Mount Airy cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexMount AiryNorth CarolinaNational
Cost of living index9697100
IndexMount AiryNorth CarolinaNational
Goods & Services index114101100
Groceries index98100100
Health care index105104100
Housing index7087100
Transportation index104102100
Utilities index104100100
A general overview of the cost of living index for Mount Airy, NC is displayed above. In Mount Airy, NC, the overall cost of living index is 96, which is equal to the North Carolina average and 4% lower than the U.S. average. The following categories are used to calculate the overall cost of living index: goods/services (33%), housing (30%), groceries (13%), utilities (10%), transportation (9%) and health care (5%). From the list, it is clear that the categories of goods/services and housing are responsible for the largest portions of the overall cost of living index. As a general rule, everyday goods and services provide an accurate measure of the general cost of goods in any given city. In the case of Mount Airy, NC, the city's goods and services are 13% higher than the North Carolina average and 14% higher than the U.S. average.

Did you know?

  • The cost of living in Mount Airy is equal to the North Carolina average.
  • The cost of living in Mount Airy is 4% lower than the national average.
  • The cost of housing in Mount Airy is 30% lower than the national average.
  • North Carolina general sales tax is 7% lower than the national average.
  • North Carolina state income tax is 159% higher than the national average.

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Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator is used in order to provide a comparison of your current salary in Mount Airy, NC to another city of your choice. The calculator will inform you of what your salary needs to be in any specific city in order for you to maintain your living standard based on what the city’s cost of living is. As an example, if you are seeking to move to a city that has a higher cost of living compared to Mount Airy, NC, you would have to earn a higher income to maintain a standard of living that is similar. To get started with the Mount Airy, NC salary calculator, input the new city’s name and then move the slider to indicate your current income. The salary calculator will now process the numbers and show you whether you need to earn more or less in the chosen city. A comprehensive breakdown of the cost of living will also be shown.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
If you want to find a good determining factor for the cost of living and the general affordability of housing in Mount Airy, NC, all you must look at is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Mount Airy, NC, the median monthly income is $44,795 for those who own their own homes. Under the standard rule, that income level would allow for $1,045 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $19,280, per the median income in the area. That would allow for renters to spend up to $450 on monthly rental expenses.

North Carolina Sales Tax

StateGeneral Sales TaxWith Max Surtax
North Carolina4.75%7.5%

North Carolina Income Tax

StateIncome Tax (Low)Income Tax (High)
North Carolina5.75%5.75%
For those who live in Mount Airy, NC and want to know what the true cost of living is, they ought to look at both the North Carolina income tax rate and the North Carolina sales tax rate. By sales tax, we mean the taxes that are included whenever a person is purchasing any goods or services. The amount that is taxed depends upon the particular state, where some states have a sales tax of zero percent while others can have a tax higher than seven percent. In North Carolina, the sales tax is 4.75%, while the most you'll pay in surtax is 7.5%. There is also income tax to consider, which is based upon the amount of money made in a year. Just like sales tax, income tax depends upon the particular state but also depends upon what tax bracket the person is in. Income tax for the state can be higher than nine percent in some states to zero percent in others. For those that live in North Carolina, the income tax rate ranges between 5.75% to 5.75%.

Goods & Services

ItemMount AiryNational avg.Difference
Haircut $18.00$14.5923.3%
Beauty Salon $36.25$34.684.5%
Toothpaste $2.21$2.4710.6%
Shampoo $1.13$1.0210.6%
Movie $10.60$9.877.4%
Bowling $6.67$4.3951.9%


ItemMount AiryNational avg.Difference
Ground Beef $4.86$4.488.6%
Fried Chicken $1.44$1.461.6%
Milk $2.67$2.3613.3%
Potatoes $3.36$3.069.8%
Pizza $8.51$9.247.9%
Beer $8.56$8.630.8%

Health Care

ItemMount AiryNational avg.Difference
Optometrist $111.80$99.7812.0%
Doctor $120.00$105.0314.2%
Dentist $85.00$88.704.2%
Ibuprofen $9.62$9.412.2%
Lipitor $326.54$298.509.4%


ItemMount AiryNational avg.Difference
Home Price $127,500.00$175,700.0027.4%
Avg. Mortgage Payment $720.62$1,081.0333.3%
Apartment Rent $597.00$920.0035.1%


ItemMount AiryNational avg.Difference
Gasoline $2.22$2.096.0%
Tire Balancing $43.68$45.293.5%


ItemMount AiryNational avg.Difference
All Electricity$175.54$170.802.8%
Phone $30.01$28.266.2%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Lowgap, NC23089-11%
Flat Rock CDP, NC1,42484-16%
Pinnacle, NC65690-10%
Toast, NC1,33092-8%
Cana, VA1,35292-8%
Mount Airy, NC10,41196-4%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Vermilion, OH10,41596-4%
Comstock Park, MI10,40790-10%
Placerville, CA10,41512727%
Del Aire, CA10,40614747%
Manchester, VA10,4021000%
Mount Airy, NC10,41196-4%
Source: The Mount Airy, NC cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.