%


ItemOttawa HillsNational avg.Difference
Ground Beef $6.34$4.4841.6%
Fried Chicken $1.72$1.4617.5%
Milk $2.42$2.362.7%
Potatoes $2.69$3.0612.1%
Pizza $9.00$9.242.6%
Beer $8.12$8.635.9%

Health Care

ItemOttawa HillsNational avg.Difference
Optometrist $91.67$99.788.1%
Doctor $95.00$105.039.6%
Dentist $81.80$88.707.8%
Ibuprofen $9.26$9.411.6%
Lipitor $338.38$298.5013.4%


ItemOttawa HillsNational avg.Difference
Home Price $240,000.00$175,700.0036.6%
Avg. Mortgage Payment $1,034.05$1,081.034.3%
Apartment Rent $1,028.00$920.0011.7%


ItemOttawa HillsNational avg.Difference
Gasoline $2.00$2.094.4%
Tire Balancing $34.64$45.2923.5%


ItemOttawa HillsNational avg.Difference
All Electricity$169.84$170.800.6%
Phone $29.95$28.266.0%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Harbor View, OH14580-20%
Toledo, OH283,93286-14%
Walbridge, OH3,05687-13%
Clay Center, OH29187-13%
Luna Pier, MI1,39786-14%
Ottawa Hills, OH4,5081099%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Krum, TX4,5081022%
Dallas, NC4,50891-9%
Oconto, WI4,51086-14%
Big Pine Key, FL4,51112525%
West Bradenton, FL4,5111044%
Ottawa Hills, OH4,5081099%
Source: The Ottawa Hills, OH cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.