Cost Of Living in Notre Dame, IN

A+

12%

Overall NAT. AVG.

14%

Goods & Services NAT. AVG.

19%

Housing NAT. AVG.

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Notre Dame	Indiana	National
Cost of living	88	90	100
Goods & Services	86	94	100
Groceries	100	98	100
Health care	87	96	100
Housing	81	72	100
Transportation	90	95	100
Utilities	101	107	100

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Cost Of Living Quick Facts

The cost of living in Notre Dame is 1% lower than the Indiana average
The cost of living in Notre Dame is 12% lower than the national average
Notre Dame housing is 19% lower than the national average
Indiana general sales tax is 37% higher than the national average
Indiana state income tax is 43% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$0	$0	$0	$0
Renters	$23,750	$1,979	$554	$713

The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Notre Dame, IN, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Notre Dame, homeowners have a median income of $0. Using that number, a maximum of $0 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $23,750, which means there is a maximum of $554 to be spent on the costs of renting a home or apartment.

Indiana Sales Tax

State	General Sales Tax	With Max Surtax
Indiana	7%	7%

Indiana Income Tax

State	Income Tax (Low)	Income Tax (High)
Indiana	3.23%	3.23%

Goods & Services

Item	Notre Dame	National avg.	Difference
Haircut	$20.78	$24.26	14.4%
Beauty Salon	$52.07	$45.56	14.3%
Toothpaste	$3.66	$3.70	1.1%
Shampoo	$1.34	$1.28	4.6%
Movie	$13.08	$12.13	7.8%
Bowling	$10.44	$18.00	42.0%

Groceries

Item	Notre Dame	National avg.	Difference
Ground Beef	$6.31	$5.84	8.0%
Fried Chicken	$1.62	$1.57	3.0%
Milk	$4.83	$4.67	3.3%
Potatoes	$4.96	$4.93	0.4%
Pizza	$11.04	$12.09	8.7%
Beer	$9.65	$10.41	7.3%

Health Care

Item	Notre Dame	National avg.	Difference
Optometrist	$132.22	$125.68	5.2%
Doctor	$117.36	$135.78	13.6%
Dentist	$99.95	$113.29	11.8%
Ibuprofen	$10.40	$10.65	2.4%
Lipitor	$356.34	$468.60	24.0%

Housing

Item	Notre Dame	National avg.	Difference
Home Price	$0.00	$184,700.00	100.0%
Avg. Mortgage Payment	$1,868.87	$2,346.69	20.4%
Apartment Rent	$771.00	$949.00	18.8%

Transportation

Item	Notre Dame	National avg.	Difference
Gasoline	$3.38	$3.46	2.4%
Tire Balancing	$42.17	$59.92	29.6%

Utilities

Item	Notre Dame	National avg.	Difference
All Electricity	$199.24	$193.99	2.7%
Phone	$190.02	$192.25	1.2%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Cassopolis, MI	1,684	78	22.4%
Niles, MI	11,168	80	19.7%
Lakeville, IN	765	81	18.6%
South Bend, IN	102,686	82	18.2%
Galien, MI	449	82	17.7%
Notre Dame, IN	6,699	88	11.6%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Tamaqua, PA	6,699	86	13.6%
Lacy-Lakeview, TX	6,698	88	11.7%
Clifton Heights, PA	6,700	98	1.6%
DeFuniak Springs, FL	6,696	89	10.8%
Lauderdale-by-the-Sea, FL	6,703	137	37.0%
Notre Dame, IN	6,699	88	11.6%