Lancaster cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Cost of living index8691100
Goods & Services index9696100
Groceries index9099100
Health care index9796100
Housing index7075100
Transportation index8395100
Utilities index96101100
Here we can see a simple outline of the cost of living in Lancaster, OH. As you can see, with the average cost of living in Lancaster, OH being 86, that puts it 5% lower than the average of Ohio and 14% lower than our nation's average. This simple outline of the cost of living index was formulated using prices of: goods and services (weighted 33%), housing prices (weighted 30%), groceries (weighted 13%), utilities (weighted 10%), transportation (weighted 9%), and health care (weighted 5%). Thus, goods/services, along with housing influences the majority of the cost of living index. The price of daily goods and services is a valuable and reliable number to be aware of when considering the general price of the city's goods. In the case of Lancaster, OH, the price of goods and services are equal to the average of Ohio as well as 4% lower than the nation's average.

Did you know?

  • The cost of living in Lancaster is 5% lower than the Ohio average.
  • The cost of living in Lancaster is 14% lower than the national average.
  • The cost of housing in Lancaster is 30% lower than the national average.
  • Ohio general sales tax is 13% higher than the national average.
  • Ohio state income tax is 76% lower than the national average.

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Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Use the salary calculator to compare your current income in Lancaster, OH to any other city in the country. The calculator will tell you how much income you would need to make in a particular city to live at the same level based on the cost of living in each city. For example, if the cost of living in the city you are looking to move to is higher than that of Lancaster, OH, then you would need to earn a higher salary in order to enjoy the same standard of living. To use the Lancaster, OH salary calculator, enter the name of the new city, then move the slider to your current salary level. The salary calculator will do the rest and let you know if your salary would need to increase or decrease for the new city. You will also see a complete overview of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
One can approximate the cost of living and the housing affordability in Lancaster, OH by the percentage of a person’s income that he or she spends on the monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side and keep one’s head above the water, a consumer should never spend more than 28 percent of his or her gross income on housing-related expenses and costs and not more than 36 percent of income on all expenses and debts. Homeowners in Lancaster, OH have a median income of $54,740. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,277 per month to avoid calamity and poverty. The renters in the city have an income of about $23,459, which would make their monthly maximum allowable rental costs $547.

Ohio Sales Tax

StateGeneral Sales TaxWith Max Surtax

Ohio Income Tax

StateIncome Tax (Low)Income Tax (High)
One thing to keep in mind when considering the cost of living in Lancaster, OH is the Ohio sales tax and Ohio income tax rates. Sales taxes are taxes that are collected on most goods or services sold. Sales taxes can vary by state and can be as high as 7% and as low as 0% as not every state imposes a sales tax. The Ohio sales tax rate is 5.75% and the maximum surtax that can be charged is 8%. Income tax is the tax imposed on income by both the federal and state government. The income tax rates varies by individual state and will also be higher or lower depending on the applicable tax bracket. The rates of state income tax can vary from 0% to more than 9%. The Ohio income tax rates range from 0.528% to 5.333%.

Goods & Services

ItemLancasterNational avg.Difference
Haircut $11.20$14.5923.3%
Beauty Salon $33.20$34.684.3%
Toothpaste $1.78$2.4728.0%
Shampoo $0.91$1.0211.0%
Movie $9.31$9.875.7%
Bowling $4.25$4.393.2%


ItemLancasterNational avg.Difference
Ground Beef $4.73$4.485.7%
Fried Chicken $1.17$1.4620.1%
Milk $1.88$2.3620.2%
Potatoes $2.37$3.0622.6%
Pizza $9.99$9.248.1%
Beer $7.99$8.637.4%

Health Care

ItemLancasterNational avg.Difference
Optometrist $59.90$99.7840.0%
Doctor $111.67$105.036.3%
Dentist $94.00$88.706.0%
Ibuprofen $7.49$9.4120.4%
Lipitor $267.15$298.5010.5%


ItemLancasterNational avg.Difference
Home Price $116,100.00$175,700.0033.9%
Avg. Mortgage Payment $836.00$1,081.0322.7%
Apartment Rent $732.00$920.0020.4%


ItemLancasterNational avg.Difference
Gasoline $1.75$2.0916.6%
Tire Balancing $36.75$45.2918.8%


ItemLancasterNational avg.Difference
All Electricity$161.00$170.805.7%
Phone $27.99$28.260.9%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Rockbridge, OH22669-31%
West Rushville, OH18780-20%
Tarlton, OH30581-19%
Buckeye Lake, OH2,70781-19%
Logan, OH7,31482-18%
Lancaster, OH39,10586-14%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Sherman, TX39,11982-18%
Bozeman, MT39,1231088%
Marlborough, MA39,14113535%
North Fort Myers, FL39,14388-12%
Brentwood, TN39,05914747%
Lancaster, OH39,10586-14%
Source: The Lancaster, OH cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.