Kalaheo cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexKalaheoHawaiiNational
Cost of living index178179100
IndexKalaheoHawaiiNational
Goods & Services index122126100
Groceries index154156100
Health care index110111100
Housing index253247100
Transportation index153153100
Utilities index217227100
An overview of the general cost of living index for Kalaheo, HI is displayed above for your reference. Residents in Kalaheo, HI enjoy a cost of living index of 178. This index is 1% lower than the Hawaii average, and 78% higher than the national average. The following categories are used when determining the cost of living index for any given city: health care (5%), transportation (9%), utilities (10%), groceries (13%), housing (30%), and goods/services (33%). Clearly, housing and goods/services make up the majority of the formula for calculating the cost of living index. Because of this, the general cost of living for any given area can be estimated by looking at the cost of everyday goods in that area. For those living in Kalaheo, HI, the average cost of goods and services is 3% lower than it is in Hawaii, and it is 22% higher than the national average.

Did you know?

  • The cost of living in Kalaheo is 1% lower than the Hawaii average.
  • The cost of living in Kalaheo is 78% higher than the national average.
  • The cost of housing in Kalaheo is 153% higher than the national average.
  • Hawaii general sales tax is 21% lower than the national average.
  • Hawaii state income tax is 37% lower than the national average.

Find Real Estate Listings In Kalaheo

Location
Price
Bedrooms
Bathrooms
 

New Real Estate Listings In Kalaheo

Compare Kalaheo, HI Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Using the salary calculator lets you compare the salary you earn in Kalaheo, HI to what it is in other cities. It will let you know what your earnings would have to be in another city to have the same standard of living, as determined by the cost of living in each city. For example, if the cost of living in the area you want to move to is higher than the cost of living in Kalaheo, HI, you have to earn a higher income in order to still have the same standard of living. To operate the Kalaheo, HI salary calculator, put in the name of the other city, then move the slider to the point that represents the current income. The salary calculator will take care of the rest and tell you how much more or less you must earn in the new city. A Total breakdown of the cost of living is also provided.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$77,469$6,456$1,807$2,324
Renters$36,154$3,013$844$1,085
The affordability of the housing market in Kalaheo, HI as well as the overall cost of living can be indicated accurately by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should ever be used on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Kalaheo, HI homeowners, the median income is $77,469. This indicates that a monthly maximum of $1,807 should be spent by homeowners on all housing related costs. Renters have a median income of $36,154. This indicates that renters should have a maximum of $844 used for their rent related monthly costs.

Hawaii Sales Tax

StateGeneral Sales TaxWith Max Surtax
Hawaii4%4.5%

Hawaii Income Tax

StateIncome Tax (Low)Income Tax (High)
Hawaii1.4%11%
When you are determining the total cost of living in Kalaheo, HI you will want to make sure you consider both the Hawaii sales tax and the Hawaii income tax rates. Sales tax come in the form of taxes levied on both services and goods that are sold. The sales tax rates are different state to state and range from zero sales tax to higher than 7%. The sales tax in Hawaii is 4%, with the highest surtax being 4.5%. Tax that is on income by the government is income tax. Different states have different income tax rates and these rates can be higher or lower dependent on the corresponding tax bracket. The state income tax rates are different state to state and range from no income tax to more than 9% income tax. The income tax rates in Hawaii have a range from 1.4% to 11%.

Goods & Services

ItemKalaheoNational avg.Difference
Haircut $15.80$14.598.3%
Beauty Salon $51.00$34.6847.1%
Toothpaste $3.69$2.4749.2%
Shampoo $1.52$1.0248.7%
Movie $11.30$9.8714.5%
Bowling $3.60$4.3918.0%

Groceries

ItemKalaheoNational avg.Difference
Ground Beef $4.97$4.4811.0%
Fried Chicken $2.19$1.4649.6%
Milk $3.67$2.3655.7%
Potatoes $6.48$3.06111.7%
Pizza $11.99$9.2429.7%
Beer $8.69$8.630.7%

Health Care

ItemKalaheoNational avg.Difference
Optometrist $159.23$99.7859.6%
Doctor $119.55$105.0313.8%
Dentist $101.93$88.7014.9%
Ibuprofen $13.62$9.4144.7%
Lipitor $223.59$298.5025.1%

Housing

ItemKalaheoNational avg.Difference
Home Price $539,600.00$175,700.00207.1%
Avg. Mortgage Payment $3,260.98$1,081.03201.7%
Apartment Rent $1,158.00$920.0025.9%

Transportation

ItemKalaheoNational avg.Difference
Gasoline $3.35$2.0960.0%
Tire Balancing $60.40$45.2933.4%

Utilities

ItemKalaheoNational avg.Difference
All Electricity$509.58$170.80198.4%
Phone $28.95$28.262.5%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Pakala Village, HI36111515%
Kaumakani, HI1,00711919%
Puhi, HI3,57215656%
Waimea CDP (Kauai County), HI1,85916363%
Hanapepe, HI2,48815959%
Kalaheo, HI4,12717878%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Bunkie, LA4,12788-12%
Argo, AL4,12793-7%
Heritage Village, CT4,12611616%
Ellenville, NY4,12611414%
Red Oaks Mill, NY4,12813737%
Kalaheo, HI4,12717878%
Source: The Kalaheo, HI cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.