North Patchogue cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexNorth PatchogueNew YorkNational
Cost of living index128119100
IndexNorth PatchogueNew YorkNational
Goods & Services index122109100
Groceries index109108100
Health care index11499100
Housing index156145100
Transportation index115108100
Utilities index112102100
The above illustration supplies generalized information for the North Patchogue, NY cost of living index. Compared to other cities in New York and cities across the country, the cost of living index in North Patchogue, NY is 128, which is 8% higher than the New York average and 28% higher than that for the entire country. The index is comprised of the following criteria: cost of retail goods and services (33%), groceries (13%), health care (5%), housing (30%), cost of public/private transportation (9%) and utilities (10%). Everyday goods and services, along with housing account for 63 percent of the total cost of living index. Goods and services that are a necessity regardless of location provide an accurate general sense of the cost of living in one city versus another. As seen above, the cost of retail goods and services in North Patchogue, NY are 11% higher than the average for New York and 22% higher than the rest of the country.

Did you know?

  • The cost of living in North Patchogue is 8% higher than the New York average.
  • The cost of living in North Patchogue is 28% higher than the national average.
  • The cost of housing in North Patchogue is 56% higher than the national average.
  • New York general sales tax is 21% lower than the national average.
  • New York state income tax is 80% higher than the national average.

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Compare North Patchogue, NY Cost of living To Other Cities

Salary Calculator

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The salary calculator allows you to compare how much your current salary in North Patchogue, NY would be worth in another city. In other words, the salary calculator will adjust the figure you enter for cost of living so that you can determine how much more or much less you would need to earn while maintaining your current quality of living. If you are considering relocating to a more expensive city than North Patchogue, NY, the calculator will tell you how much more you need to earn so you can assess job offers more accurately. The North Patchogue, NY salary calculator is easy to use. All you do is enter the name of another city, then move the slider to your current income. After that, the salary calculator will crunch the numbers for you and give you the information you need about the place you are considering going. Additionally, it will show a detailed breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$100,570$8,381$2,346$3,017
Renters$0$0$0$0
If you want to find a good determining factor for the cost of living and the general affordability of housing in North Patchogue, NY, all you must look at is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In North Patchogue, NY, the median monthly income is $100,570 for those who own their own homes. Under the standard rule, that income level would allow for $2,346 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $0, per the median income in the area. That would allow for renters to spend up to $0 on monthly rental expenses.

New York Sales Tax

StateGeneral Sales TaxWith Max Surtax
New York4%8.875%

New York Income Tax

StateIncome Tax (Low)Income Tax (High)
New York4%8.82%
One thing to keep in mind when considering the cost of living in North Patchogue, NY is the New York sales tax and New York income tax rates. Sales taxes are taxes that are collected on most goods or services sold. Sales taxes can vary by state and can be as high as 7% and as low as 0% as not every state imposes a sales tax. The New York sales tax rate is 4% and the maximum surtax that can be charged is 8.875%. Income tax is the tax imposed on income by both the federal and state government. The income tax rates varies by individual state and will also be higher or lower depending on the applicable tax bracket. The rates of state income tax can vary from 0% to more than 9%. The New York income tax rates range from 4% to 8.82%.

Goods & Services

ItemNorth PatchogueNational avg.Difference
Haircut $19.87$16.0923.6%
Beauty Salon $64.81$37.3373.6%
Toothpaste $3.03$2.4523.8%
Shampoo $0.99$1.000.6%
Movie $12.69$10.2823.4%
Bowling $7.03$4.9342.5%

Groceries

ItemNorth PatchogueNational avg.Difference
Ground Beef $4.10$3.807.7%
Fried Chicken $1.44$1.403.3%
Milk $1.96$2.012.6%
Potatoes $3.47$3.0115.4%
Pizza $9.98$9.890.9%
Beer $10.01$8.9012.6%

Health Care

ItemNorth PatchogueNational avg.Difference
Optometrist $115.59$102.1613.2%
Doctor $124.71$108.3615.1%
Dentist $112.48$92.5321.6%
Ibuprofen $10.51$9.2813.3%
Lipitor $413.07$425.823.0%

Housing

ItemNorth PatchogueNational avg.Difference
Home Price $281,700.00$184,700.0052.5%
Avg. Mortgage Payment $2,408.75$1,202.44100.3%
Apartment Rent $1,547.00$949.0063.0%

Transportation

ItemNorth PatchogueNational avg.Difference
Gasoline $2.55$2.2413.7%
Tire Balancing $54.89$46.2918.6%

Utilities

ItemNorth PatchogueNational avg.Difference
All Electricity$200.20$165.9620.6%
Phone $29.17$28.681.7%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Mastic Beach, NY14,86711717%
Calverton, NY7,08912020%
Mastic, NY15,64112121%
Central Islip, NY34,72412525%
Ridge, NY13,12912222%
North Patchogue, NY6,65612828%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
De Queen, AR6,65777-23%
Windsor, WI6,65811313%
Hapeville, GA6,65891-9%
Fircrest, WA6,66012222%
West Miami, FL6,65211111%
North Patchogue, NY6,65612828%
Source: The North Patchogue, NY cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2017.