Kalamazoo cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexKalamazooMichiganNational
Cost of living index7989100
IndexKalamazooMichiganNational
Goods & Services index8594100
Groceries index8394100
Health care index91100100
Housing index6373100
Transportation index89101100
Utilities index8896100
Here we can see a simple outline of the cost of living in Kalamazoo, MI. As you can see, with the average cost of living in Kalamazoo, MI being 79, that puts it 11% lower than the average of Michigan and 21% lower than our nation's average. This simple outline of the cost of living index was formulated using prices of: goods and services (weighted 33%), housing prices (weighted 30%), groceries (weighted 13%), utilities (weighted 10%), transportation (weighted 9%), and health care (weighted 5%). Thus, goods/services, along with housing influences the majority of the cost of living index. The price of daily goods and services is a valuable and reliable number to be aware of when considering the general price of the city's goods. In the case of Kalamazoo, MI, the price of goods and services are 10% lower than the average of Michigan as well as 15% lower than the nation's average.

Did you know?

  • The cost of living in Kalamazoo is 11% lower than the Michigan average.
  • The cost of living in Kalamazoo is 21% lower than the national average.
  • The cost of housing in Kalamazoo is 37% lower than the national average.
  • Michigan general sales tax is 18% higher than the national average.
  • Michigan state income tax is 91% higher than the national average.

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Compare Kalamazoo, MI Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Using the salary calculator lets you compare the salary you earn in Kalamazoo, MI to what it is in other cities. It will let you know what your earnings would have to be in another city to have the same standard of living, as determined by the cost of living in each city. For example, if the cost of living in the area you want to move to is higher than the cost of living in Kalamazoo, MI, you have to earn a higher income in order to still have the same standard of living. To operate the Kalamazoo, MI salary calculator, put in the name of the other city, then move the slider to the point that represents the current income. The salary calculator will take care of the rest and tell you how much more or less you must earn in the new city. A Total breakdown of the cost of living is also provided.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$54,817$4,568$1,279$1,645
Renters$21,327$1,777$498$640
The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Kalamazoo, MI as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Kalamazoo, MI homeowners, is $54,817. This would allow for a maximum of $1,279 per month to be spent on housing costs. For renters, the median monthly income is $21,327 which would result in a maximum of $498 to be spent on rental costs.

Michigan Sales Tax

StateGeneral Sales TaxWith Max Surtax
Michigan6%6%

Michigan Income Tax

StateIncome Tax (Low)Income Tax (High)
Michigan4.25%4.25%
The Michigan sales tax and Michigan income tax rates should definitely be considered when determining the overall cost of living in Kalamazoo, MI. Sales taxes are taxes that are imposed onto goods and services sold. Sales taxes do vary by state and can range from no tax at all to upwards of 7%. The Michigan sales tax is 6% and the maximum surtax is 6%. Income tax is the tax imposed on income by the government. The income tax rates will vary by state and will also increase or decrease depending on the corresponding tax bracket. State income tax rates can range from anywhere from no tax at all to more than 9%. The Michigan income tax rates range from 4.25% to 4.25%.

Goods & Services

ItemKalamazooNational avg.Difference
Haircut $14.88$15.564.4%
Beauty Salon $19.17$36.1146.9%
Toothpaste $2.03$2.4717.8%
Shampoo $0.79$0.9618.1%
Movie $8.13$10.1319.7%
Bowling $3.14$4.7433.7%

Groceries

ItemKalamazooNational avg.Difference
Ground Beef $2.73$3.9831.4%
Fried Chicken $1.14$1.4118.7%
Milk $1.74$2.0615.5%
Potatoes $2.76$2.987.4%
Pizza $9.16$9.473.3%
Beer $7.91$8.7910.0%

Health Care

ItemKalamazooNational avg.Difference
Optometrist $56.71$101.0443.9%
Doctor $86.71$107.4419.3%
Dentist $90.77$90.420.4%
Ibuprofen $7.90$9.2814.9%
Lipitor $433.64$426.501.7%

Housing

ItemKalamazooNational avg.Difference
Home Price $98,000.00$175,700.0044.2%
Avg. Mortgage Payment $725.64$1,133.2336.0%
Apartment Rent $721.00$920.0021.6%

Transportation

ItemKalamazooNational avg.Difference
Gasoline $1.84$1.997.5%
Tire Balancing $37.80$45.7617.4%

Utilities

ItemKalamazooNational avg.Difference
All Electricity$167.29$163.812.1%
Phone $20.00$28.3929.6%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Galesburg, MI1,87675-25%
Gobles, MI76376-24%
Eastwood, MI6,73477-23%
Lawton, MI1,69877-23%
Augusta, MI87077-23%
Kalamazoo, MI75,19079-21%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Evanston, IL75,28212929%
Upland, CA75,08913939%
Decatur, IL75,08882-18%
Bethlehem, PA75,0501066%
Cheektowaga, NY74,96784-16%
Kalamazoo, MI75,19079-21%
Source: The Kalamazoo, MI cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.