Makaha cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Cost of living index149175100
Goods & Services index125127100
Groceries index164155100
Health care index113115100
Housing index163247100
Transportation index134134100
Utilities index202207100
Displayed above is a general overview of the Makaha, HI cost of living index. The overall cost of living index in Makaha, HI is 149, which is 14% lower than the Hawaii average and 49% higher than the national average. The cost of living index is created from the following categories: goods/services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). As you can see, goods/services and housing make up the majority of the overall cost of living index. Everyday goods and services can be a good indicator of the general cost of goods in a given city. In this case, the goods and services in Makaha, HI are 1% lower than the Hawaii average and 25% higher than the national average.

Did you know?

  • The cost of living in Makaha is 14% lower than the Hawaii average.
  • The cost of living in Makaha is 49% higher than the national average.
  • The cost of housing in Makaha is 63% higher than the national average.
  • Hawaii general sales tax is 21% lower than the national average.
  • Hawaii state income tax is 37% lower than the national average.

Find Real Estate Listings In Makaha


New Real Estate Listings In Makaha

Compare Makaha, HI Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator allows you to compare how much your current salary in Makaha, HI would be worth in another city. In other words, the salary calculator will adjust the figure you enter for cost of living so that you can determine how much more or much less you would need to earn while maintaining your current quality of living. If you are considering relocating to a more expensive city than Makaha, HI, the calculator will tell you how much more you need to earn so you can assess job offers more accurately. The Makaha, HI salary calculator is easy to use. All you do is enter the name of another city, then move the slider to your current income. After that, the salary calculator will crunch the numbers for you and give you the information you need about the place you are considering going. Additionally, it will show a detailed breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
One can approximate the cost of living and the housing affordability in Makaha, HI by the percentage of a person’s income that he or she spends on the monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side and keep one’s head above the water, a consumer should never spend more than 28 percent of his or her gross income on housing-related expenses and costs and not more than 36 percent of income on all expenses and debts. Homeowners in Makaha, HI have a median income of $70,513. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,645 per month to avoid calamity and poverty. The renters in the city have an income of about $33,092, which would make their monthly maximum allowable rental costs $772.

Hawaii Sales Tax

StateGeneral Sales TaxWith Max Surtax

Hawaii Income Tax

StateIncome Tax (Low)Income Tax (High)
When assessing the complete cost of living in Makaha, HI, the Hawaii income tax and the Hawaii sales tax percentages should unquestionably be taken into consideration. Sales taxes aren't just levies imposed onto sold goods, but they also include taxes that are charged when services are provided for a fee. The rates are different from state to state and can run has high as 7 percent. Some states have no sales tax at all. The Hawaii maximum surtax is 4.5%, and the Hawaii sales tax is 4%. By contrast, income tax is an unfortunate obligation that is charged by the government against earnings. Just like sales taxes, the rates for income taxes differ from state to state. They also decrease or increase according to the individual's tax bracket. Tax rates can run as high as 9 percent, with a minimum of zero. Income tax rates range from 1.4% to 11% in Hawaii.

Goods & Services

ItemMakahaNational avg.Difference
Haircut $16.00$15.562.8%
Beauty Salon $53.37$36.1147.8%
Toothpaste $3.66$2.4748.2%
Shampoo $1.72$0.9678.2%
Movie $11.71$10.1315.6%
Bowling $3.85$4.7418.7%


ItemMakahaNational avg.Difference
Ground Beef $4.88$3.9822.4%
Fried Chicken $2.16$1.4153.7%
Milk $3.79$2.0683.5%
Potatoes $5.38$2.9880.5%
Pizza $11.99$9.4726.6%
Beer $8.76$8.790.4%

Health Care

ItemMakahaNational avg.Difference
Optometrist $146.94$101.0445.4%
Doctor $110.63$107.443.0%
Dentist $94.66$90.424.7%
Ibuprofen $13.56$9.2846.1%
Lipitor $477.26$426.5011.9%


ItemMakahaNational avg.Difference
Home Price $313,700.00$175,700.0078.5%
Avg. Mortgage Payment $3,634.21$1,133.23220.7%
Apartment Rent $1,164.00$920.0026.5%


ItemMakahaNational avg.Difference
Gasoline $2.58$1.9929.2%
Tire Balancing $65.52$45.7643.2%


ItemMakahaNational avg.Difference
All Electricity$455.51$163.81178.1%
Phone $28.95$28.392.0%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Makaha Valley, HI1,30713131%
Nanakuli, HI12,18114646%
Waianae, HI12,69415050%
Waipio Acres, HI4,80715656%
Maili, HI9,39915757%
Makaha, HI8,66314949%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Thief River Falls, MN8,66286-14%
Bradford, PA8,66577-23%
Edgewood, KY8,6651000%
Stone Ridge, VA8,66714040%
Cresskill, NJ8,66915757%
Makaha, HI8,66314949%
Source: The Makaha, HI cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.