North Muskegon cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexNorth MuskegonMichiganNational
Cost of living index8789100
IndexNorth MuskegonMichiganNational
Goods & Services index9494100
Groceries index9194100
Health care index89100100
Housing index7273100
Transportation index101101100
Utilities index8996100
Displayed above is a general overview of the North Muskegon, MI cost of living index. The overall cost of living index in North Muskegon, MI is 87, which is 2% lower than the Michigan average and 13% lower than the national average. The cost of living index is created from the following categories: goods/services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). As you can see, goods/services and housing make up the majority of the overall cost of living index. Everyday goods and services can be a good indicator of the general cost of goods in a given city. In this case, the goods and services in North Muskegon, MI are equal to the Michigan average and 6% lower than the national average.

Did you know?

  • The cost of living in North Muskegon is 2% lower than the Michigan average.
  • The cost of living in North Muskegon is 13% lower than the national average.
  • The cost of housing in North Muskegon is 28% lower than the national average.
  • Michigan general sales tax is 18% higher than the national average.
  • Michigan state income tax is 91% higher than the national average.

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Compare North Muskegon, MI Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
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Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator is meant to help you compare your salary in North Muskegon, MI to your potential earning power in another city. This can help you deduce what your salary would need to be in any given city in order for you to live the same lifestyle that you do in your current city. In other words, if you plan on moving to a city where the cost of living is higher than in North Muskegon, MI, you'll have to make more money in the new city in order to maintain the lifestyle you currently enjoy. To use the North Muskegon, MI salary calculator, simply input the new city, then move the adjustable slider to match your current income. Once you've selected your income, the calculator will determine if that income is sufficient to support your standard of living in the new city you entered. The calculator will also supply you with a rundown of living costs in the new city.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$69,353$5,779$1,618$2,081
Renters$20,221$1,685$472$607
A good way to judge both the affordability of the housing and the cost of living is by simply calculating the maximum that a person should spend on housing in North Muskegon, MI, otherwise known as the debt-to-income ratio (DTI). The safest way to live in the city is to avoid spending more than 28 percent of the gross income that one earns on costs that pertain to housing and no more than 36 percent on all expenses and debts. North Muskegon, MI has a median income of about $69,353 for people who own homes. Based on that number, a person should spend a maximum of $1,618 on expenses related to housing. Renters have a slightly different median income, which is $20,221. Based on this average, renters should spend no more than $472 on all of their rental costs if they want to maintain a non-impoverished standard of living.

Michigan Sales Tax

StateGeneral Sales TaxWith Max Surtax
Michigan6%6%

Michigan Income Tax

StateIncome Tax (Low)Income Tax (High)
Michigan4.25%4.25%
One thing to keep in mind when considering the cost of living in North Muskegon, MI is the Michigan sales tax and Michigan income tax rates. Sales taxes are taxes that are collected on most goods or services sold. Sales taxes can vary by state and can be as high as 7% and as low as 0% as not every state imposes a sales tax. The Michigan sales tax rate is 6% and the maximum surtax that can be charged is 6%. Income tax is the tax imposed on income by both the federal and state government. The income tax rates varies by individual state and will also be higher or lower depending on the applicable tax bracket. The rates of state income tax can vary from 0% to more than 9%. The Michigan income tax rates range from 4.25% to 4.25%.

Goods & Services

ItemNorth MuskegonNational avg.Difference
Haircut $17.33$15.5611.4%
Beauty Salon $32.00$36.1111.4%
Toothpaste $1.61$2.4735.0%
Shampoo $0.77$0.9620.2%
Movie $11.52$10.1313.7%
Bowling $3.99$4.7415.7%

Groceries

ItemNorth MuskegonNational avg.Difference
Ground Beef $3.45$3.9813.4%
Fried Chicken $1.12$1.4120.6%
Milk $1.35$2.0634.6%
Potatoes $2.76$2.987.4%
Pizza $9.66$9.472.0%
Beer $8.13$8.797.5%

Health Care

ItemNorth MuskegonNational avg.Difference
Optometrist $88.61$101.0412.3%
Doctor $91.00$107.4415.3%
Dentist $78.92$90.4212.7%
Ibuprofen $8.26$9.2811.0%
Lipitor $418.53$426.501.9%

Housing

ItemNorth MuskegonNational avg.Difference
Home Price $131,900.00$175,700.0024.9%
Avg. Mortgage Payment $862.03$1,133.2323.9%
Apartment Rent $588.00$920.0036.1%

Transportation

ItemNorth MuskegonNational avg.Difference
Gasoline $1.99$1.990.4%
Tire Balancing $47.99$45.764.9%

Utilities

ItemNorth MuskegonNational avg.Difference
All Electricity$169.46$163.813.5%
Phone $20.00$28.3929.5%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Muskegon Heights, MI10,80777-23%
Muskegon, MI37,82279-21%
Whitehall, MI2,69482-18%
Lakewood Club, MI1,20083-17%
Roosevelt Park, MI3,81783-17%
North Muskegon, MI3,76987-13%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Wonder Lake, IL3,76999-1%
Pixley, CA3,76999-1%
Northern Cambria, PA3,76979-21%
Polk City, IA3,77098-2%
Avalon, CA3,76817878%
North Muskegon, MI3,76987-13%
Source: The North Muskegon, MI cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.