Moorhead cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Cost of living index94102100
Goods & Services index96107100
Groceries index101107100
Health care index114108100
Housing index84101100
Transportation index9598100
Utilities index9987100
Here we can see a simple outline of the cost of living in Moorhead, MN. As you can see, with the average cost of living in Moorhead, MN being 94, that puts it 8% lower than the average of Minnesota and 6% lower than our nation's average. This simple outline of the cost of living index was formulated using prices of: goods and services (weighted 33%), housing prices (weighted 30%), groceries (weighted 13%), utilities (weighted 10%), transportation (weighted 9%), and health care (weighted 5%). Thus, goods/services, along with housing influences the majority of the cost of living index. The price of daily goods and services is a valuable and reliable number to be aware of when considering the general price of the city's goods. In the case of Moorhead, MN, the price of goods and services are 10% lower than the average of Minnesota as well as 4% lower than the nation's average.

Did you know?

  • The cost of living in Moorhead is 8% lower than the Minnesota average.
  • The cost of living in Moorhead is 6% lower than the national average.
  • The cost of housing in Moorhead is 16% lower than the national average.
  • Minnesota general sales tax is 35% higher than the national average.
  • Minnesota state income tax is 141% higher than the national average.

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Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator allows you to compare how much your current salary in Moorhead, MN would be worth in another city. In other words, the salary calculator will adjust the figure you enter for cost of living so that you can determine how much more or much less you would need to earn while maintaining your current quality of living. If you are considering relocating to a more expensive city than Moorhead, MN, the calculator will tell you how much more you need to earn so you can assess job offers more accurately. The Moorhead, MN salary calculator is easy to use. All you do is enter the name of another city, then move the slider to your current income. After that, the salary calculator will crunch the numbers for you and give you the information you need about the place you are considering going. Additionally, it will show a detailed breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
A good way to judge both the affordability of the housing and the cost of living is by simply calculating the maximum that a person should spend on housing in Moorhead, MN, otherwise known as the debt-to-income ratio (DTI). The safest way to live in the city is to avoid spending more than 28 percent of the gross income that one earns on costs that pertain to housing and no more than 36 percent on all expenses and debts. Moorhead, MN has a median income of about $69,825 for people who own homes. Based on that number, a person should spend a maximum of $1,629 on expenses related to housing. Renters have a slightly different median income, which is $23,939. Based on this average, renters should spend no more than $559 on all of their rental costs if they want to maintain a non-impoverished standard of living.

Minnesota Sales Tax

StateGeneral Sales TaxWith Max Surtax

Minnesota Income Tax

StateIncome Tax (Low)Income Tax (High)
One thing to keep in mind when considering the cost of living in Moorhead, MN is the Minnesota sales tax and Minnesota income tax rates. Sales taxes are taxes that are collected on most goods or services sold. Sales taxes can vary by state and can be as high as 7% and as low as 0% as not every state imposes a sales tax. The Minnesota sales tax rate is 6.875% and the maximum surtax that can be charged is 7.875%. Income tax is the tax imposed on income by both the federal and state government. The income tax rates varies by individual state and will also be higher or lower depending on the applicable tax bracket. The rates of state income tax can vary from 0% to more than 9%. The Minnesota income tax rates range from 5.35% to 9.85%.

Goods & Services

ItemMoorheadNational avg.Difference
Haircut $15.15$14.593.8%
Beauty Salon $27.25$34.6821.4%
Toothpaste $2.31$2.476.6%
Shampoo $1.03$1.020.8%
Movie $10.00$9.871.3%
Bowling $3.67$4.3916.4%


ItemMoorheadNational avg.Difference
Ground Beef $3.98$4.4811.1%
Fried Chicken $1.78$1.4621.6%
Milk $2.94$2.3624.8%
Potatoes $2.25$3.0626.5%
Pizza $8.00$9.2413.4%
Beer $9.14$8.635.9%

Health Care

ItemMoorheadNational avg.Difference
Optometrist $79.40$99.7820.4%
Doctor $152.00$105.0344.7%
Dentist $95.00$88.707.1%
Ibuprofen $8.18$9.4113.1%
Lipitor $321.67$298.507.8%


ItemMoorheadNational avg.Difference
Home Price $153,300.00$175,700.0012.7%
Avg. Mortgage Payment $980.39$1,081.039.3%
Apartment Rent $718.00$920.0022.0%


ItemMoorheadNational avg.Difference
Gasoline $1.90$2.099.2%
Tire Balancing $48.96$45.298.1%


ItemMoorheadNational avg.Difference
All Electricity$159.00$170.806.9%
Phone $29.95$28.266.0%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Brooktree Park, ND3098-2%
Felton, MN12380-20%
Baker, MN5085-15%
Comstock, MN11887-13%
Glyndon, MN1,55390-10%
Moorhead, MN39,05394-6%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Brentwood, TN39,05914747%
Lancaster, OH39,10586-14%
Sherman, TX39,11982-18%
Bozeman, MT39,1231088%
Channelview, TX38,98086-14%
Moorhead, MN39,05394-6%
Source: The Moorhead, MN cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.