Ontario cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Cost of living index8691100
Goods & Services index8796100
Groceries index9799100
Health care index9196100
Housing index7475100
Transportation index9895100
Utilities index98101100
A general overview of the cost of living index for Ontario, OH is displayed above. In Ontario, OH, the overall cost of living index is 86, which is 5% lower than the Ohio average and 14% lower than the U.S. average. The following categories are used to calculate the overall cost of living index: goods/services (33%), housing (30%), groceries (13%), utilities (10%), transportation (9%) and health care (5%). From the list, it is clear that the categories of goods/services and housing are responsible for the largest portions of the overall cost of living index. As a general rule, everyday goods and services provide an accurate measure of the general cost of goods in any given city. In the case of Ontario, OH, the city's goods and services are 10% lower than the Ohio average and 13% lower than the U.S. average.

Did you know?

  • The cost of living in Ontario is 5% lower than the Ohio average.
  • The cost of living in Ontario is 14% lower than the national average.
  • The cost of housing in Ontario is 26% lower than the national average.
  • Ohio general sales tax is 13% higher than the national average.
  • Ohio state income tax is 76% lower than the national average.

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Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator is used in order to provide a comparison of your current salary in Ontario, OH to another city of your choice. The calculator will inform you of what your salary needs to be in any specific city in order for you to maintain your living standard based on what the city’s cost of living is. As an example, if you are seeking to move to a city that has a higher cost of living compared to Ontario, OH, you would have to earn a higher income to maintain a standard of living that is similar. To get started with the Ontario, OH salary calculator, input the new city’s name and then move the slider to indicate your current income. The salary calculator will now process the numbers and show you whether you need to earn more or less in the chosen city. A comprehensive breakdown of the cost of living will also be shown.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
One can approximate the cost of living and the housing affordability in Ontario, OH by the percentage of a person’s income that he or she spends on the monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side and keep one’s head above the water, a consumer should never spend more than 28 percent of his or her gross income on housing-related expenses and costs and not more than 36 percent of income on all expenses and debts. Homeowners in Ontario, OH have a median income of $56,875. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,327 per month to avoid calamity and poverty. The renters in the city have an income of about $38,343, which would make their monthly maximum allowable rental costs $895.

Ohio Sales Tax

StateGeneral Sales TaxWith Max Surtax

Ohio Income Tax

StateIncome Tax (Low)Income Tax (High)
When you are determining the total cost of living in Ontario, OH you will want to make sure you consider both the Ohio sales tax and the Ohio income tax rates. Sales tax come in the form of taxes levied on both services and goods that are sold. The sales tax rates are different state to state and range from zero sales tax to higher than 7%. The sales tax in Ohio is 5.75%, with the highest surtax being 8%. Tax that is on income by the government is income tax. Different states have different income tax rates and these rates can be higher or lower dependent on the corresponding tax bracket. The state income tax rates are different state to state and range from no income tax to more than 9% income tax. The income tax rates in Ohio have a range from 0.528% to 5.333%.

Goods & Services

ItemOntarioNational avg.Difference
Haircut $11.80$14.5919.1%
Beauty Salon $31.75$34.688.4%
Toothpaste $2.47$2.470.1%
Shampoo $1.20$1.0217.4%
Movie $8.38$9.8715.1%
Bowling $3.00$4.3931.7%


ItemOntarioNational avg.Difference
Ground Beef $3.83$4.4814.4%
Fried Chicken $1.39$1.465.1%
Milk $2.21$2.366.2%
Potatoes $2.23$3.0627.2%
Pizza $9.00$9.242.6%
Beer $7.99$8.637.4%

Health Care

ItemOntarioNational avg.Difference
Optometrist $92.00$99.787.8%
Doctor $87.67$105.0316.5%
Dentist $74.75$88.7015.7%
Ibuprofen $8.31$9.4111.7%
Lipitor $324.05$298.508.6%


ItemOntarioNational avg.Difference
Home Price $128,000.00$175,700.0027.1%
Avg. Mortgage Payment $627.79$1,081.0341.9%
Apartment Rent $697.00$920.0024.2%


ItemOntarioNational avg.Difference
Gasoline $1.98$2.095.5%
Tire Balancing $48.33$45.296.7%


ItemOntarioNational avg.Difference
All Electricity$136.21$170.8020.3%
Phone $34.95$28.2623.7%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Sulphur Springs, OH14277-23%
North Robinson, OH18878-22%
Tiro, OH19578-22%
Galion, OH10,31479-21%
Shiloh, OH62986-14%
Ontario, OH6,16086-14%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Manistee, MI6,16086-14%
Manvel, TX6,15996-4%
Kingston Estates, NJ6,16112121%
Siesta Key, FL6,15815252%
Geneva, OH6,15891-9%
Ontario, OH6,16086-14%
Source: The Ontario, OH cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.