Mattituck cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexMattituckNew YorkNational
Cost of living index154122100
IndexMattituckNew YorkNational
Goods & Services index126112100
Groceries index122103100
Health care index115104100
Housing index228149100
Transportation index100122100
Utilities index132102100
A general overview of the cost of living index for Mattituck, NY is displayed above. In Mattituck, NY, the overall cost of living index is 154, which is 26% higher than the New York average and 54% higher than the U.S. average. The following categories are used to calculate the overall cost of living index: goods/services (33%), housing (30%), groceries (13%), utilities (10%), transportation (9%) and health care (5%). From the list, it is clear that the categories of goods/services and housing are responsible for the largest portions of the overall cost of living index. As a general rule, everyday goods and services provide an accurate measure of the general cost of goods in any given city. In the case of Mattituck, NY, the city's goods and services are 12% higher than the New York average and 26% higher than the U.S. average.

Did you know?

  • The cost of living in Mattituck is 26% higher than the New York average.
  • The cost of living in Mattituck is 54% higher than the national average.
  • The cost of housing in Mattituck is 128% higher than the national average.
  • New York general sales tax is 21% lower than the national average.
  • New York state income tax is 80% higher than the national average.

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Salary Calculator

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The salary calculator is used in order to provide a comparison of your current salary in Mattituck, NY to another city of your choice. The calculator will inform you of what your salary needs to be in any specific city in order for you to maintain your living standard based on what the city’s cost of living is. As an example, if you are seeking to move to a city that has a higher cost of living compared to Mattituck, NY, you would have to earn a higher income to maintain a standard of living that is similar. To get started with the Mattituck, NY salary calculator, input the new city’s name and then move the slider to indicate your current income. The salary calculator will now process the numbers and show you whether you need to earn more or less in the chosen city. A comprehensive breakdown of the cost of living will also be shown.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$100,645$8,387$2,348$3,020
Renters$22,456$1,871$524$674
One can approximate the cost of living and the housing affordability in Mattituck, NY by the percentage of a person’s income that he or she spends on the monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side and keep one’s head above the water, a consumer should never spend more than 28 percent of his or her gross income on housing-related expenses and costs and not more than 36 percent of income on all expenses and debts. Homeowners in Mattituck, NY have a median income of $100,645. Therefore, the amount that a consumer should spend on housing costs should be no more than $2,348 per month to avoid calamity and poverty. The renters in the city have an income of about $22,456, which would make their monthly maximum allowable rental costs $524.

New York Sales Tax

StateGeneral Sales TaxWith Max Surtax
New York4%8.875%

New York Income Tax

StateIncome Tax (Low)Income Tax (High)
New York4%8.82%
The New York sales tax and New York income tax rates should definitely be considered when determining the overall cost of living in Mattituck, NY. Sales taxes are taxes that are imposed onto goods and services sold. Sales taxes do vary by state and can range from no tax at all to upwards of 7%. The New York sales tax is 4% and the maximum surtax is 8.875%. Income tax is the tax imposed on income by the government. The income tax rates will vary by state and will also increase or decrease depending on the corresponding tax bracket. State income tax rates can range from anywhere from no tax at all to more than 9%. The New York income tax rates range from 4% to 8.82%.

Goods & Services

ItemMattituckNational avg.Difference
Haircut $20.00$14.5937.0%
Beauty Salon $67.50$34.6894.6%
Toothpaste $4.04$2.4763.3%
Shampoo $0.88$1.0213.9%
Movie $14.75$9.8749.5%
Bowling $7.94$4.3980.8%

Groceries

ItemMattituckNational avg.Difference
Ground Beef $3.99$4.4810.9%
Fried Chicken $1.04$1.4629.0%
Milk $2.26$2.364.1%
Potatoes $3.92$3.0628.0%
Pizza $10.00$9.248.2%
Beer $9.82$8.6313.8%

Health Care

ItemMattituckNational avg.Difference
Optometrist $111.67$99.7811.9%
Doctor $123.75$105.0317.8%
Dentist $110.00$88.7024.0%
Ibuprofen $10.33$9.419.8%
Lipitor $299.00$298.500.2%

Housing

ItemMattituckNational avg.Difference
Home Price $457,000.00$175,700.00160.1%
Avg. Mortgage Payment $2,127.00$1,081.0396.8%
Apartment Rent $1,410.00$920.0053.3%

Transportation

ItemMattituckNational avg.Difference
Gasoline $2.06$2.091.5%
Tire Balancing $47.99$45.296.0%

Utilities

ItemMattituckNational avg.Difference
All Electricity$262.56$170.8053.7%
Phone $29.01$28.262.7%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Dering Harbor, NY512121%
Riverside, NY6311022%
Riverside CDP, NY4,9951077%
Northville, NY1,112100-0%
Calverton, NY6,37212626%
Mattituck, NY4,39115454%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Whitehouse, OH4,39196-4%
Perryville, MD4,39111111%
Wauna, WA4,39211818%
Monte Vista, CO4,39490-10%
Southern Shops, SC4,39483-17%
Mattituck, NY4,39115454%
Source: The Mattituck, NY cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.