North Amherst cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexNorth AmherstMassachusettsNational
Cost of living index128132100
IndexNorth AmherstMassachusettsNational
Goods & Services index112117100
Groceries index115108100
Health care index107121100
Housing index170167100
Transportation index100109100
Utilities index106129100
Displayed above is a general overview of the North Amherst, MA cost of living index. The overall cost of living index in North Amherst, MA is 128, which is 3% lower than the Massachusetts average and 28% higher than the national average. The cost of living index is created from the following categories: goods/services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). As you can see, goods/services and housing make up the majority of the overall cost of living index. Everyday goods and services can be a good indicator of the general cost of goods in a given city. In this case, the goods and services in North Amherst, MA are 4% lower than the Massachusetts average and 12% higher than the national average.

Did you know?

  • The cost of living in North Amherst is 3% lower than the Massachusetts average.
  • The cost of living in North Amherst is 28% higher than the national average.
  • The cost of housing in North Amherst is 70% higher than the national average.
  • Massachusetts general sales tax is 23% higher than the national average.
  • Massachusetts state income tax is 132% higher than the national average.

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Compare North Amherst, MA Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator is meant to help you compare your salary in North Amherst, MA to your potential earning power in another city. This can help you deduce what your salary would need to be in any given city in order for you to live the same lifestyle that you do in your current city. In other words, if you plan on moving to a city where the cost of living is higher than in North Amherst, MA, you'll have to make more money in the new city in order to maintain the lifestyle you currently enjoy. To use the North Amherst, MA salary calculator, simply input the new city, then move the adjustable slider to match your current income. Once you've selected your income, the calculator will determine if that income is sufficient to support your standard of living in the new city you entered. The calculator will also supply you with a rundown of living costs in the new city.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
The percent of monthly income spent on housing can be a good indicator of the affordability of housing in North Amherst, MA as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for North Amherst, MA homeowners, is $130,357. This would allow for a maximum of $3,041 per month to be spent on housing costs. For renters, the median monthly income is $26,456 which would result in a maximum of $617 to be spent on rental costs.

Massachusetts Sales Tax

StateGeneral Sales TaxWith Max Surtax

Massachusetts Income Tax

StateIncome Tax (Low)Income Tax (High)
For those who live in North Amherst, MA and want to know what the true cost of living is, they ought to look at both the Massachusetts income tax rate and the Massachusetts sales tax rate. By sales tax, we mean the taxes that are included whenever a person is purchasing any goods or services. The amount that is taxed depends upon the particular state, where some states have a sales tax of zero percent while others can have a tax higher than seven percent. In Massachusetts, the sales tax is 6.25%, while the most you'll pay in surtax is 6.25%. There is also income tax to consider, which is based upon the amount of money made in a year. Just like sales tax, income tax depends upon the particular state but also depends upon what tax bracket the person is in. Income tax for the state can be higher than nine percent in some states to zero percent in others. For those that live in Massachusetts, the income tax rate ranges between 5.15% to 5.15%.

Goods & Services

ItemNorth AmherstNational avg.Difference
Haircut $16.46$15.565.7%
Beauty Salon $39.51$36.119.4%
Toothpaste $3.36$2.4735.9%
Shampoo $0.98$0.961.4%
Movie $9.98$10.131.4%
Bowling $3.62$4.7423.6%


ItemNorth AmherstNational avg.Difference
Ground Beef $3.93$3.981.4%
Fried Chicken $1.48$1.415.0%
Milk $2.66$2.0628.9%
Potatoes $3.29$2.9810.3%
Pizza $8.46$9.4710.7%
Beer $8.01$8.798.9%

Health Care

ItemNorth AmherstNational avg.Difference
Optometrist $132.34$101.0431.0%
Doctor $108.57$107.441.1%
Dentist $98.58$90.429.0%
Ibuprofen $9.04$9.282.6%
Lipitor $451.71$426.505.9%


ItemNorth AmherstNational avg.Difference
Home Price $335,400.00$175,700.0090.9%
Avg. Mortgage Payment $1,615.97$1,133.2342.6%
Apartment Rent $1,125.00$920.0022.3%


ItemNorth AmherstNational avg.Difference
Gasoline $2.04$1.992.4%
Tire Balancing $42.53$45.767.1%


ItemNorth AmherstNational avg.Difference
All Electricity$154.59$163.815.6%
Phone $34.98$28.3923.2%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Orange, MA3,9441011%
Deerfield, MA8181044%
Ware, MA5,8161033%
Turners Falls, MA4,7191055%
Holyoke, MA40,07911212%
North Amherst, MA7,51712828%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Inverness, IL7,51616161%
Princeton, TX7,52086-14%
Powdersville, SC7,51398-2%
Sandwich, IL7,51398-2%
Oak Grove, KY7,52288-12%
North Amherst, MA7,51712828%
Source: The North Amherst, MA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.