Lincoln City cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexLincoln CityOregonNational
Cost of living index111112100
IndexLincoln CityOregonNational
Goods & Services index120111100
Groceries index117107100
Health care index110105100
Housing index110122100
Transportation index108114100
Utilities index7891100
A general overview of the cost of living index for Lincoln City, OR is displayed above. In Lincoln City, OR, the overall cost of living index is 111, which is 1% lower than the Oregon average and 11% higher than the U.S. average. The following categories are used to calculate the overall cost of living index: goods/services (33%), housing (30%), groceries (13%), utilities (10%), transportation (9%) and health care (5%). From the list, it is clear that the categories of goods/services and housing are responsible for the largest portions of the overall cost of living index. As a general rule, everyday goods and services provide an accurate measure of the general cost of goods in any given city. In the case of Lincoln City, OR, the city's goods and services are 8% higher than the Oregon average and 20% higher than the U.S. average.

Did you know?

  • The cost of living in Lincoln City is 1% lower than the Oregon average.
  • The cost of living in Lincoln City is 11% higher than the national average.
  • The cost of housing in Lincoln City is 10% higher than the national average.
  • Oregon general sales tax is 100% lower than the national average.
  • Oregon state income tax is 125% higher than the national average.

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Compare Lincoln City, OR Cost of living To Other Cities

Salary Calculator

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Use the salary calculator to compare your current salary in Lincoln City, OR to any other city. The salary calculator will tell you how much you would need to earn in any given city to maintain the same standard of living based on the cost of living in each city. For example, if the cost of living in the city you are looking to relocate to is higher than the cost of living in Lincoln City, OR, then you would need to earn more income in order to maintain the same standard of living. To use the Lincoln City, OR salary calculator, simply enter in the name of the new city, then adjust the slider to your current income. The salary calculator will do the rest and let you know if you need to earn more or less in the new city. You will also see a complete breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$49,385$4,115$1,152$1,482
Renters$26,930$2,244$628$808
The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Lincoln City, OR as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Lincoln City, OR homeowners, is $49,385. This would allow for a maximum of $1,152 per month to be spent on housing costs. For renters, the median monthly income is $26,930 which would result in a maximum of $628 to be spent on rental costs.

Oregon Sales Tax

StateGeneral Sales TaxWith Max Surtax
Oregon0%0%

Oregon Income Tax

StateIncome Tax (Low)Income Tax (High)
Oregon5%9.9%
The Oregon sales tax and Oregon income tax rates should definitely be considered when determining the overall cost of living in Lincoln City, OR. Sales taxes are taxes that are imposed onto goods and services sold. Sales taxes do vary by state and can range from no tax at all to upwards of 7%. The Oregon sales tax is 0% and the maximum surtax is 0%. Income tax is the tax imposed on income by the government. The income tax rates will vary by state and will also increase or decrease depending on the corresponding tax bracket. State income tax rates can range from anywhere from no tax at all to more than 9%. The Oregon income tax rates range from 5% to 9.9%.

Goods & Services

ItemLincoln CityNational avg.Difference
Haircut $25.26$15.5662.3%
Beauty Salon $54.47$36.1150.9%
Toothpaste $3.91$2.4758.1%
Shampoo $1.08$0.9611.6%
Movie $10.56$10.134.3%
Bowling $4.31$4.749.1%

Groceries

ItemLincoln CityNational avg.Difference
Ground Beef $5.36$3.9834.4%
Fried Chicken $1.66$1.4118.2%
Milk $2.18$2.065.5%
Potatoes $2.10$2.9829.7%
Pizza $10.33$9.479.0%
Beer $9.67$8.7910.0%

Health Care

ItemLincoln CityNational avg.Difference
Optometrist $122.67$101.0421.4%
Doctor $121.58$107.4413.2%
Dentist $102.13$90.4213.0%
Ibuprofen $10.28$9.2810.8%
Lipitor $403.09$426.505.5%

Housing

ItemLincoln CityNational avg.Difference
Home Price $212,700.00$175,700.0021.1%
Avg. Mortgage Payment $1,625.94$1,133.2343.5%
Apartment Rent $787.00$920.0014.5%

Transportation

ItemLincoln CityNational avg.Difference
Gasoline $2.58$1.9929.6%
Tire Balancing $26.80$45.7641.4%

Utilities

ItemLincoln CityNational avg.Difference
All Electricity$145.06$163.8111.4%
Phone $18.23$28.3935.8%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Rose Lodge, OR1,9241000%
Lincoln Beach, OR1,76011414%
Depoe Bay, OR1,62212020%
Neskowin, OR14717676%
Lincoln City, OR7,97711111%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Black Mountain, NC7,97796-4%
Greenville, AL7,97485-15%
Warrenton, MO7,97491-9%
Williamsburg, FL7,97398-2%
Independent Hill, VA7,97314545%
Lincoln City, OR7,97711111%
Source: The Lincoln City, OR cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.