Longmeadow cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexLongmeadowMassachusettsNational
Cost of living index139130100
IndexLongmeadowMassachusettsNational
Goods & Services index121111100
Groceries index128113100
Health care index119111100
Housing index180167100
Transportation index109117100
Utilities index128126100
The above illustration supplies generalized information for the Longmeadow, MA cost of living index. Compared to other cities in Massachusetts and cities across the country, the cost of living index in Longmeadow, MA is 139, which is 7% higher than the Massachusetts average and 39% higher than that for the entire country. The index is comprised of the following criteria: cost of retail goods and services (33%), groceries (13%), health care (5%), housing (30%), cost of public/private transportation (9%) and utilities (10%). Everyday goods and services, along with housing account for 63 percent of the total cost of living index. Goods and services that are a necessity regardless of location provide an accurate general sense of the cost of living in one city versus another. As seen above, the cost of retail goods and services in Longmeadow, MA are 9% higher than the average for Massachusetts and 21% higher than the rest of the country.

Did you know?

  • The cost of living in Longmeadow is 7% higher than the Massachusetts average.
  • The cost of living in Longmeadow is 39% higher than the national average.
  • The cost of housing in Longmeadow is 80% higher than the national average.
  • Massachusetts general sales tax is 23% higher than the national average.
  • Massachusetts state income tax is 132% higher than the national average.

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Compare Longmeadow, MA Cost of living To Other Cities

Salary Calculator

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Use the salary calculator to compare your current income in Longmeadow, MA to any other city in the country. The calculator will tell you how much income you would need to make in a particular city to live at the same level based on the cost of living in each city. For example, if the cost of living in the city you are looking to move to is higher than that of Longmeadow, MA, then you would need to earn a higher salary in order to enjoy the same standard of living. To use the Longmeadow, MA salary calculator, enter the name of the new city, then move the slider to your current salary level. The salary calculator will do the rest and let you know if your salary would need to increase or decrease for the new city. You will also see a complete overview of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$118,750$9,896$2,771$3,563
Renters$17,460$1,455$407$524
If you want to find a good determining factor for the cost of living and the general affordability of housing in Longmeadow, MA, all you must look at is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Longmeadow, MA, the median monthly income is $118,750 for those who own their own homes. Under the standard rule, that income level would allow for $2,771 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $17,460, per the median income in the area. That would allow for renters to spend up to $407 on monthly rental expenses.

Massachusetts Sales Tax

StateGeneral Sales TaxWith Max Surtax
Massachusetts6.25%6.25%

Massachusetts Income Tax

StateIncome Tax (Low)Income Tax (High)
Massachusetts5.15%5.15%
When you are determining the total cost of living in Longmeadow, MA you will want to make sure you consider both the Massachusetts sales tax and the Massachusetts income tax rates. Sales tax come in the form of taxes levied on both services and goods that are sold. The sales tax rates are different state to state and range from zero sales tax to higher than 7%. The sales tax in Massachusetts is 6.25%, with the highest surtax being 6.25%. Tax that is on income by the government is income tax. Different states have different income tax rates and these rates can be higher or lower dependent on the corresponding tax bracket. The state income tax rates are different state to state and range from no income tax to more than 9% income tax. The income tax rates in Massachusetts have a range from 5.15% to 5.15%.

Goods & Services

ItemLongmeadowNational avg.Difference
Haircut $17.50$14.5919.9%
Beauty Salon $47.06$34.6835.7%
Toothpaste $3.22$2.4730.2%
Shampoo $1.17$1.0214.5%
Movie $10.07$9.872.0%
Bowling $7.17$4.3963.3%

Groceries

ItemLongmeadowNational avg.Difference
Ground Beef $6.34$4.4841.6%
Fried Chicken $1.90$1.4629.8%
Milk $2.56$2.368.6%
Potatoes $4.51$3.0647.3%
Pizza $10.11$9.249.4%
Beer $10.03$8.6316.2%

Health Care

ItemLongmeadowNational avg.Difference
Optometrist $116.73$99.7817.0%
Doctor $123.77$105.0317.8%
Dentist $122.94$88.7038.6%
Ibuprofen $11.38$9.4120.9%
Lipitor $267.92$298.5010.2%

Housing

ItemLongmeadowNational avg.Difference
Home Price $338,600.00$175,700.0092.7%
Avg. Mortgage Payment $1,493.00$1,081.0338.1%
Apartment Rent $1,396.00$920.0051.7%

Transportation

ItemLongmeadowNational avg.Difference
Gasoline $2.44$2.0916.6%
Tire Balancing $39.98$45.2911.7%

Utilities

ItemLongmeadowNational avg.Difference
All Electricity$265.73$170.8055.6%
Phone $24.95$28.2611.7%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Springfield, MA153,83611010%
Stafford Springs, CT4,73411313%
Chicopee, MA55,60311414%
Holyoke, MA40,07911414%
Palmer Town, MA12,15511515%
Longmeadow, MA15,85813939%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Stuart, FL15,85097-3%
Opa-locka, FL15,86794-6%
Port Washington, NY15,84718989%
Merrifield, VA15,87314040%
Greenwood, MS15,87377-23%
Longmeadow, MA15,85813939%
Source: The Longmeadow, MA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.