Joy cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexJoyIllinoisNational
Cost of living index8599100
IndexJoyIllinoisNational
Goods & Services index9998100
Groceries index10099100
Health care index92101100
Housing index5399100
Transportation index10297100
Utilities index100101100

Did you know?

  • The cost of living in Joy is 14% lower than the Illinois average.
  • The cost of living in Joy is 15% lower than the national average.
  • The cost of housing in Joy is 47% lower than the national average.
  • Illinois general sales tax is 23% higher than the national average.
  • Illinois state income tax is 69% higher than the national average.

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Health care index
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Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$60,729$5,061$1,417$1,822
Renters$50,000$4,167$1,167$1,500

Illinois Sales Tax

StateGeneral Sales TaxWith Max Surtax
Illinois6.25%9.75%

Illinois Income Tax

StateIncome Tax (Low)Income Tax (High)
Illinois3.75%3.75%

Goods & Services

ItemJoyNational avg.Difference
Haircut $13.50$14.597.5%
Beauty Salon $28.00$34.6819.3%
Toothpaste $2.12$2.4714.3%
Shampoo $0.92$1.0210.0%
Movie $9.88$9.870.1%
Bowling $2.75$4.3937.4%

Groceries

ItemJoyNational avg.Difference
Ground Beef $4.69$4.484.8%
Fried Chicken $1.56$1.466.6%
Milk $2.33$2.361.1%
Potatoes $2.99$3.062.3%
Pizza $8.99$9.242.7%
Beer $8.37$8.633.0%

Health Care

ItemJoyNational avg.Difference
Optometrist $97.00$99.782.8%
Doctor $115.00$105.039.5%
Dentist $64.67$88.7027.1%
Ibuprofen $8.99$9.414.5%
Lipitor $296.88$298.500.5%

Housing

ItemJoyNational avg.Difference
Home Price $68,400.00$175,700.0061.1%
Avg. Mortgage Payment $1,182.15$1,081.039.4%
Apartment Rent $785.00$920.0014.7%

Transportation

ItemJoyNational avg.Difference
Gasoline $2.03$2.092.9%
Tire Balancing $51.92$45.2914.7%

Utilities

ItemJoyNational avg.Difference
All Electricity$142.93$170.8016.3%
Phone $34.56$28.2622.3%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Keithsburg, IL59874-26%
Seaton, IL24676-24%
Little York, IL28979-21%
New Boston, IL70779-21%
Oakville, IA12380-20%
Joy, IL41085-15%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Keswick, CA41013636%
Big Horn, WY41096-4%
Midway, TX41085-15%
Randlett, OK41077-23%
Fanshawe, OK41083-17%
Joy, IL41085-15%
Source: The Joy, IL cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.